Trupanion Inc. (TRUP)
NASDAQ:TRUP
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TRUP Stock Chart & Stats
$28.20
-$1.80(-3.79%)
At close: 4:00 PM EST
$28.20
-$1.80(-3.79%)
Day’s Range― - ―
52-Week Range$23.80 - $57.89
Previous CloseN/A
Volume213.77K
Average Volume (3M)351.71K
Market Cap
$1.04B
Enterprise Value$1.06B
Total Cash (Recent Filing)$383.66M
Total Debt (Recent Filing)$109.35M
Price to Earnings (P/E)57.1
Beta1.26
Next Earnings
Aug 06, 2026EPS Estimate
0.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.11
Shares Outstanding43,430,170
10 Day Avg. Volume316,868
30 Day Avg. Volume351,712
Financial Highlights & Ratios
PEG Ratio-0.28
Price to Book (P/B)4.18
Price to Sales (P/S)1.12
P/FCF Ratio21.30
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue0.72
Enterprise Value/Gross Profit1.86
Enterprise Value/Ebitda18.46
Forecast
1Y Price Target
$40.50Price Target Upside43.62% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)0.5
Revenue Forecast (FY)$1.58B
Bulls Say, Bears Say
Bulls Say
Debt Refinancing And Cost SavingsRefinancing of the credit facility lowers financing costs, improving cash flow and freeing resources for growth initiatives.
Revenue And Medical Loss RatioHigher-than-expected revenue together with a favorable medical loss ratio supports a stronger profitability outlook and reduces downside risk for the stock.
Strategic Partnership ExpansionPartnership with BMO Insurance extends distribution in Canada, increasing the addressable market and potential for recurring premium growth.
Bears Say
Marketing Spend And Valuation PressureHigher projected marketing expenses have prompted analysts to trim the price target, signaling near-term margin dilution and potential pressure on stock performance.
Trupanion News
TRUP FAQ
What was Trupanion Inc.’s price range in the past 12 months?
Trupanion Inc. lowest stock price was $23.80 and its highest was $57.88 in the past 12 months.
What is Trupanion Inc.’s market cap?
Trupanion Inc.’s market cap is $1.04B.
When is Trupanion Inc.’s upcoming earnings report date?
Trupanion Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 95 days.
How were Trupanion Inc.’s earnings last quarter?
Trupanion Inc. released its earnings results on Apr 30, 2026. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.08 by $0.03.
Is Trupanion Inc. overvalued?
According to Wall Street analysts Trupanion Inc.’s price is currently Undervalued.
Does Trupanion Inc. pay dividends?
Trupanion Inc. does not currently pay dividends.
What is Trupanion Inc.’s EPS estimate?
Trupanion Inc.’s EPS estimate is 0.11.
How many shares outstanding does Trupanion Inc. have?
Trupanion Inc. has 43,430,170 shares outstanding.
What happened to Trupanion Inc.’s price movement after its last earnings report?
Trupanion Inc. reported an EPS of $0.11 in its last earnings report, beating expectations of $0.08. Following the earnings report the stock price went up 1.417%.
Which hedge fund is a major shareholder of Trupanion Inc.?
Currently, no hedge funds are holding shares in TRUP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Trupanion Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$40.50 (43.62% Upside)
$40.50 (43.62% Upside)
Blogger Sentiment
Bullish
TRUP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 865.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $219.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 4.7%
Last 30 Days ▼ 3.0%
Last 30 Days ▼ 3.0%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-18.77%
12-Months-Change
Fundamentals
Return on Equity
5.39%
Trailing 12-Months
Asset Growth
13.41%
Trailing 12-Months
Company Description
Trupanion Inc.
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
TRUP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong financial and operational momentum led by record per-pet economics, meaningful AOI and margin expansion, disciplined reinvestment of earnings into growth initiatives, and a solid balance sheet. Management acknowledged some challenges — higher acquisition costs, deceleration in a partner-driven segment, industry headwinds in vet visits and adoption, and an adverse reserve development — but emphasized improved efficiency (automation), encouraging early results from product expansion, and reiterated full-year guidance. Overall the positives (AOI growth, revenue beat, margin expansion, LTV improvement, net income recovery, and healthy cash/debt position) materially outweigh the lowlights, with management presenting a plan to invest AOI into scalable growth and product innovation.View all TRUP earnings summariesTRUP Stock 12 Month Forecast
Average Price Target
$40.50
▲(43.62% Upside)
Technical Analysis
Amerisafe
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Employers Holdings
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Investors Title Company
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Tiptree Financial
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Hippo Holdings
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Ownership Overview
1.99% Insiders
23.23% Mutual Funds
1.74% Other Institutional Investors
53.64% Public Companies and
Individual Investors