Loomis AB (LOOMIS) AI Stock Analysis

• Market Cap: kr29.86B
• Dividend Yield: 3.63%
• Average Volume (3M): 79.29K
• Price to Earnings (P/E): 19.6
• Beta (1Y): 0.60
• Revenue Growth: 2.58%
• EPS Growth: 19.07%
• Country: SE
• Employees: 24,738
• Sector: General
• Sector Strength: N/A
• Industry: Security & Protection Services
• EPS (TTM): 2.87
• Shares Outstanding: 68,500,000
• 10 Day Avg. Volume: 84,528
• 30 Day Avg. Volume: 79,289
• PEG Ratio: -18.76
• Price to Book (P/B): 2.21
• Price to Sales (P/S): 0.87
• P/FCF Ratio: 8.28
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: kr570.00
• Price Target Upside: 50.79% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): 35.57
• Revenue Forecast (FY): kr30.29B

• Rating: 71 Outperform
• Price Target: kr460.00 ▲(21.69% Upside)
• Action: Upgraded Date: 02/06/26
• Date: Action: Upgraded 02/06/26

The score is driven by solid financial performance with steady margins and positive free cash flow, tempered by a notable increase in leverage and softer 2025 cash flow. Technicals are supportive due to a clear uptrend, though RSI near 70 suggests the move may be stretched. Valuation is reasonable with a supportive dividend yield.

Positive Factors

Resilient Revenue Growth

Multi-year revenue expansion and 9.9% growth in 2025 indicate durable demand for Loomis's cash logistics and management services. Persistent top-line growth supports contract retention, scale benefits and continued investment in service capabilities that matter over the medium term.

Stable Operating Margins

EBIT margins near 10% show sustainable operational efficiency in a service-oriented logistics business, reflecting pricing power and cost control. Margin stability underpins predictable operating cash flows and supports reinvestment or dividend capacity over the next several quarters.

Positive Cash Generation

Consistently positive free cash flow and ~0.69x conversion of net income in 2025 demonstrate solid cash conversion ability. This durable cash generation supports servicing debt, paying dividends and funding technology or efficiency projects without relying heavily on external financing.

Negative Factors

Rising Leverage

Leverage increasing to roughly 1.49x equity materially heightens financial risk, making Loomis more sensitive to interest-rate moves and earnings swings. Higher debt constrains strategic flexibility, raises refinancing risk and could amplify stress if cash flows weaken further.

Cash Flow Deceleration

A step-down in operating and free cash flow in 2025, with FCF growth at -3.1%, reduces the margin for error on debt servicing and reinvestment. If the deceleration persists, it could impair capacity for capex, working capital and deleveraging over the medium term.

Net Margin Pressure

A slip in net margin despite stable EBIT suggests rising financing, tax or non-operational costs are compressing bottom-line returns. Continued net margin pressure would weaken ROE and limit the company's ability to reduce leverage or increase shareholder distributions sustainably.

Loomis AB Business Overview & Revenue Model

Company Description

Loomis AB (publ) provides solutions for the distribution, handling, storage, and recycling of cash and other valuables in Sweden and internationally. The company offers a range of solutions for cash in transit, cash management services, physical foreign currency, ATMs, and international valuables logistics, as well as operates Loomis Pay, an end-to-end payment platform for merchants. It serves banks, retailers, and other operators. As of February 3, 2022, the company operated through a network of approximately 400 branches. Loomis AB (publ) was founded in 1852 and is headquartered in Stockholm, Sweden.

How the Company Makes Money

Loomis generates revenue primarily through its cash logistics and cash management services. Key revenue streams include fees for cash transport services, cash processing for businesses and banks, and maintenance services for ATMs. The company also earns money through the sale of cash handling equipment and technology solutions. Significant partnerships with banks, retailers, and public institutions contribute to its earnings by providing a steady demand for secure cash handling services. Additionally, Loomis capitalizes on the growing trend of cashless transactions by offering integrated solutions that cater to both cash and digital payment needs.

