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DFY Stock Chart & Stats
C$67.81
C$0.20(0.35%)
At close: 4:00 PM EST
C$67.81
C$0.20(0.35%)
Day’s Range― - ―
52-Week RangeC$61.87 - C$79.95
Previous CloseN/A
Volume37.27K
Average Volume (3M)203.62K
Market Cap
C$9.15B
Enterprise ValueC$10.13B
Total Cash (Recent Filing)C$556.80M
Total Debt (Recent Filing)C$1.77B
Price to Earnings (P/E)23.0
Beta0.48
Next Earnings
Jul 30, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend Yield0.98%
Share Statistics
EPS (TTM)3.27
Shares Outstanding121,600,000
10 Day Avg. Volume244,361
30 Day Avg. Volume203,623
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$81.50Price Target Upside20.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)3.87
Revenue Forecast (FY)C$5.80B
Bulls Say, Bears Say
Bulls Say
Transformational Acquisition And Early Synergy CaptureClosing the Travelers transaction materially increases scale while delivering early expense synergies ($36M run-rate toward a $100M target). That provides durable cost advantages, faster integration payoff and improved operating leverage that should support margin expansion over the next 2–3 years.
Strong Premium Growth And Record Underwriting ResultsVery strong gross written premium growth (+35% Y/Y) alongside record underwriting income indicates scalable revenue and improving underwriting execution. Sustained GWP growth and maintained underwriting profitability support durable expansion of core earnings and underwriting margins as integration completes.
Solid Balance Sheet And Capital HeadroomA strong equity base and modest leverage provide financial flexibility to absorb integration costs, support reinsurance and underwriting needs, and pursue strategic initiatives. This capital strength underpins credibility with brokers and reinsurers and supports a multi-year pathway to target capital ratios.
Bears Say
Step-up In Debt Reduces Near-term FlexibilityThe recent increase in absolute debt levels, even with manageable leverage ratios, constrains optionality for further M&A or aggressive capital returns until deleveraging progresses. Higher debt servicing and covenant attention could limit strategic choices over the next several quarters.
Front‑loaded Acquisition And Integration CostsMeaningful one-time acquisition and integration expenses are front-loaded and will depress near-term earnings and free cash flow. Until anticipated $100M of synergies are fully captured, investors should expect elevated cost drag and slower conversion of nominal revenue gains into sustained free cash flow.
Elevated Combined Ratios And Commercial CompetitionHigher combined ratios in key lines and intensified competition in large commercial accounts signal underwriting margin pressure and potential need for pricing or segmentation changes. These structural pressures can slow margin recovery and require sustained underwriting discipline and targeted rate actions to restore mid‑teen ROE goals.
Definity Financial Corp. News
DFY FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was C$61.87 and its highest was C$79.95 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is C$9.15B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Jul 30, 2026 which is in 28 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on May 07, 2026. The company reported C$0.97 earnings per share for the quarter, beating the consensus estimate of C$0.869 by C$0.101.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. pays a Quarterly dividend of C$0.215 which represents an annual dividend yield of 0.98%. See more information on Definity Financial Corp. dividends here
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.89.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of C$0.97 in its last earnings report, beating expectations of C$0.869. Following the earnings report the stock price went up 4.542%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in TSE:DFY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
C$81.50 (20.19% Upside)
C$81.50 (20.19% Upside)
Insider Transactions
Sold Shares
Worth C$660.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.05%
12-Months-Change
Fundamentals
Return on Equity
9.82%
Trailing 12-Months
Asset Growth
69.82%
Trailing 12-Months
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
DFY Stock 12 Month Forecast
Average Price Target
C$81.50
▲(20.19% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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