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REFI Stock Chart & Stats
$10.17
>-$0.01(-0.10%)
At close: 4:00 PM EDT
$10.17
>-$0.01(-0.10%)
Day’s Range― - ―
52-Week Range$9.69 - $14.57
Previous CloseN/A
Volume36.87K
Average Volume (3M)185.41K
Market Cap
$267.74M
Enterprise Value$359.92
Total Cash (Recent Filing)$13.35M
Total Debt (Recent Filing)$49.45M
Price to Earnings (P/E)7.4
Beta0.59
Next Earnings
Nov 11, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield18.25%
Share Statistics
EPS (TTM)1.39
Shares Outstanding25,621,145
10 Day Avg. Volume159,391
30 Day Avg. Volume185,407
Financial Highlights & Ratios
PEG Ratio-0.66
Price to Book (P/B)0.84
Price to Sales (P/S)4.08
P/FCF Ratio8.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$20.00Price Target Upside96.66% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.9
Revenue Forecast (FY)$56.98M
Bulls Say, Bears Say
Bulls Say
Dividend YieldREFI maintained its quarterly dividend of $0.47, representing a current yield of 11.9%, which is considered attractive to investors.
Earnings PerformanceREFI reported adjusted distributable EPS of $0.56, beating both Citizens JMP and consensus estimates of $0.52 and $0.48, respectively, driven by a positive interest rate spread on the loan book and lower G&A expenses.
Bears Say
Valuation ConcernsShares of REFI currently trade at 1.05x P/B, above the mortgage REIT peer group of 0.73x, reflecting concerns about a larger premium despite the outsized yield profile.
Chicago Atlantic Real Estate ate Finance Inc News
REFI FAQ
What was Chicago Atlantic Real Estate Finance, Inc.’s price range in the past 12 months?
Chicago Atlantic Real Estate Finance, Inc. lowest stock price was $9.69 and its highest was $14.57 in the past 12 months.
What is Chicago Atlantic Real Estate Finance, Inc.’s market cap?
Chicago Atlantic Real Estate Finance, Inc.’s market cap is $267.74M.
When is Chicago Atlantic Real Estate Finance, Inc.’s upcoming earnings report date?
Chicago Atlantic Real Estate Finance, Inc.’s upcoming earnings report date is Nov 11, 2026 which is in 89 days.
How were Chicago Atlantic Real Estate Finance, Inc.’s earnings last quarter?
Chicago Atlantic Real Estate Finance, Inc. released its earnings results on Aug 11, 2026. The company reported $0.43 earnings per share for the quarter, missing the consensus estimate of $0.48 by -$0.05.
Is Chicago Atlantic Real Estate Finance, Inc. overvalued?
According to Wall Street analysts Chicago Atlantic Real Estate Finance, Inc.’s price is currently Undervalued.
Does Chicago Atlantic Real Estate Finance, Inc. pay dividends?
Chicago Atlantic Real Estate Finance, Inc. pays a Quarterly dividend of $0.47 which represents an annual dividend yield of 18.25%. See more information on Chicago Atlantic Real Estate Finance, Inc. dividends here
What is Chicago Atlantic Real Estate Finance, Inc.’s EPS estimate?
Chicago Atlantic Real Estate Finance, Inc.’s EPS estimate is 0.5.
How many shares outstanding does Chicago Atlantic Real Estate Finance, Inc. have?
Chicago Atlantic Real Estate Finance, Inc. has 25,621,145 shares outstanding.
What happened to Chicago Atlantic Real Estate Finance, Inc.’s price movement after its last earnings report?
Chicago Atlantic Real Estate Finance, Inc. reported an EPS of $0.43 in its last earnings report, missing expectations of $0.48. Following the earnings report the stock price went down -0.049%.
Which hedge fund is a major shareholder of Chicago Atlantic Real Estate Finance, Inc.?
Currently, no hedge funds are holding shares in REFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chicago Atlantic Real Estate ate Finance Inc Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$20.00 (96.66% Upside)
$20.00 (96.66% Upside)
Blogger Sentiment
Neutral
REFI Sentiment 50%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.3%
Last 30 Days ▲ 3.1%
Last 30 Days ▲ 3.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.97%
12-Months-Change
Fundamentals
Return on Equity
18.25%
Trailing 12-Months
Asset Growth
5.13%
Trailing 12-Months
Company Description
Chicago Atlantic Real Estate Finance, Inc.
Chicago Atlantic Real Estate Finance, Inc. functions as a commercial real estate financing enterprise operating throughout the United States. Its primary activities include developing, arranging, and deploying capital into various secured debt instruments, notably first mortgage loans, which are collateralized by commercial properties. A specific area of focus for the company is extending senior-priority loans to both state-approved operators and property owners within the legal cannabis industry. Chicago Atlantic has chosen to be taxed as a Real Estate Investment Trust (REIT), which allows it to avoid federal corporate income tax, conditional on distributing a minimum of 90% of its taxable profits to its investors. The firm was established in 2021 and is headquartered in Chicago, Illinois.
REFI Company Deck
REFI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mix of strategic progress and short-term operational/financial frictions. Highlights include strong portfolio yield (15.8%), portfolio growth (~$453M principal), a large $649M pipeline, a value-accretive Koach financing (12% blended yield plus exit-fee convexity), improving credit metrics (non-accruals down to 3.7%), and a planned merger with LIEN intended to deliver scale and diversification. Offsetting these positives were timing-related distributable earnings falling short of the declared dividend ($0.44 vs $0.47), an increase in leverage (47% vs 38% prior quarter), limited immediate liquidity (~$15M available), higher interest expense, share issuance dilution from the Koach deal (~4.3M shares), and execution/regulatory risks tied to the merger and federal cannabis policy evolution. Management framed many negatives as temporary or structural trade-offs tied to growth and strategic transactions rather than credit deterioration.View all REFI earnings summariesREFI Stock 12 Month Forecast
Average Price Target
$20.00
▲(96.66% Upside)
Technical Analysis
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Ownership Overview
6.11% Insiders
5.88% Mutual Funds
7.12% Other Institutional Investors
70.21% Public Companies and
Individual Investors