The earnings call highlighted significant achievements in terms of record originations and growth in managed assets, alongside successful leadership transitions and strategic implementations. However, these positive aspects were tempered by challenges in revenue margins, industry headwinds affecting the RV & Marine segment, and flat commercial growth.

Company Guidance

During the second quarter of 2025, ECN Capital reported several key metrics and strategic initiatives. The company achieved adjusted per-share income of $0.04, aligning with consensus expectations. Triad Financial, a subsidiary, recorded its best-ever quarter with originations reaching $436 million, marking a 40% year-over-year increase. Managed assets grew to over $6 billion, a 15% increase in Q2, with servicing revenue now constituting 28% of total revenue. The application to funding ratio improved by 18%, and chattel loan originations showed a 71.5% increase in Q2. ECN Capital reaffirmed its guidance for Manufactured Housing Finance with an adjusted operating income target between $78 million and $90 million, while narrowing RV & Marine guidance to $14 million to $18 million. The company continues to focus on its upgrade strategy, expecting increased profitability in the latter half of the year.

Record Originations in Triad

Triad reported its best quarter ever with $436 million in originations, representing a 40% year-over-year increase.

Growth in Managed Assets

Managed assets grew to over $6 billion, a 15% increase in Q2, marking a significant achievement from the $1.9 billion when Triad was acquired.

Strong Recurring Servicing Revenue

Servicing revenue now represents 20% of the company's total revenue, a source of strong recurring income.

Successful Leadership and Strategy Implementation

Key leadership changes and strategy implementations, including the appointment of Co-CEOs at Triad, have led to improved systems and processes.

Chattel Loan Origination Growth

Chattel loan originations increased by 71.5% in Q2, with applications, approvals, and fundings trending ahead of plan.

ECN Capital (TSE:ECN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TSE:ECN Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.08 / -	0.065	―	―	―
Aug 07, 2025	2025 (Q2)	0.06 / 0.06	0.041	33.33% (+0.01)	―	―
May 08, 2025	2025 (Q1)	0.03 / 0.04	0	―	―	―
Feb 27, 2025	2024 (Q4)	0.06 / 0.03	-0.069	140.00% (+0.10)	―	―
Nov 07, 2024	2024 (Q3)	0.06 / 0.06	0	―	―	―
Aug 07, 2024	2024 (Q2)	0.04 / 0.04	-0.065	163.83% (+0.11)	―	―
May 09, 2024	2024 (Q1)	>-0.01 / 0.00	0.014	―	―	―
Mar 21, 2024	2023 (Q4)	<0.01 / -0.07	0.028	-350.00% (-0.10)	―	―
Nov 13, 2023	2023 (Q3)	0.03 / 0.00	0.069	―	―	―
Aug 14, 2023	2023 (Q2)	0.06 / -0.06	0.124	-152.22% (-0.19)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:ECN Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	C$3.14	C$2.85	-9.24%
May 08, 2025	C$2.84	C$3.01	+5.99%
Feb 27, 2025	C$3.31	C$2.98	-9.97%
Nov 07, 2024	C$2.34	C$2.90	+23.93%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does ECN Capital (TSE:ECN) report earnings?

ECN Capital (TSE:ECN) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is ECN Capital (TSE:ECN) earnings time?

ECN Capital (TSE:ECN) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:ECN EPS forecast?

TSE:ECN EPS forecast for the fiscal quarter 2025 (Q3) is 0.08.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing