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Chicago Atlantic Real Estate ate Finance Inc (REFI)
NASDAQ:REFI
RESEARCH TOOLSreports
Earnings Data
Report Date
Aug 06, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.5Last Year’s EPS
0.5Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 2.53%
|Next Earnings Date:Aug 06, 2025
Earnings Call Sentiment|Neutral
The earnings call reflects a cautious yet stable performance. While the company maintains strong dividend payouts and a robust pipeline, it faces challenges in net interest income and limited new loan originations. The company's strategic restructuring of troubled loans and a strong debt service coverage ratio highlight its resilience.Company Guidance
During the first quarter of 2025, Chicago Atlantic Real Estate Finance, Inc. provided guidance indicating a cautious yet optimistic approach to portfolio growth. The company reported a loan portfolio principal of $407 million across 30 portfolio companies, with a weighted average yield to maturity of 16.9%. Gross originations for the quarter were $4.4 million, offset by sales and repayments of $9.2 million. The cannabis lending pipeline stands at $462 million, reflecting a mixture of disciplined patience and strategic selection amidst industry uncertainties. Chicago Atlantic aims for net portfolio growth in 2025, leveraging a balanced mix of fixed and floating-rate loans with high floors to navigate interest rate volatility. The company maintains a total leverage of 28% and a debt service coverage ratio of 6.2 to 1. Distributable earnings per share remained stable at $0.47, supporting a dividend payout ratio of 90% to 100% for the tax year. The company continues to focus on low leverage profiles and fundamentally sound growth initiatives, striving to outperform its industry peers and maintain a leading position in the cannabis lending market.Consistency in Dividend Payouts
The company maintained a dividend payout ratio of 90% to 100% for the 2025 tax year, with a first quarter dividend of $0.47 per common share.
Strong Debt Service Coverage
Debt service coverage ratio was approximately 6.2 to 1, significantly above the required 1.35 to 1.
Robust Cannabis Pipeline
The cannabis pipeline across the Chicago Atlantic platform stands at $462 million, indicating potential future growth.
Top Performing Mortgage REIT
Chicago Atlantic remains the third top-performing exchange-listed mortgage REIT, aiming to reach the number one position.
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Chicago Atlantic Real Estate ate Finance Inc (REFI) Earnings, Revenues Date & History
REFI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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REFI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 07, 2025 | $14.60 | $14.66 | +0.41% |
Mar 12, 2025 | $15.39 | $14.86 | -3.44% |
Nov 07, 2024 | $14.49 | $14.66 | +1.17% |
Aug 07, 2024 | $13.95 | $13.61 | -2.44% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Chicago Atlantic Real Estate ate Finance Inc (REFI) report earnings?
Chicago Atlantic Real Estate ate Finance Inc (REFI) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Chicago Atlantic Real Estate ate Finance Inc (REFI) earnings time?
Chicago Atlantic Real Estate ate Finance Inc (REFI) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is REFI EPS forecast?
REFI EPS forecast for the fiscal quarter 2025 (Q2) is 0.5.
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