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Nordnet AB (SE:SAVE)
:SAVE
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Nordnet AB (SAVE) AI Stock Analysis

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SE:SAVE

Nordnet AB

(SAVE)

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Outperform 76 (OpenAI - 5.2)
Rating:76Outperform
Price Target:
kr415.00
▲(13.45% Upside)
Action:Reiterated
Date:07/18/26
The score is driven primarily by strong underlying financial quality (high profitability, strong ROE, and low leverage), supported by a solid uptrend in technicals. Offsetting factors are cash-flow variability and a premium valuation (high P/E), which temper the overall rating.
Positive Factors
High profitability and margins
Sustained net margins near mid‑40s and a robust income statement score indicate durable earnings power. High margins help convert revenue into cash and cushion returns through cycles, supporting reinvestment, dividends, and competitive pricing over the medium term.
Negative Factors
Cash-flow volatility and recent FCF decline
Material TTM free‑cash‑flow contraction and episodic negative operating cash suggest working‑capital and balance‑sheet swings can disrupt cash available for investment or distributions. This variability undermines confidence in sustaining capital allocation through downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability and margins
Sustained net margins near mid‑40s and a robust income statement score indicate durable earnings power. High margins help convert revenue into cash and cushion returns through cycles, supporting reinvestment, dividends, and competitive pricing over the medium term.
Read all positive factors

Nordnet AB (SAVE) vs. iShares MSCI Sweden ETF (EWD)

Nordnet AB Business Overview & Revenue Model

Company Description
Nordnet AB (publ) is a financial services group operating across Sweden, Norway, Denmark, and Finland, with core activities in investments, savings, pensions, and lending. The company provides a comprehensive digital platform that facilitates acce...
How the Company Makes Money
Nordnet makes money primarily by earning (1) net interest income and (2) fee and commission income from its savings and investment platform, with additional contributions from other financial income. 1) Net interest income: Nordnet earns interest...

Nordnet AB Financial Statement Overview

Summary
Strong profitability and efficiency (income statement score 88; exceptionally high net margins and steady revenue growth) supported by a conservative balance sheet (score 84; low leverage and very strong ROE). The main constraint is cash-flow volatility and a sharp TTM free-cash-flow decline (cash flow score 71), which lowers confidence versus earnings strength.
Income Statement
88
Very Positive
Balance Sheet
84
Very Positive
Cash Flow
71
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue7.49B6.57B5.98B5.19B3.74B3.74B
Gross Profit5.91B4.93B5.17B4.58B3.36B3.52B
EBITDA4.33B3.96B3.68B3.34B2.21B2.61B
Net Income3.29B3.02B2.81B2.58B1.65B1.98B
Balance Sheet
Total Assets349.11B309.41B273.22B222.25B206.91B232.54B
Cash, Cash Equivalents and Short-Term Investments2.35B4.67B3.79B4.19B3.73B4.25B
Total Debt0.00900.00M217.50M170.80M163.60M195.20M
Total Liabilities341.05B301.93B265.29B214.55B200.86B226.55B
Stockholders Equity8.06B7.48B7.94B7.70B6.05B5.99B
Cash Flow
Free Cash Flow9.14B12.27B5.85B-12.63B6.33B13.44B
Operating Cash Flow9.41B12.55B6.10B-12.60B6.49B13.61B
Investing Cash Flow-6.04B-9.02B-3.42B13.95B-5.75B-12.20B
Financing Cash Flow-2.63B-2.52B-2.61B-877.50M-1.43B-236.80M

Nordnet AB Technical Analysis

Technical Analysis Sentiment
Positive
Last Price365.80
Price Trends
50DMA
352.34
Positive
100DMA
327.65
Positive
200DMA
298.82
Positive
Market Momentum
MACD
4.48
Positive
RSI
54.64
Neutral
STOCH
25.16
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:SAVE, the sentiment is Positive. The current price of 365.8 is below the 20-day moving average (MA) of 367.23, above the 50-day MA of 352.34, and above the 200-day MA of 298.82, indicating a bullish trend. The MACD of 4.48 indicates Positive momentum. The RSI at 54.64 is Neutral, neither overbought nor oversold. The STOCH value of 25.16 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:SAVE.

Nordnet AB Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
kr91.19B28.1041.62%2.35%5.91%15.50%
73
Outperform
kr62.15B21.8239.54%3.28%11.21%12.86%
71
Outperform
kr288.48B12.2712.52%12.20%-19.24%-9.09%
69
Neutral
kr424.91B13.7214.70%5.51%-12.92%-7.93%
61
Neutral
kr434.04B14.1013.93%3.89%-14.03%-2.92%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
45
Neutral
kr14.68B-2.02-21.95%400.00%-184.07%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
SE:SAVE
Nordnet AB
365.00
110.12
43.21%
SE:AZA
Avanza Bank Holding AB
391.40
53.55
15.85%
SE:SEB.A
Skandinaviska Enskilda Banken AB
223.30
64.82
40.90%
SE:SHB.A
Svenska Handelsbanken AB
145.65
42.04
40.58%
SE:SWED.A
Swedbank
381.00
147.18
62.95%
SE:KINV.A
Kinnevik AB Class A
58.60
-41.30
-41.34%

Nordnet AB Corporate Events

Nordnet Posts Record Q2 Results as Customer Growth and Expansion Plans Accelerate
Jul 17, 2026
Nordnet AB reported record second-quarter 2026 results, with operating income rising to SEK 1,634 million and operating profit reaching SEK 1,190 million, supported by strong trading activity and foreign transactions. Customer growth remained robu...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 18, 2026