Noba Bank Group AB (SE:NOBA)
:NOBA
Want to see SE:NOBA full AI Analyst Report?
NOBA Stock Chart & Stats
kr95.80
--
Market closed
kr95.80
--
Day’s Range― - ―
52-Week Rangekr75.20 - kr126.00
Previous CloseN/A
VolumeN/A
Average Volume (3M)2.00M
Market Cap
N/A
Enterprise Valuekr70.34B
Total Cash (Recent Filing)kr368.00M
Total Debt (Recent Filing)kr30.76B
Price to Earnings (P/E)10.7
Beta1.15
Next Earnings
Aug 18, 2026EPS Estimate
2.14Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.17
Shares Outstanding500,000,000
10 Day Avg. Volume366,984
30 Day Avg. Volume2,000,007
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)2.53
Price to Sales (P/S)3.88
P/FCF Ratio7.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
kr100.50Price Target Upside4.91% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)8.67
Revenue Forecast (FY)kr12.48B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityNoba’s rebound to 3.6B TTM net income and margin expansion to ~24% from ~9% indicates a durable improvement in core profitability and operating leverage (EBIT margin ~32%). That stronger earnings base enhances internal capital generation and buffers the bank across economic cycles.
Strong Cash ConversionConsistent positive operating and free cash flow in 2024–2025 and TTM, with FCF roughly matching reported earnings, shows the business converts profits to cash efficiently. High cash conversion supports reinvestment, loan growth and reduces reliance on external funding over the medium term.
Retail Distribution & PartnershipsA retail-focused model with own channels plus partner/embedded distribution across the Nordics creates scaleable origination, diversified customer access and lower acquisition costs. Structural distribution breadth supports predictable loan volumes and fee revenue over months ahead.
Bears Say
Rising LeverageLeverage increasing to ~1.24 raises the bank’s sensitivity to funding cost shocks and reduces capital cushions. Elevated debt levels limit strategic flexibility, increase refinancing risk, and can force more conservative lending or capital raises if credit conditions tighten in the medium term.
Cash-flow VolatilityMaterial swings in operating and free cash flow—negative in 2023 and a TTM decline—signal unpredictability in cash generation. That volatility raises the chance of near-term funding stress, complicates dividend or reinvestment plans, and may increase dependence on wholesale financing.
Inconsistent Growth TrajectoryA modest 2025 revenue increase versus an unusually high TTM growth rate suggests the latest gains may include one‑offs or uneven origination. Lack of steady top-line momentum complicates forecasting, undermines assurance that expanded margins are sustainable, and raises execution risk.
Noba Bank Group AB News
NOBA FAQ
What was Noba Bank Group AB’s price range in the past 12 months?
Noba Bank Group AB lowest stock price was kr75.20 and its highest was kr126.00 in the past 12 months.
What is Noba Bank Group AB’s market cap?
Currently, no data Available
When is Noba Bank Group AB’s upcoming earnings report date?
Noba Bank Group AB’s upcoming earnings report date is Aug 18, 2026 which is in 80 days.
How were Noba Bank Group AB’s earnings last quarter?
Noba Bank Group AB released its earnings results on May 07, 2026. The company reported kr1.933 earnings per share for the quarter, beating the consensus estimate of kr1.93 by kr0.003.
Is Noba Bank Group AB overvalued?
According to Wall Street analysts Noba Bank Group AB’s price is currently Undervalued.
Does Noba Bank Group AB pay dividends?
Noba Bank Group AB does not currently pay dividends.
What is Noba Bank Group AB’s EPS estimate?
Noba Bank Group AB’s EPS estimate is 2.14.
How many shares outstanding does Noba Bank Group AB have?
Noba Bank Group AB has 500,000,000 shares outstanding.
What happened to Noba Bank Group AB’s price movement after its last earnings report?
Noba Bank Group AB reported an EPS of kr1.933 in its last earnings report, beating expectations of kr1.93. Following the earnings report the stock price went up 3.507%.
Which hedge fund is a major shareholder of Noba Bank Group AB?
Currently, no hedge funds are holding shares in SE:NOBA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Noba Bank Group AB
NOBA Bank Group AB (publ) provides financial and banking products and services in Sweden, Norway, Finland, Denmark, Germany, Spain, Ireland, and the Netherlands. The company operates through three brands namely, Nordax Bank, Bank Norwegian and Svensk Hypotekspension. The company's services include private loans, credit cards, specialist mortgages, equity release mortgages, cross-border lending, and deposits for retail customers. The company was formerly known as Nordax Bank AB (publ) and changed its name to NOBA Bank Group AB (publ) in June 2023. NOBA Bank Group AB (publ) was incorporated in 2003 and is based in Stockholm, Sweden.
NOBA Stock 12 Month Forecast
Average Price Target
kr100.50
▲(4.91% Upside)
Technical Analysis
Avanza Bank Holding AB
―
―
Skandinaviska Enskilda Banken AB
―
Swedbank
―
Nordnet AB
―
Options Prices
Currently, No data available
---