Loomis AB Financial Statement Overview

Summary

Income statement strength (Score 74) reflects resilient multi-year revenue growth and steady ~10% EBIT margins, but net margin slipped slightly in 2025. Balance sheet is the main drag (Score 62) as debt-to-equity rose sharply to ~1.49 in 2025, increasing risk sensitivity. Cash flow remains positive (Score 68) but decelerated in 2025 with lower operating cash flow and slightly negative free cash flow growth.

Income Statement

Revenue expanded strongly from 2021–2023 and remained resilient through 2024–2025, with 2025 still showing solid growth (9.9%). Profitability is steady for the business model: gross margin improved versus 2023, and EBIT margin held around ~10% in 2025. The main weakness is that net margin has not meaningfully expanded and slipped slightly in 2025 versus 2024, suggesting higher costs, financing, or tax headwinds limiting bottom-line leverage.

Balance Sheet

Returns on equity are consistently healthy (roughly 11–13% across the period), indicating decent value creation. However, leverage is the key constraint: debt-to-equity rose materially in 2025 to ~1.49 (from ~1.01 in 2024), alongside lower equity and lower total assets year-over-year. The balance sheet remains workable, but the higher debt load increases sensitivity to earnings volatility and refinancing/interest-rate conditions.

Cash Flow

Cash generation is generally solid, with free cash flow consistently positive and a healthy conversion versus net income (around ~0.69x in 2025). That said, 2025 shows a clear step-down: operating cash flow and free cash flow declined from 2024 and free cash flow growth turned slightly negative (-3.1%). Overall cash flow quality remains acceptable, but the recent deceleration is a risk if it persists while leverage is rising.

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	30.43B	30.44B	28.71B	25.32B	19.72B
Gross Profit	8.77B	8.44B	7.29B	6.78B	5.23B
EBITDA	6.31B	6.68B	4.68B	4.84B	3.77B
Net Income	1.58B	1.64B	1.50B	1.60B	1.10B
Balance Sheet
Total Assets	37.04B	40.36B	36.18B	31.78B	27.23B
Cash, Cash Equivalents and Short-Term Investments	7.51B	9.16B	7.71B	6.22B	5.17B
Total Debt	17.85B	13.77B	15.81B	12.15B	10.67B
Total Liabilities	25.04B	26.73B	23.50B	19.32B	17.16B
Stockholders Equity	12.00B	13.63B	12.68B	12.46B	10.06B
Cash Flow
Free Cash Flow	3.20B	4.08B	3.12B	2.22B	1.60B
Operating Cash Flow	4.61B	5.75B	5.08B	3.65B	2.76B
Investing Cash Flow	-2.10B	-1.68B	-3.92B	-1.37B	-1.39B
Financing Cash Flow	-2.59B	-3.55B	-858.00M	-2.15B	-1.49B

Loomis AB Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 378.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:LOOMIS, the sentiment is Positive. The current price of 378 is below the 20-day moving average (MA) of 431.66, below the 50-day MA of 400.40, and below the 200-day MA of 393.07, indicating a bullish trend. The MACD of 16.85 indicates Negative momentum. The RSI at 70.87 is Negative, neither overbought nor oversold. The STOCH value of 85.35 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:LOOMIS.

Loomis AB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LOOMIS	71 Outperform	kr29.86B	19.65	14.28%	3.63%	2.58%	19.07%
SECU.B	69 Neutral	kr90.35B	18.00	13.13%	3.10%	-0.74%	6.55%
LEVEL	56 Neutral	kr132.42M	-31.98	-1.58%	―	2.70%	85.94%
Sector *	55 Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
TSEC	41 Neutral	kr104.84M	-9.82	―	―	9.39%	-378.80%

