Want to see RCT full AI Analyst Report?
Top Page
RedCloud Holdings plc
(NASDAQ:RCT)
Select Model
Select Model
Rating:42Neutral
Price Target:
$0.23
▼(-85.32% Downside)
Action:Reiterated
Date:07/04/26
The score is primarily held down by weak financial fundamentals—large ongoing losses, persistent cash burn, and negative equity—despite improved revenue growth and gross margins. Technicals add further pressure with a strong downtrend and bearish momentum, while valuation is difficult to support due to negative earnings and no dividend yield data.
Positive Factors
Accelerating revenue & healthy gross margins
Sustained high gross margins (~55–59%) combined with a sharp 2025 revenue acceleration (+46.3%) support a scalable unit economics profile. If maintained, higher top-line growth with resilient gross margins enables operating leverage and a clearer path to durable profitability as scale rises.
Negative Factors
Persistently negative equity
Negative shareholders' equity signals a structurally stressed capital base that limits financial flexibility. It heightens refinancing and dilution risk, restricts covenant room, and can impede strategic investments or M&A unless equity is rebuilt or losses are eliminated over multiple quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating revenue & healthy gross margins
Sustained high gross margins (~55–59%) combined with a sharp 2025 revenue acceleration (+46.3%) support a scalable unit economics profile. If maintained, higher top-line growth with resilient gross margins enables operating leverage and a clearer path to durable profitability as scale rises.
Read all positive factors
RedCloud Holdings plc (RCT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$14.72M
Dividend YieldN/A
Average Volume (3M)3.82M
Price to Earnings (P/E)―
Beta (1Y)2.33
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees930
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Application
Share Statistics
EPS (TTM)0.00
Shares Outstanding59,362,026
10 Day Avg. Volume765,506
30 Day Avg. Volume3,818,618
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap2.69
Enterprise Value/Revenue0.82
Enterprise Value/Gross Profit1.48
Enterprise Value/Ebitda-0.96
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.03
Revenue Forecast (FY)$112.80M
RedCloud Holdings plc Business Overview & Revenue Model
Company Description
RedCloud Holdings plc operates a cloud-based digital marketplace that primarily supports business-to-business transactions in key emerging markets like Argentina, Brazil, Nigeria, and South Africa. The company's core offering, the RedCloud Platfor...
How the Company Makes Money
null...
RedCloud Holdings plc Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
14
Very Negative
| Breakdown | Mar 2026 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
Income Statement | ||||
| Total Revenue | 48.54M | 46.50M | 19.81M | 2.81M |
| Gross Profit | 26.78M | 27.24M | 5.49M | -4.61M |
| EBITDA | -41.33M | -38.48M | -25.60M | -16.03M |
| Net Income | -46.24M | -50.72M | -32.39M | -16.56M |
Balance Sheet | ||||
| Total Assets | 12.65M | 17.56M | 7.34M | 7.92M |
| Cash, Cash Equivalents and Short-Term Investments | 478.98K | 800.74K | 587.15K | 2.25M |
| Total Debt | 11.89M | 73.18M | 25.61M | 21.51M |
| Total Liabilities | 19.62M | 86.33M | 29.91M | 22.36M |
| Stockholders Equity | -6.96M | -68.77M | -22.57M | -14.45M |
Cash Flow | ||||
| Free Cash Flow | -40.11M | -38.57M | -23.74M | -13.21M |
| Operating Cash Flow | -36.98M | -34.68M | -22.14M | -12.55M |
| Investing Cash Flow | -3.27M | -3.89M | -1.60M | -662.55K |
| Financing Cash Flow | 39.88M | 35.05M | 19.91M | 14.61M |
RedCloud Holdings plc Risk Analysis
RedCloud Holdings plc disclosed 41 risk factors in its most recent earnings report. RedCloud Holdings plc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 2 New Risks
1.
Returns on our ongoing infrastructure investments may be slower than anticipated or may not reach expected levels, and such investments may be unsuccessful, resulting in partial or total loss. Q4, 2025
2.
We face risks related to natural disasters, civil unrest, health epidemics and other outbreaks, which could significantly disrupt our operations. Q4, 2025
RedCloud Holdings plc Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $83.03M | 37.64 | 11.26% | ― | 15.26% | ― | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | $77.79M | 0.22 | -30.01% | ― | 571.11% | -99.00% | |
47 Neutral | $31.67M | -0.30 | -261.36% | ― | 1.87% | 46.96% | |
45 Neutral | $21.58M | -0.25 | 137.78% | ― | -19.19% | 67.48% | |
45 Neutral | $100.63M | -3.96 | 57.73% | ― | 24.21% | 72.85% | |
42 Neutral | $14.72M | -0.20 | 617.85% | ― | ― | ― |
* General Sector Average
RCT
RedCloud Holdings plc
0.26
-1.90
-87.96%
IDN
Intellicheck Mobilisia
4.08
-1.09
-21.08%
LPSN
Liveperson
1.77
-12.56
-87.65%
PSQH
PSQ Holdings
3.64
-32.51
-89.93%
NXTT
Next Technology Holding
0.98
-499.02
-99.80%
RDZN
Roadzen Inc
1.16
0.12
11.54%
RedCloud Holdings plc Corporate Events
RedCloud Holdings Strikes $120 Million RedAI Joint Venture to Enter Indian Market
Jun 25, 2026
On June 24, 2026, RedCloud Holdings plc announced a joint venture with Dheer Marketing India to launch its RedAI distribution intelligence infrastructure across India, marking its first entry into the Asian market. The venture will operate through...
RedCloud Raises Principal and Lowers Conversion Price on June 2026 Convertible Notes
Jun 16, 2026
RedCloud Holdings plc, a London-headquartered foreign private issuer listed in the U.S., finances its operations in part through senior convertible notes sold to institutional investors, which are exchangeable into its ordinary shares. The company...
RedCloud seals five-year, $30m RedAI platform deal with Saudi partner Kayanat
Apr 14, 2026
On March 27, 2026, RedCloud Holdings plc signed a platform license and infrastructure usage agreement with Saudi-based Kayanat Arabia Holding Company to support their existing joint venture. Under the deal, RedCloud will provide access to its RedA...
RedCloud Shareholders Back Expanded Board Powers and Share Issuance Authority
Apr 10, 2026
On April 1, 2026, RedCloud Holdings plc held a general meeting at which shareholders overwhelmingly approved expanded authorities for the board, including the power to allot ordinary shares and grant conversion rights up to a nominal £2 milli...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.