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Total Valuation
Synchrony Financial has a market cap or net worth of $24.76B. The enterprise value is $20.63K.
Market Cap$24.76B
Enterprise Value$20.63K
Share Statistics
Synchrony Financial has 336,370,240 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding336,370,240
Owned by Insiders0.51%
Owned by Institutions0.57%
Financial Efficiency
Synchrony Financial’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is 9.36%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)9.36%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee955.80K
Profits Per Employee177.60K
Employee Count20,000
Asset Turnover0.16
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Synchrony Financial is 7.5. Synchrony Financial’s PEG ratio is 1.09.
PE Ratio7.5
PS Ratio1.56
PB Ratio1.78
Price to Fair Value1.78
Price to FCF3.03
Price to Operating Cash Flow2.56
PEG Ratio1.09
Income Statement
In the last 12 months, Synchrony Financial had revenue of 19.12B and earned 3.55B in profits. Earnings per share was 9.35.
Revenue19.12B
Gross Profit9.76B
Operating Income4.62B
Pretax Income4.62B
Net Income3.55B
EBITDA5.13B
Earnings Per Share (EPS)9.35
Cash Flow
In the last 12 months, operating cash flow was 9.83B and capital expenditures 0.00, giving a free cash flow of 9.83B billion.
Operating Cash Flow9.83B
Free Cash Flow9.83B
Free Cash Flow per Share29.24
Dividends & Yields
Synchrony Financial pays an annual dividend of $0.3, resulting in a dividend yield of 1.34%
Dividend Per Share$0.3
Dividend Yield1.34%
Payout Ratio12.55%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.42
52-Week Price Change7.79%
50-Day Moving Average73.08
200-Day Moving Average73.79
Relative Strength Index (RSI)48.90
Average Volume (3m)3.54M
Important Dates
Synchrony Financial upcoming earnings date is Jul 21, 2026, Before Open (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 21, 2026
Ex-Dividend Date―
Financial Position
Synchrony Financial as a current ratio of 0.21, with Debt / Equity ratio of 99.70%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.51
Net Debt to EBITDA0.04
Interest Coverage Ratio1.12
Taxes
In the past 12 months, Synchrony Financial has paid 1.07B in taxes.
Income Tax1.07B
Effective Tax Rate0.23
Enterprise Valuation
Synchrony Financial EV to EBITDA ratio is 5.85, with an EV/FCF ratio of 3.05.
EV to Sales1.57
EV to EBITDA5.85
EV to Free Cash Flow3.05
EV to Operating Cash Flow3.05
Balance Sheet
Synchrony Financial has $20.56B in cash and marketable securities with $16.43B in debt, giving a net cash position of $4.13B billion.
Cash & Marketable Securities$20.56B
Total Debt$16.43B
Net Cash$4.13B
Net Cash Per Share$12.28
Tangible Book Value Per Share$39.54
Margins
Gross margin is 61.08%, with operating margin of 24.17%, and net profit margin of 18.58%.
Gross Margin61.08%
Operating Margin24.17%
Pretax Margin24.17%
Net Profit Margin18.58%
EBITDA Margin26.86%
EBIT Margin24.17%
Analyst Forecast
The average price target for Synchrony Financial is $86.92, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$86.92
Price Target Upside10.95% Upside
Analyst ConsensusModerate Buy
Analyst Count14
Revenue Growth Forecast-3.18%
EPS Growth Forecast32.55%