Loomis AB Corporate Events

Loomis Delivers Record Margins and Strong Cash Flow Despite Currency Headwinds

Loomis reported essentially flat full-year 2025 revenue at SEK 30.4 billion, as strong 6% currency-adjusted growth was offset by significant negative exchange-rate effects, but the group posted record profitability with the EBITA margin rising to 12.7% and operating income increasing to SEK 3.85 billion. The fourth quarter delivered solid organic growth, higher margins and robust cash generation, bolstered by strong performances in Europe, Latin America and particularly the US, where Loomis achieved record revenue and a 16.6% full-year operating margin in local currency, while its SME/Pay segment continued to grow and narrow losses. Supported by a stronger balance sheet and improved return on capital employed, the company pursued acquisitions, including a Canadian precious metals storage facility, continued share buybacks, and proposed both a higher ordinary dividend and an extraordinary dividend, underscoring management’s confidence in continued value creation despite macroeconomic and currency headwinds.

The most recent analyst rating on (SE:LOOMIS) stock is a Hold with a SEK371.00 price target. To see the full list of analyst forecasts on Loomis AB stock, see the SE:LOOMIS Stock Forecast page.

Loomis Sets Date for Fourth-Quarter and Full-Year 2025 Results Presentation

Loomis AB will publish its fourth-quarter and full-year 2025 results on 4 February 2026 at 7:30 a.m. CET, followed by a webcast and conference call at 10:00 a.m. CET, where President and CEO Aritz Larrea, CFO Johan Wilsby and Head of Sustainability and Investor Relations Jenny Boström will present the figures and take questions from analysts and the press. The announcement underscores Loomis’ ongoing effort to maintain transparent communication with the capital markets, offering live and recorded access to the presentation and encouraging investors and stakeholders to subscribe to its financial information via the company’s website.

The most recent analyst rating on (SE:LOOMIS) stock is a Hold with a SEK371.00 price target. To see the full list of analyst forecasts on Loomis AB stock, see the SE:LOOMIS Stock Forecast page.

Loomis Completes Q4 2025 Share Buyback, Now Holding 2.3% of Its Own Stock

Loomis AB has completed its previously announced share repurchase program for the fourth quarter of 2025, buying back 539,900 shares and increasing its treasury holding to 1,577,753 shares, equivalent to 2.30% of the company’s outstanding share capital. The move, which leaves the total number of Loomis shares at 68.5 million, underscores the group’s ongoing capital management strategy and may be interpreted as a signal of confidence in its financial position and long-term value creation for shareholders.

The most recent analyst rating on (SE:LOOMIS) stock is a Hold with a SEK400.00 price target. To see the full list of analyst forecasts on Loomis AB stock, see the SE:LOOMIS Stock Forecast page.

Loomis AB Announces Impairment and Provision in Q4 2025

Loomis AB announced a non-cash impairment charge of approximately SEK 320 million in the fourth quarter of 2025, primarily related to its UK operations, due to the impact of ATM market consolidation on future business projections. Additionally, the company will make a provision of approximately SEK 40 million following a court ruling in a legal dispute in Denmark. These financial adjustments will be recognized as items affecting comparability in the company’s European and Latin American segments, with no impact on revenues or operating profit.

The most recent analyst rating on (SE:LOOMIS) stock is a Hold with a SEK400.00 price target. To see the full list of analyst forecasts on Loomis AB stock, see the SE:LOOMIS Stock Forecast page.

Loomis AB Updates on Fourth Quarter 2025 Share Repurchase Program

Loomis AB has repurchased 296,900 shares as part of its ongoing share repurchase program, bringing its total holding to 1,334,753 shares, which is 1.95% of the company’s outstanding shares. The program, which allows for repurchases up to SEK 200 million, is set to conclude by January 2, 2026, potentially impacting the company’s stock value and shareholder equity.

The most recent analyst rating on (SE:LOOMIS) stock is a Hold with a SEK400.00 price target. To see the full list of analyst forecasts on Loomis AB stock, see the SE:LOOMIS Stock Forecast page.