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Trupanion (TRUP)
NASDAQ:TRUP
Earnings Data
Report Date
Feb 12, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.16Last Year’s EPS
0.04Same Quarter Last Year
Moderate Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements such as record subscription adjusted operating income and strong revenue growth. The company also announced strategic partnerships and improved financial flexibility. However, there were challenges in the other business segment growth and in maximizing potential from the group channel partnership with Aflac.Company Guidance
Record Subscription Adjusted Operating Income
Trupanion delivered record subscription adjusted operating income of $39 million, an increase of 27% year-over-year, with a subscription adjusted operating margin of 15.5%.
Strong Revenue Growth
Total revenue for the quarter was $366.9 million, up 12% year-over-year. Subscription revenue was $252.7 million, up 15% year-over-year.
High Retention Rate
Average monthly retention for the trailing 12 months was 98.33%, slightly up from 98.29% in the third quarter last year.
Financial Flexibility with New Credit Facility
Trupanion refinanced its outstanding term loan with a new $120 million credit facility with PNC Bank, reducing interest expense and providing greater financial flexibility.
Strategic Partnerships
Announced a new partnership with BMO Insurance in Canada, expanding access to Trupanion’s solutions through trusted partners.
TRUP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TRUP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 06, 2025 | $42.09 | $38.58 | -8.34% |
Aug 07, 2025 | $48.75 | $48.81 | +0.12% |
May 01, 2025 | $36.44 | $45.00 | +23.49% |
Feb 19, 2025 | $47.51 | $35.40 | -25.49% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Trupanion (TRUP) report earnings?
Trupanion (TRUP) is schdueled to report earning on Feb 12, 2026, After Close (Confirmed).
What is Trupanion (TRUP) earnings time?
Trupanion (TRUP) earnings time is at Feb 12, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TRUP EPS forecast?
TRUP EPS forecast for the fiscal quarter 2025 (Q4) is 0.16.