tiprankstipranks
Trending News
More News >
Chicago Atlantic Real Estate ate Finance Inc (REFI)
NASDAQ:REFI
US Market
Advertisement

Chicago Atlantic Real Estate ate Finance Inc (REFI) Earnings Dates, Call Summary & Reports

Compare
357 Followers

Earnings Data

Report Date
Mar 18, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.46
Last Year’s EPS
0.46
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 04, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call indicated a strong performance with a focus on growth in the cannabis sector and a well-protected portfolio against interest rate volatility. However, the company faces challenges in decreasing net interest income and broader market concerns impacting its valuation.
Company Guidance
In the third quarter of 2025, Chicago Atlantic Real Estate Finance, Inc. reported strong performance amidst a volatile private credit environment. The company highlighted a pipeline valued at approximately $441 million, primarily focused on the cannabis sector, with 36.7% of loans at fixed rates and 63.3% at floating rates, benchmarked to the prime rate. Gross originations for the quarter totaled $39.5 million, contributing to a loan portfolio of about $400 million across 26 companies, and a weighted average yield to maturity of 16.5%. The management team's recent share purchases reflect their confidence, with insider ownership reaching nearly 1.8 million shares. Their robust platform, coupled with strategic interest rate protections, positions them against further rate declines. The company maintained a book value per share of $14.71 and distributed a $0.47 dividend per share for Q3. Looking forward, they aim to keep a dividend payout ratio of 90% to 100% for the year and are prepared for potential special dividends if required by taxable income needs.
Strong Loan Portfolio Growth
Gross originations during the quarter were $39.5 million, with a focus on the cannabis sector. The loan portfolio is on track for net growth, with a current principal totaling approximately $400 million.
Large Cannabis Pipeline
Chicago Atlantic holds a robust cannabis pipeline of approximately $441 million, demonstrating confidence in the sector's growth and the company's ability to capitalize on opportunities.
Low Leveraged Portfolio
The portfolio has a loan-to-enterprise value ratio of 43.5% and a strong real estate coverage of 1.2x, indicating a conservative and secure investment approach.
Interest Rate Protection
86% of the portfolio is insulated from further rate declines due to fixed rates or interest rate floors, offering protection against interest rate volatility.
Shareholder Confidence
Management and Board of Directors increased their ownership to nearly 1.8 million shares, indicating strong confidence in the company’s performance and future prospects.

Chicago Atlantic Real Estate ate Finance Inc (REFI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

REFI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 18, 2026
2025 (Q4)
0.46 / -
0.46
Nov 04, 2025
2025 (Q3)
0.47 / 0.49
0.56-12.50% (-0.07)
Aug 07, 2025
2025 (Q2)
0.47 / 0.51
0.52.00% (+0.01)
May 07, 2025
2025 (Q1)
0.50 / 0.46
0.52-11.54% (-0.06)
Mar 12, 2025
2024 (Q4)
0.51 / 0.46
0.512-10.16% (-0.05)
Nov 07, 2024
2024 (Q3)
0.52 / 0.56
0.57-1.75% (>-0.01)
Aug 07, 2024
2024 (Q2)
0.55 / 0.50
0.55-9.09% (-0.05)
May 07, 2024
2024 (Q1)
0.58 / 0.52
0.62-16.13% (-0.10)
Mar 12, 2024
2023 (Q4)
0.57 / 0.51
0.57-10.18% (-0.06)
Nov 08, 2023
2023 (Q3)
0.56 / 0.57
0.58-1.72% (-0.01)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

REFI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 04, 2025
$13.08$12.91-1.30%
Aug 07, 2025
$12.75$13.10+2.75%
May 07, 2025
$13.62$13.68+0.44%
Mar 12, 2025
$14.36$13.86-3.48%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Chicago Atlantic Real Estate ate Finance Inc (REFI) report earnings?
Chicago Atlantic Real Estate ate Finance Inc (REFI) is schdueled to report earning on Mar 18, 2026, Before Open (Confirmed).
    What is Chicago Atlantic Real Estate ate Finance Inc (REFI) earnings time?
    Chicago Atlantic Real Estate ate Finance Inc (REFI) earnings time is at Mar 18, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is REFI EPS forecast?
          REFI EPS forecast for the fiscal quarter 2025 (Q4) is 0.46.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis