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Trupanion Inc. (TRUP)
NASDAQ:TRUP
TRUP Stock Chart & Stats
$34.04
-$1.80(-3.79%)
At close: 4:00 PM EST
$34.04
-$1.80(-3.79%)
Day’s Range― - ―
52-Week Range$31.00 - $57.89
Previous CloseN/A
Volume213.77K
Average Volume (3M)355.62K
Market Cap
$1.47B
Enterprise Value$2.00B
Total Cash (Recent Filing)$348.53M
Total Debt (Recent Filing)$114.54M
Price to Earnings (P/E)95.5
Beta1.32
Next Earnings
Feb 12, 2026EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.13
Shares Outstanding43,198,166
10 Day Avg. Volume344,003
30 Day Avg. Volume355,622
Financial Highlights & Ratios
PEG Ratio2.68
Price to Book (P/B)6.29
Price to Sales (P/S)1.58
P/FCF Ratio52.68
Enterprise Value/Market Cap1.36
Enterprise Value/Revenue1.43
Enterprise Value/Gross Profit9.14
Enterprise Value/Ebitda43.26
Forecast
1Y Price Target
$53.40Price Target Upside56.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.5
Revenue Forecast (FY)$1.58B
Bulls Say, Bears Say
Bulls Say
Balance Sheet RefinancingAnalyst points to the refinanced credit facility as a source of meaningful interest-cost savings that should improve cash flow and enable faster deleveraging or reinvestment.
Distribution PartnershipAnalyst highlights the partnership with BMO Insurance to expand Canadian distribution, which could broaden the addressable market and accelerate policy growth in that region.
Revenue And Underwriting MarginsAnalyst notes revenue exceeded expectations and a favorable medical loss ratio supports stronger underwriting margins, which could lead to upward earnings revisions.
Bears Say
Customer Acquisition RiskAnalyst flags reliance on increased PAC spend to drive subscriber adds could raise customer acquisition costs and make growth less sustainable if acquisition efficiency worsens.
Fixed Cost HeadwindsAnalyst cautions that elevated fixed operating expenses may limit margin expansion even as revenue grows, constraining upside to free cash flow.
Marketing Spend PressureAnalyst warns that higher projected marketing expenses could pressure near-term profitability and have already led to a modest reduction in the price objective.
Trupanion News
TRUP FAQ
What was Trupanion Inc.’s price range in the past 12 months?
Trupanion Inc. lowest stock price was $31.00 and its highest was $57.88 in the past 12 months.
What is Trupanion Inc.’s market cap?
Trupanion Inc.’s market cap is $1.47B.
When is Trupanion Inc.’s upcoming earnings report date?
Trupanion Inc.’s upcoming earnings report date is Feb 12, 2026 which is in 27 days.
How were Trupanion Inc.’s earnings last quarter?
Trupanion Inc. released its earnings results on Nov 06, 2025. The company reported $0.13 earnings per share for the quarter, beating the consensus estimate of $0.073 by $0.057.
Is Trupanion Inc. overvalued?
According to Wall Street analysts Trupanion Inc.’s price is currently Undervalued.
Does Trupanion Inc. pay dividends?
Trupanion Inc. does not currently pay dividends.
What is Trupanion Inc.’s EPS estimate?
Trupanion Inc.’s EPS estimate is 0.16.
How many shares outstanding does Trupanion Inc. have?
Trupanion Inc. has 43,198,166 shares outstanding.
What happened to Trupanion Inc.’s price movement after its last earnings report?
Trupanion Inc. reported an EPS of $0.13 in its last earnings report, beating expectations of $0.073. Following the earnings report the stock price went down -8.339%.
Which hedge fund is a major shareholder of Trupanion Inc.?
Currently, no hedge funds are holding shares in TRUP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Trupanion Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$53.40 (56.87% Upside)
$53.40 (56.87% Upside)
Blogger Sentiment
Bullish
TRUP Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 227.0K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 8.5%
Last 30 Days ▲ 7.4%
Last 30 Days ▲ 7.4%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-22.01%
12-Months-Change
Fundamentals
Return on Equity
4.49%
Trailing 12-Months
Asset Growth
7.85%
Trailing 12-Months
Company Description
Trupanion Inc.
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
TRUP Company Deck
TRUP Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements such as record subscription adjusted operating income and strong revenue growth. The company also announced strategic partnerships and improved financial flexibility. However, there were challenges in the other business segment growth and in maximizing potential from the group channel partnership with Aflac.View all TRUP earnings summariesTRUP Stock 12 Month Forecast
Average Price Target
$53.40
▲(56.87% Upside)
Technical Analysis
Amerisafe
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Employers Holdings
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Investors Title Company
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Tiptree Financial
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Hippo Holdings
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Ownership Overview
1.78% Insiders
24.16% Mutual Funds
29.88% Other Institutional Investors
24.63% Public Companies and
Individual Investors