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Synchrony Financial (SYF)
NYSE:SYF
Total Valuation
Synchrony Financial has a market cap or net worth of $22.54B. The enterprise value is $26.52B.
Market Cap$22.54B
Enterprise Value$26.52B
Share Statistics
Synchrony Financial has 380,650,700 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding380,650,700
Owned by Insiders0.45%
Owned by Institutions26.89%
Financial Efficiency
Synchrony Financial’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is 10.80%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)10.80%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee469.60K
Profits Per Employee174.95K
Employee Count20,000
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Synchrony Financial is 7.37. Synchrony Financial’s PEG ratio is -0.45.
PE Ratio7.37
PS Ratio0.00
PB Ratio1.16
Price to Fair Value1.55
Price to FCF1.87
Price to Operating Cash Flow1.87
PEG Ratio-0.45
Income Statement
In the last 12 months, Synchrony Financial had revenue of 9.39B and earned 3.50B in profits. Earnings per share was 8.64.
Revenue9.39B
Gross Profit9.39B
Operating Income5.26B
Pretax Income4.55B
Net Income3.50B
EBITDA0.00
Earnings Per Share (EPS)8.64
Cash Flow
In the last 12 months, operating cash flow was 9.80B and capital expenditures 0.00, giving a free cash flow of 9.80B billion.
Operating Cash Flow9.80B
Free Cash Flow9.80B
Free Cash Flow per Share25.75
Dividends & Yields
Synchrony Financial pays an annual dividend of $0.3, resulting in a dividend yield of 1.73%
Dividend Per Share$0.3
Dividend Yield1.73%
Payout Ratio14.40%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.30
52-Week Price Change47.01%
50-Day Moving Average53.85
200-Day Moving Average57.48
Relative Strength Index (RSI)62.70
Average Volume (3m)3.39M
Important Dates
Synchrony Financial upcoming earnings date is Jul 22, 2025, TBA Not Confirmed.
Last Earnings DateApr 22, 2025
Next Earnings DateJul 22, 2025
Ex-Dividend DateMay 05, 2025
Financial Position
Synchrony Financial as a current ratio of 0.22, with Debt / Equity ratio of 114.95%
Current Ratio0.22
Quick Ratio0.22
Debt to Market Cap0.60
Net Debt to EBITDA0.00
Interest Coverage Ratio1.13
Taxes
In the past 12 months, Synchrony Financial has paid 1.05B in taxes.
Income Tax1.05B
Effective Tax Rate0.23
Enterprise Valuation
Synchrony Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 2.69.
EV to Sales2.82
EV to EBITDA0.00
EV to Free Cash Flow2.69
EV to Operating Cash Flow2.69
Balance Sheet
Synchrony Financial has $24.35B in cash and marketable securities with $17.01B in debt, giving a net cash position of -$7.34B billion.
Cash & Marketable Securities$24.35B
Total Debt$17.01B
Net Cash-$7.34B
Net Cash Per Share-$19.29
Tangible Book Value Per Share$36.45
Margins
Gross margin is 100.00%, with operating margin of 55.97%, and net profit margin of 37.26%.
Gross Margin100.00%
Operating Margin55.97%
Pretax Margin48.48%
Net Profit Margin37.26%
EBITDA Margin0.00%
EBIT Margin57.29%
Analyst Forecast
The average price target for Synchrony Financial is $65.54, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$65.54
Price Target Upside7.87% Upside
Analyst ConsensusModerate Buy
Analyst Count15
Revenue Growth Forecast1.22%
EPS Growth Forecast4.96%