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DFY Stock Chart & Stats
C$67.81
C$0.20(0.35%)
At close: 4:00 PM EST
C$67.81
C$0.20(0.35%)
Day’s Range― - ―
52-Week RangeC$61.87 - C$79.92
Previous CloseN/A
Volume37.27K
Average Volume (3M)203.62K
Market Cap
C$9.43B
Enterprise ValueC$9.99K
Total Cash (Recent Filing)C$556.80M
Total Debt (Recent Filing)C$1.77B
Price to Earnings (P/E)23.9
Beta0.47
Next Earnings
Jul 30, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend Yield1.02%
Share Statistics
EPS (TTM)3.27
Shares Outstanding121,600,000
10 Day Avg. Volume244,361
30 Day Avg. Volume203,623
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$88.47Price Target Upside30.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)3.93
Revenue Forecast (FY)C$5.81B
Bulls Say, Bears Say
Bulls Say
Acquisition Expands Scale & Addressable MarketThe Travelers acquisition materially raises scale and diversification, expanding commercial TAM and distribution reach. Greater scale supports pricing power, cross-sell, fixed-cost absorption, and balance-sheet efficiency, structurally improving earnings potential and competitive standing over the medium term.
Strong Premium Growth And Record Underwriting IncomeSustained GWP growth and record underwriting income reflect successful integration and expanding distribution, which drive durable revenue scale. Higher premium volumes improve leverage on underwriting fixed costs and support reinvestment in claims and segmentation capabilities, underpinning sustained profitability if loss trends normalize.
Early Synergy Capture And Clear ROE PathwayEarly realization of expense synergies and a quantified $100M target provide a tangible, multi-year earnings uplift that supports a credible path to mid‑teen operating ROE. Realized synergies reduce expense ratios and boost underwriting income sustainably as integration progresses.
Bears Say
Front‑loaded Acquisition And Integration CostsLarge, front-loaded transaction and integration expenses materially depress near-term earnings and cash flow, delaying the net benefit of the acquisition. Persistent elevated costs increase execution risk: if synergy realization slows, profitability and cash conversion could lag expectations over the next several quarters.
Elevated Combined Ratios In Key LinesHigher combined ratios in auto and commercial weigh on underwriting margins and limit sustainable ROE upside until pricing, claims controls, or portfolio mix shifts take effect. Structural claims inflation or competitive pressure in commercial markets could prolong margin recovery and require sustained underwriting discipline.
Decline And Volatility In Free Cash FlowA meaningful FCF decline and weaker operating cash flow reduce internal funding capacity for synergies, reinsurance, or capital returns. If cash conversion remains volatile, reliance on external financing or slower deleveraging may constrain strategic flexibility and increase sensitivity to interest-rate or capital-market conditions.
Definity Financial Corp. News
DFY FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was C$61.87 and its highest was C$79.92 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is C$9.43B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Jul 30, 2026 which is in 7 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on May 07, 2026. The company reported C$0.97 earnings per share for the quarter, beating the consensus estimate of C$0.869 by C$0.101.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. pays a Quarterly dividend of C$0.215 which represents an annual dividend yield of 1.02%. See more information on Definity Financial Corp. dividends here
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.93.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of C$0.97 in its last earnings report, beating expectations of C$0.869. Following the earnings report the stock price went up 4.542%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in TSE:DFY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
C$88.47 (30.46% Upside)
C$88.47 (30.46% Upside)
Insider Transactions
Sold Shares
Worth C$660.1K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.05%
12-Months-Change
Fundamentals
Return on Equity
1.02%
Trailing 12-Months
Asset Growth
69.82%
Trailing 12-Months
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
DFY Stock 12 Month Forecast
Average Price Target
C$88.47
▲(30.46% Upside)
Technical Analysis
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