The earnings call highlighted strong performance in Triad and record originations, along with new strategic partnerships that bolster funding capacity. However, challenges remain with declining servicing yields and a temporary slowdown in the RV and Marine segment. Despite these challenges, the positive aspects, particularly in Triad's growth and strategic funding partnerships, outweigh the negatives.

Company Guidance -

Q2 2025

During the ECN Capital First Quarter 2025 Results Conference Call, the company provided robust guidance reflecting strong performance metrics and strategic initiatives. ECN reported first-quarter earnings of $0.03 per share, hitting the high end of their guidance. Triad Financial's adjusted operating income surged 44% year-over-year to $13.1 million, with high-margin channel originations up 44% and a further increase of 68% in April. The origination margin exceeded expectations at 7%, against a guidance of 6.5%. Managed assets grew by 12% to $5.8 billion, although servicing yield decreased to 84 basis points due to seasonal loan sales reduction, with a full-year yield target of 90 basis points reiterated. ECN's RV and Marine segment posted an adjusted operating income of $1.2 million, with a 24% increase in originations to $205 million. The company also announced new partnerships with JPMorgan and New York Life, enhancing funding capacity and enabling growth across all loan products. ECN reaffirmed its 2025 earnings guidance of $0.19 to $0.25, emphasizing a shift to a more aggressive growth strategy leveraging its excess funding capacity.

Earnings Per Share at High End of Guidance

The first quarter earnings were reported at $0.03 per share, which is at the high end of the company's guidance.

Triad's Strong Performance

Triad's adjusted operating income was over $13 million, a 44% increase year-over-year, with high-margin channel originations up 44%.

New Partnerships with JPMorgan and New York Life

ECN Capital announced the addition of JPMorgan and New York Life to Triad's family of flow partners, enhancing funding capacity.

Record Originations in March

Q1 was the largest first quarter of originations in company history, with March seeing more than $110 million funded in Chattel alone.

Strong Credit Performance

Credit performance at Triad remains strong with delinquencies seasonally lowered and managed assets growing.

RV and Marine Segment Growth

Adjusted operating income for RV and Marine was $1.2 million, with originations up 24%.

ECN Capital (TSE:ECN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TSE:ECN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 07, 2025	2025 (Q2)	0.07 / -	0.041	―	―	―
May 08, 2025	2025 (Q1)	0.03 / 0.04	0	―	―	―
Feb 27, 2025	2024 (Q4)	0.06 / 0.03	-0.068	140.00% (+0.10)	―	―
Nov 07, 2024	2024 (Q3)	0.05 / 0.06	0	―	―	―
Aug 07, 2024	2024 (Q2)	0.04 / 0.04	-0.064	163.83% (+0.11)	―	―
May 09, 2024	2024 (Q1)	>-0.01 / 0.00	0.014	―	―	―
Mar 21, 2024	2023 (Q4)	<0.01 / -0.07	0.027	-350.00% (-0.10)	―	―
Nov 13, 2023	2023 (Q3)	0.03 / 0.00	0.068	―	―	―
Aug 14, 2023	2023 (Q2)	0.05 / -0.06	0.123	-152.22% (-0.19)	―	―
May 15, 2023	2023 (Q1)	0.03 / 0.01	0.027	-50.00% (-0.01)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:ECN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 08, 2025	C$2.84	C$3.01	+5.99%
Feb 27, 2025	C$3.31	C$2.98	-9.97%
Nov 07, 2024	C$2.34	C$2.90	+23.93%
Aug 07, 2024	C$2.04	C$2.12	+3.92%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does ECN Capital (TSE:ECN) report earnings?

ECN Capital (TSE:ECN) is schdueled to report earning on Aug 07, 2025, After Close (Confirmed).

What is ECN Capital (TSE:ECN) earnings time?

ECN Capital (TSE:ECN) earnings time is at Aug 07, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:ECN EPS forecast?

TSE:ECN EPS forecast for the fiscal quarter 2025 (Q2) is 0.07.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing