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Chicago Atlantic Real Estate Finance, Inc. (REFI)
:REFI
US Market
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Chicago Atlantic Real Estate ate Finance Inc (REFI) Ratios

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Chicago Atlantic Real Estate ate Finance Inc Ratios

REFI's free cash flow for Q2 2025 was $0.88. For the 2025 fiscal year, REFI's free cash flow was decreased by $ and operating cash flow was $0.66. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.80 0.55 328.14 377.91
Quick Ratio
0.80 0.55 321.60 377.91
Cash Ratio
0.72 0.41 5.40 376.95
Solvency Ratio
<0.01 0.51 0.62 -0.22
Operating Cash Flow Ratio
<0.01 1.48 16.07 31.33
Short-Term Operating Cash Flow Coverage
<0.01 0.00 0.00 0.00
Net Current Asset Value
$ -105.90B$ -76.91M$ 267.97M$ 66.36M
Leverage Ratios
Debt-to-Assets Ratio
0.11 0.18 0.17 0.71
Debt-to-Equity Ratio
0.16 0.24 0.22 0.75
Debt-to-Capital Ratio
0.14 0.20 0.18 0.43
Long-Term Debt-to-Capital Ratio
0.00 0.20 0.18 0.00
Financial Leverage Ratio
1.47 1.32 1.30 1.05
Debt Service Coverage Ratio
<0.01 7.73 >-0.01 0.00
Interest Coverage Ratio
-364.52 6.70 13.35 126.18
Debt to Market Cap
166.57 0.23 0.22 0.00
Interest Debt Per Share
2.34K 3.97 3.43 11.33
Net Debt to EBITDA
300.71 1.31 1.50 12.27
Profitability Margins
Gross Profit Margin
-1569.93%84.68%-7856.60%91.83%
EBIT Margin
75.08%77.56%71.45%86.43%
EBITDA Margin
75.08%77.56%71.45%86.43%
Operating Profit Margin
-4431.65%67.21%71.45%86.43%
Pretax Profit Margin
62.92%67.52%66.10%85.75%
Net Profit Margin
62.92%67.52%66.10%85.75%
Continuous Operations Profit Margin
62.92%67.52%66.10%85.75%
Net Income Per EBT
100.00%100.00%100.00%100.00%
EBT Per EBIT
-1.42%100.47%92.51%99.21%
Return on Assets (ROA)
<0.01%10.78%9.41%3.41%
Return on Equity (ROE)
0.05%14.24%12.23%3.60%
Return on Capital Employed (ROCE)
-0.66%11.33%10.20%3.44%
Return on Invested Capital (ROIC)
-6.82%-514.21%-0.41%-0.03%
Return on Tangible Assets
<0.01%10.78%9.41%3.41%
Earnings Yield
12.92%13.23%12.14%3.27%
Efficiency Ratios
Receivables Turnover
14.48 51.58 21.98 54.32
Payables Turnover
514.44 7.76 3.67K 4.25
Inventory Turnover
0.00 0.00 561.74 0.00
Fixed Asset Turnover
0.00 0.00 0.00 0.00
Asset Turnover
<0.01 0.16 0.14 0.04
Working Capital Turnover Ratio
-0.01 0.34 0.23 0.00
Cash Conversion Cycle
24.49 -39.98 17.15 -79.13
Days of Sales Outstanding
25.20 7.08 16.60 6.72
Days of Inventory Outstanding
0.00 0.00 0.65 0.00
Days of Payables Outstanding
0.71 47.05 0.10 85.85
Operating Cycle
25.20 7.08 17.25 6.72
Cash Flow Ratios
Operating Cash Flow Per Share
1.15 1.57 0.96 0.38
Free Cash Flow Per Share
1.02K 1.57 0.96 0.38
CapEx Per Share
<0.01 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
884.55 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
0.57 0.73 0.60 1.30
Capital Expenditure Coverage Ratio
24.12M 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
<0.01 0.43 0.29 0.03
Operating Cash Flow to Sales Ratio
0.40 0.50 0.35 0.60
Free Cash Flow Yield
7220.66%9.71%6.39%2.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.74 7.56 8.24 30.60
Price-to-Sales (P/S) Ratio
4.89 5.10 5.45 26.24
Price-to-Book (P/B) Ratio
<0.01 1.08 1.01 1.10
Price-to-Free Cash Flow (P/FCF) Ratio
0.01 10.30 15.64 43.57
Price-to-Operating Cash Flow Ratio
12.21 10.30 15.64 43.57
Price-to-Earnings Growth (PEG) Ratio
-2.97 0.45 0.03 0.00
Price-to-Fair Value
<0.01 1.08 1.01 1.10
Enterprise Value Multiple
307.22 7.89 9.12 42.63
Enterprise Value
13.95B 350.72M 318.33M 408.07M
EV to EBITDA
307.22 7.89 9.12 42.63
EV to Sales
230.66 6.12 6.52 36.85
EV to Free Cash Flow
0.65 12.34 18.72 61.19
EV to Operating Cash Flow
578.31 12.34 18.72 61.19
Tangible Book Value Per Share
14.76K 15.03 14.96 15.13
Shareholders’ Equity Per Share
14.76K 15.03 14.96 15.13
Tax and Other Ratios
Effective Tax Rate
0.00 0.00 1.08 1.01
Revenue Per Share
2.88 3.17 2.77 0.63
Net Income Per Share
1.81 2.14 1.83 0.54
Tax Burden
1.00 1.00 1.00 1.00
Interest Burden
0.84 0.87 0.93 0.99
Research & Development to Revenue
0.00 0.00 <0.01 <0.01
SG&A to Revenue
147.96 0.28 0.22 0.14
Stock-Based Compensation to Revenue
0.05 0.03 <0.01 <0.01
Income Quality
0.63 0.73 0.53 0.70
Currency in USD
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