ECN Capital (ECN) AI Stock Analysis

• Market Cap: C$856.47M
• Dividend Yield: 1.32%
• Average Volume (3M): 120.30K
• Price to Earnings (P/E): 144.8
• Beta (1Y): 0.87
• Revenue Growth: 27.37%
• EPS Growth: N/A
• Country: CA
• Employees: 690
• Sector: N/A
• Sector Strength: N/A
• Industry: Financial - Credit Services
• EPS (TTM): 0.08
• Shares Outstanding: 281,733,460
• 10 Day Avg. Volume: 128,499
• 30 Day Avg. Volume: 120,297
• PEG Ratio: -0.76
• Price to Book (P/B): 2.97
• Price to Sales (P/S): 2.79
• P/FCF Ratio: 3.43
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$3.25
• Price Target Upside: 7.26% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 56 Neutral
• Price Target: C$3.00 ▼(-0.99% Downside)

ECN Capital's stock score is primarily influenced by its financial performance and technical analysis. While there are signs of recovery in revenue and profit margins, high leverage and declining cash flow are concerning. The technical indicators show positive momentum, but the high P/E ratio suggests overvaluation, limiting the stock's attractiveness.

ECN Capital Business Overview & Revenue Model

Company Description

ECN Capital Corp. is a North American financial services company that provides a range of financial solutions primarily in the areas of equipment financing, commercial financing, and fleet management services. The company focuses on serving the needs of small to medium-sized businesses across various sectors, offering tailored lending solutions that facilitate growth and operational efficiency. ECN Capital operates through its subsidiaries, which include the Equipment Finance and Commercial Finance segments, and is committed to delivering innovative financing options to its clients.

How the Company Makes Money

ECN Capital generates revenue primarily through interest income on loans and leases provided to its clients. The company earns money by financing equipment and commercial loans, charging interest on the amounts financed. Additionally, ECN Capital may receive fees from clients for processing and managing these loans. The company's revenue model is bolstered by partnerships with various financial institutions and equipment manufacturers, which enhance its lending capabilities and expand its market reach. By focusing on a diversified portfolio of financing products and maintaining strong relationships with clients and partners, ECN Capital is able to create stable and recurring revenue streams.

ECN Capital Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
Free Cash Flow
Operating Cash Flow
Investing Cash Flow
Financing Cash Flow

ECN Capital Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.03
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:ECN, the sentiment is Positive. The current price of 3.03 is below the 20-day moving average (MA) of 3.04, above the 50-day MA of 2.94, and above the 200-day MA of 2.84, indicating a bullish trend. The MACD of 0.02 indicates Positive momentum. The RSI at 58.30 is Neutral, neither overbought nor oversold. The STOCH value of 9.52 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:ECN.

ECN Capital Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	―	―	―	―	―	―	―
AD.UN	75 Outperform	C$952.57M	5.65	15.52%	6.47%	11.16%	-14.26%
MKP	69 Neutral	C$898.79M	13.46	10.50%	7.36%	7.74%	-31.96%
TF	68 Neutral	C$570.17M	15.03	5.52%	10.01%	-9.00%	-35.22%
GSY	63 Neutral	$2.11B	9.38	18.88%	4.37%	13.69%	-16.06%
ECN	56 Neutral	C$856.47M	144.76	5.73%	1.32%	27.37%	―
DLCG	50 Neutral	C$761.71M	-4.20	-137.87%	1.53%	36.52%	-1243.96%

ECN Capital Corporate Events

ECN Capital to Be Acquired by Warburg Pincus-Led Group in C$1.9 Billion Deal

ECN Capital Corp. has entered into a definitive agreement to be acquired by an investor group led by Warburg Pincus in an all-cash transaction valued at approximately C$1.9 billion. This deal offers a premium of 13% over the company’s unaffected closing share price, providing near-term liquidity and a significant return on investment for shareholders. The transaction, unanimously approved by ECN Capital’s Board of Directors and supported by major shareholders, marks a strategic move to continue the company’s growth as a private entity. This acquisition reflects ECN Capital’s ongoing efforts to maximize shareholder value and provides a liquidity event that further enhances shareholder returns.

ECN Capital Reports Strong Q3 2025 Results and Declares Dividends

ECN Capital Corp. reported strong financial results for Q3 2025, with an adjusted net income of $0.06 per share, reflecting a significant increase from previous periods. The company saw growth in originations, particularly in its Manufactured Housing and RV and Marine Finance segments, contributing to a rise in managed assets to $8.2 billion. The board declared dividends for common and preferred shareholders, and the company paid tribute to the late David Morris, a valued board member.

ECN Capital Reschedules Q3 2025 Earnings Call

ECN Capital Corp. announced a rescheduling of its earnings results announcement and conference call for the third quarter of 2025. The financial statements and management discussion for the periods ending September 30, 2025, will now be filed before markets open on November 13, 2025, with an analyst briefing scheduled for the same day. This adjustment may impact stakeholders’ expectations and the company’s communication with its partners and investors.

ECN Capital to Release Q3 2025 Financial Results and Host Analyst Briefing

ECN Capital Corp. has announced its intention to release its financial statements and management discussion for the third quarter of 2025 on November 12, 2025. The company will hold an analyst briefing on the same day to discuss these results, which could provide insights into its financial health and strategic direction. This announcement is significant for stakeholders as it may impact ECN Capital’s market positioning and offer a clearer picture of its operational performance.