Chicago Atlantic Real Estate Finance, Inc. (REFI)
NASDAQ:REFI
Want to see REFI full AI Analyst Report?
REFI Stock Chart & Stats
$12.11
-$0.02(-0.13%)
At close: 4:00 PM EST
$12.11
-$0.02(-0.13%)
Day’s Range― - ―
52-Week Range$10.74 - $14.97
Previous CloseN/A
Volume27.27K
Average Volume (3M)149.34K
Market Cap
$239.22M
Enterprise Value$21.78B
Total Cash (Recent Filing)$27.86M
Total Debt (Recent Filing)$116.44M
Price to Earnings (P/E)7.7
Beta0.57
Next Earnings
Aug 12, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield15.86%
Share Statistics
EPS (TTM)1.46
Shares Outstanding21,207,228
10 Day Avg. Volume122,692
30 Day Avg. Volume149,335
Financial Highlights & Ratios
PEG Ratio-0.65
Price to Book (P/B)0.84
Price to Sales (P/S)4.08
P/FCF Ratio8.94
Enterprise Value/Market Cap91.04
Enterprise Value/Revenue365.93
Enterprise Value/Gross Profit389.88
Enterprise Value/Ebitda1.45K
Forecast
1Y Price Target
$17.00Price Target Upside40.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.85
Revenue Forecast (FY)$55.80M
Bulls Say, Bears Say
Bulls Say
Dividend YieldREFI maintained its quarterly dividend of $0.47, representing a current yield of 11.9%, which is considered attractive to investors.
Earnings PerformanceREFI reported adjusted distributable EPS of $0.56, beating both Citizens JMP and consensus estimates of $0.52 and $0.48, respectively, driven by a positive interest rate spread on the loan book and lower G&A expenses.
Bears Say
Valuation ConcernsShares of REFI currently trade at 1.05x P/B, above the mortgage REIT peer group of 0.73x, reflecting concerns about a larger premium despite the outsized yield profile.
Chicago Atlantic Real Estate ate Finance Inc News
REFI FAQ
What was Chicago Atlantic Real Estate Finance, Inc.’s price range in the past 12 months?
Chicago Atlantic Real Estate Finance, Inc. lowest stock price was $10.74 and its highest was $14.97 in the past 12 months.
What is Chicago Atlantic Real Estate Finance, Inc.’s market cap?
Chicago Atlantic Real Estate Finance, Inc.’s market cap is $239.22M.
When is Chicago Atlantic Real Estate Finance, Inc.’s upcoming earnings report date?
Chicago Atlantic Real Estate Finance, Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 70 days.
How were Chicago Atlantic Real Estate Finance, Inc.’s earnings last quarter?
Chicago Atlantic Real Estate Finance, Inc. released its earnings results on May 07, 2026. The company reported $0.46 earnings per share for the quarter, missing the consensus estimate of $0.468 by -$0.008.
Is Chicago Atlantic Real Estate Finance, Inc. overvalued?
According to Wall Street analysts Chicago Atlantic Real Estate Finance, Inc.’s price is currently Undervalued.
Does Chicago Atlantic Real Estate Finance, Inc. pay dividends?
Chicago Atlantic Real Estate Finance, Inc. pays a Quarterly dividend of $0.47 which represents an annual dividend yield of 15.86%. See more information on Chicago Atlantic Real Estate Finance, Inc. dividends here
What is Chicago Atlantic Real Estate Finance, Inc.’s EPS estimate?
Chicago Atlantic Real Estate Finance, Inc.’s EPS estimate is 0.48.
How many shares outstanding does Chicago Atlantic Real Estate Finance, Inc. have?
Chicago Atlantic Real Estate Finance, Inc. has 21,207,228 shares outstanding.
What happened to Chicago Atlantic Real Estate Finance, Inc.’s price movement after its last earnings report?
Chicago Atlantic Real Estate Finance, Inc. reported an EPS of $0.46 in its last earnings report, missing expectations of $0.468. Following the earnings report the stock price went down -5.143%.
Which hedge fund is a major shareholder of Chicago Atlantic Real Estate Finance, Inc.?
Currently, no hedge funds are holding shares in REFI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chicago Atlantic Real Estate ate Finance Inc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$17.00 (40.38% Upside)
$17.00 (40.38% Upside)
Blogger Sentiment
Bullish
REFI Sentiment 70%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 10.5%
Last 30 Days ▼ 10.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-8.82%
12-Months-Change
Fundamentals
Return on Equity
0.04%
Trailing 12-Months
Asset Growth
5.13%
Trailing 12-Months
Company Description
Chicago Atlantic Real Estate Finance, Inc.
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company offers senior loans to state-licensed operators and property owners in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2021 and is based in Chicago, Illinois.
REFI Company Deck
REFI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a constructive and optimistic view: management highlighted a significant regulatory tailwind from the DOJ’s rescheduling action, a sizeable $482M pipeline (with $133M real-estate backed), restored accrual status on a previously nonaccrual loan, maintained dividend policy, and solid liquidity (~$54M). Offsetting these positives are elevated CECL reserves (+$3.8M), an increase in risk-rated loans (10.7% vs 4.8%), modest yield compression (15.8% vs 16.3%), and higher leverage (38% vs 32%). On balance, the favorable regulatory developments, pipeline depth, improved nonaccruals and preserved dividend posture materially outweigh the near-term credit reserve increases and modest yield/borrowings headwinds, supporting a positive outlook.View all REFI earnings summariesREFI Stock 12 Month Forecast
Average Price Target
$17.00
▲(40.38% Upside)
Technical Analysis
Ares Commercial
―
Seven Hills Realty Trust
―
AG Mortgage
―
NexPoint Real Estate ate Finance
―
Angel Oak Mortgage
―
Ownership Overview
6.14% Insiders
5.93% Mutual Funds
7.84% Other Institutional Investors
69.76% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---