The earnings call highlighted significant achievements in originations and asset growth, successful upgrade strategies, and strong financial performance. However, challenges in the RV & Marine segment and origination revenue margins were noted as areas needing improvement.

Company Guidance -

Q3 2025

During ECN Capital's second quarter 2025 results conference call, the company provided detailed guidance highlighting several key financial metrics. Adjusted per share income was reported at $0.04, aligning with consensus expectations. Triad Financial achieved record originations of $436 million, marking a 40% year-over-year increase. Managed assets grew to over $6 billion, a 15% increase from the previous quarter, with servicing revenue now constituting 20% of total revenue. The company reaffirmed its guidance for the year, projecting an adjusted operating income of $78 million to $90 million for Manufactured Housing and narrowing its RV & Marine guidance to $14 million to $18 million. Consolidated EPS guidance was tightened to a range of $0.18 to $0.23. Additionally, Triad's application to funding ratio improved by 18%, reinforcing confidence in sustained growth. These metrics underscore the successful implementation of strategic initiatives and the company's resilience amid industry headwinds.

Record Originations and Managed Assets Growth

Triad Financial achieved a record $436 million in originations, reflecting a 40% year-over-year increase. Managed assets grew to over $6 billion, marking a 15% increase in Q2.

Strong Chattel Loan Originations

Chattel loan originations increased by 71.5% in Q2 and 72% in July, with application volume growing by 38% and an improved applications to funding ratio of 18%.

Successful Upgrade Strategies

80% of company-wide upgrade strategies have been completed, with anticipated completion of the remaining 20% by the second half of 2025. Notable improvements include reduced decisioning time and enhanced sales team structure.

Positive Financial Performance

Total adjusted revenue increased to $62.2 million, up from $58 million the previous year, driven by higher originations and servicing revenue. Adjusted operating income also rose to $17 million from $14.5 million.

ECN Capital (TSE:ECN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TSE:ECN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.08 / -	0.065	―	―	―
Aug 07, 2025	2025 (Q2)	0.06 / 0.06	0.041	33.33% (+0.01)	―	―
May 08, 2025	2025 (Q1)	0.03 / 0.04	0	―	―	―
Feb 27, 2025	2024 (Q4)	0.06 / 0.03	-0.069	140.00% (+0.10)	―	―
Nov 07, 2024	2024 (Q3)	0.06 / 0.06	0	―	―	―
Aug 07, 2024	2024 (Q2)	0.04 / 0.04	-0.065	163.83% (+0.11)	―	―
May 09, 2024	2024 (Q1)	>-0.01 / 0.00	0.014	―	―	―
Mar 21, 2024	2023 (Q4)	<0.01 / -0.07	0.028	-350.00% (-0.10)	―	―
Nov 13, 2023	2023 (Q3)	0.03 / 0.00	0.069	―	―	―
Aug 14, 2023	2023 (Q2)	0.06 / -0.06	0.124	-152.22% (-0.19)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:ECN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	C$3.14	C$2.85	-9.24%
May 08, 2025	C$2.84	C$3.01	+5.99%
Feb 27, 2025	C$3.31	C$2.98	-9.97%
Nov 07, 2024	C$2.34	C$2.90	+23.93%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does ECN Capital Corp. (TSE:ECN) report earnings?

ECN Capital Corp. (TSE:ECN) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is ECN Capital Corp. (TSE:ECN) earnings time?

ECN Capital Corp. (TSE:ECN) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:ECN EPS forecast?

TSE:ECN EPS forecast for the fiscal quarter 2025 (Q3) is 0.08.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing