tiprankstipranks
Bancorp Inc (TBBK)
NASDAQ:TBBK
US Market
TBBK
Bancorp
RESEARCH TOOLSreports
Want to see TBBK full AI Analyst Report?

Bancorp (TBBK) Ratios

262 Followers

Bancorp Ratios

TBBK's free cash flow for Q4 2025 was $0.76. For the 2025 fiscal year, TBBK's free cash flow was decreased by $ and operating cash flow was $0.44. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.11 0.02 0.18 0.38 0.33
Quick Ratio
 0.11 0.02 0.18 0.38 0.33
Cash Ratio
 0.02 0.01 0.07 0.16 0.13
Solvency Ratio
 0.03 0.03 0.03 0.03 0.02
Operating Cash Flow Ratio
 0.56 0.03 0.03 0.03 0.02
Short-Term Operating Cash Flow Coverage
 0.56 0.00 0.00 4.45K 2.85K
Net Current Asset Value
$ -9.15B$ -8.49B$ -6.57B$ -4.39B$ -4.89B
Leverage Ratios
Debt-to-Assets Ratio
 0.07 0.02 0.01 0.02 0.02
Debt-to-Equity Ratio
 0.99 0.32 0.16 0.18 0.18
Debt-to-Capital Ratio
 0.50 0.24 0.14 0.15 0.15
Long-Term Debt-to-Capital Ratio
 0.24 0.24 0.14 0.15 0.15
Financial Leverage Ratio
 14.20 13.56 11.05 9.55 11.39
Debt Service Coverage Ratio
 0.38 1.30 1.26 1.26 2.24
Interest Coverage Ratio
 2.22 1.72 1.67 1.65 2.99
Debt to Market Cap
 0.27 0.07 0.05 0.07 0.08
Interest Debt Per Share
 19.73 8.72 5.97 5.56 3.22
Net Debt to EBITDA
 2.22 0.37 -1.51 -3.43 -4.23
Profitability Margins
Gross Profit Margin
68.38%74.26%69.76%73.22%83.92%
EBIT Margin
39.35%43.89%41.14%41.98%42.98%
EBITDA Margin
39.65%43.89%41.73%42.49%43.77%
Operating Profit Margin
39.35%43.89%41.14%41.98%42.98%
Pretax Profit Margin
39.35%43.89%41.14%41.98%42.98%
Net Profit Margin
29.67%33.05%30.63%31.44%31.45%
Continuous Operations Profit Margin
29.67%33.05%30.63%31.44%31.45%
Net Income Per EBT
75.40%75.31%74.46%74.89%73.19%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
2.33%2.44%2.49%2.50%1.65%
Return on Equity (ROE)
30.56%33.08%27.54%23.82%18.76%
Return on Capital Employed (ROCE)
3.25%25.53%29.77%25.06%20.38%
Return on Invested Capital (ROIC)
2.33%19.23%22.16%18.76%14.92%
Return on Tangible Assets
2.33%2.44%2.49%2.50%1.65%
Earnings Yield
9.14%7.38%8.26%9.15%8.11%
Efficiency Ratios
Receivables Turnover
 18.85 16.02 0.96 0.85 0.62
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 23.14 25.76 22.26 22.50
Asset Turnover
 0.08 0.07 0.08 0.08 0.05
Working Capital Turnover Ratio
 -0.19 -0.10 -0.13 -0.14 -0.10
Cash Conversion Cycle
 19.36 22.78 381.53 431.60 585.59
Days of Sales Outstanding
 19.36 22.78 381.53 431.60 585.59
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 19.36 22.78 381.53 431.60 585.59
Cash Flow Ratios
Operating Cash Flow Per Share
 6.29 5.79 4.55 3.43 2.11
Free Cash Flow Per Share
 6.17 5.64 4.45 3.19 2.02
CapEx Per Share
 0.12 0.15 0.10 0.23 0.09
Free Cash Flow to Operating Cash Flow
 0.98 0.97 0.98 0.93 0.96
Dividend Paid and CapEx Coverage Ratio
 51.21 37.38 45.77 14.71 23.30
Capital Expenditure Coverage Ratio
 51.21 37.38 45.77 14.71 23.30
Operating Cash Flow Coverage Ratio
 0.38 1.19 1.84 1.26 0.98
Operating Cash Flow to Sales Ratio
 0.34 0.38 0.32 0.31 0.29
Free Cash Flow Yield
10.26%8.35%8.45%8.28%7.13%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 10.91 13.54 12.11 10.93 12.33
Price-to-Sales (P/S) Ratio
 3.24 4.48 3.71 3.44 3.88
Price-to-Book (P/B) Ratio
 3.62 4.48 3.34 2.60 2.31
Price-to-Free Cash Flow (P/FCF) Ratio
 9.72 11.98 11.83 12.08 14.02
Price-to-Operating Cash Flow Ratio
 9.51 11.66 11.57 11.26 13.42
Price-to-Earnings Growth (PEG) Ratio
 0.68 0.92 0.52 0.20 0.64
Price-to-Fair Value
 3.62 4.48 3.34 2.60 2.31
Enterprise Value Multiple
 10.39 10.56 7.39 4.66 4.63
Enterprise Value
 3.22B 3.20B 2.19B 1.21B 839.35M
EV to EBITDA
 10.42 10.56 7.39 4.66 4.63
EV to Sales
 4.13 4.64 3.08 1.98 2.03
EV to Free Cash Flow
 12.38 12.41 9.83 6.96 7.33
EV to Operating Cash Flow
 12.14 12.08 9.61 6.49 7.02
Tangible Book Value Per Share
 16.54 15.05 15.75 14.78 12.24
Shareholders’ Equity Per Share
 16.54 15.07 15.78 14.81 12.27
Tax and Other Ratios
Effective Tax Rate
 0.25 0.25 0.26 0.25 0.27
Revenue Per Share
 18.49 15.09 14.18 11.22 7.32
Net Income Per Share
 5.49 4.99 4.35 3.53 2.30
Tax Burden
 0.75 0.75 0.74 0.75 0.73
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.19 0.21 0.21 0.22 0.29
Stock-Based Compensation to Revenue
 0.02 0.00 0.02 0.02 0.02
Income Quality
 1.16 1.16 1.05 0.97 0.92
Currency in USD