RedCloud Holdings plc (RCT)
NASDAQ:RCT
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RedCloud Holdings plc
(NASDAQ:RCT)
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Rating:43Neutral
Price Target:
$1.00
▼(-35.90% Downside)
Action:ReiteratedDate:02/03/26
The score is primarily weighed down by weak financial health: heavy losses, negative cash flow, and a balance sheet showing negative equity despite strong revenue growth. Technicals add pressure as the stock is in a clear downtrend with negative momentum, though oversold indicators slightly offset the downside. Valuation impact is limited because P/E and dividend yield were not provided.
Positive Factors
Revenue growth momentum
Sustained >100% revenue growth reflects strong product-market fit and rapid adoption in target markets. Durable top-line expansion supports scale benefits, improves bargaining with partners, and provides runway to invest in product and distribution if cash constraints are managed.
Negative Factors
Negative shareholders' equity and leverage
Negative equity signals a weakened capital base and elevated leverage, constraining financial flexibility. Over time this increases refinancing risk, limits access to debt markets, and may force dilutive capital raises or restructuring to restore a sustainable balance sheet.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth momentum
Sustained >100% revenue growth reflects strong product-market fit and rapid adoption in target markets. Durable top-line expansion supports scale benefits, improves bargaining with partners, and provides runway to invest in product and distribution if cash constraints are managed.
Read all positive factors
RedCloud Holdings plc (RCT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$25.21M
Dividend YieldN/A
Average Volume (3M)3.82M
Price to Earnings (P/E)―
Beta (1Y)1.82
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees930
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)N/A
Shares Outstanding44,226,635
10 Day Avg. Volume765,506
30 Day Avg. Volume3,818,618
Financial Highlights & Ratios
PEG Ratio-0.09
Price to Book (P/B)-1.59
Price to Sales (P/S)2.35
P/FCF Ratio-2.83
Enterprise Value/Market Cap1.57
Enterprise Value/Revenue1.20
Enterprise Value/Gross Profit2.61
Enterprise Value/Ebitda-1.03
Forecast
1Y Price Target
$5.83Price Target Upside273.93% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
RedCloud Holdings plc Business Overview & Revenue Model
Company Description
RedCloud Holdings plc (RCT) is a technology-driven company specializing in the provision of digital financial services and solutions in emerging markets. The company operates primarily in the fintech sector, focusing on facilitating digital commer...
How the Company Makes Money
RedCloud Holdings generates revenue through several key streams. Primarily, the company earns income from transaction fees charged on digital payments processed through its platform. Additionally, RCT monetizes its services by offering subscriptio...
RedCloud Holdings plc Financial Statement Overview
Summary
Income Statement
30
Negative
Balance Sheet
25
Negative
Cash Flow
20
Very Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
Income Statement | ||||
| Total Revenue | 33.19M | 46.50M | 19.81M | 2.81M |
| Gross Profit | 15.18M | 27.24M | 5.49M | -4.61M |
| EBITDA | -38.65M | -38.48M | -25.60M | -16.03M |
| Net Income | -39.96M | -50.72M | -32.39M | -16.56M |
Balance Sheet | ||||
| Total Assets | 13.40M | 17.56M | 7.34M | 7.92M |
| Cash, Cash Equivalents and Short-Term Investments | 869.08K | 800.74K | 587.15K | 2.25M |
| Total Debt | 9.33M | 73.18M | 25.61M | 21.51M |
| Total Liabilities | 21.41M | 86.33M | 29.91M | 22.36M |
| Stockholders Equity | -8.00M | -68.77M | -22.57M | -14.45M |
Cash Flow | ||||
| Free Cash Flow | -35.69M | -38.57M | -23.74M | -13.21M |
| Operating Cash Flow | -35.22M | -34.68M | -22.14M | -12.55M |
| Investing Cash Flow | -4.98M | -3.89M | -1.60M | -662.55K |
| Financing Cash Flow | 38.83M | 35.05M | 19.91M | 14.61M |
RedCloud Holdings plc Risk Analysis
RedCloud Holdings plc disclosed 41 risk factors in its most recent earnings report. RedCloud Holdings plc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
RedCloud Holdings plc Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $153.82M | 21.76 | 6.77% | ― | 14.20% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
45 Neutral | $27.06M | -1.92 | -167.16% | ― | 35.79% | 14.85% | |
44 Neutral | $33.03M | -0.45 | 132.32% | ― | -23.03% | -107.34% | |
43 Neutral | $25.21M | -1.01 | 104.09% | ― | ― | ― | |
| ― | $119.74M | 0.10 | 74.86% | ― | 259.01% | -61.05% | |
44 Neutral | $83.68M | -5.19 | <0.01% | ― | 3.42% | 93.90% |
* Technology Sector Average
RCT
RedCloud Holdings plc
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-43.89%
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RedCloud Holdings plc Corporate Events
RedCloud Holdings Reports Increased Losses in H1 2025
Dec 11, 2025
RedCloud Holdings plc released its unaudited condensed consolidated financial statements for the six months ending June 30, 2025. The company reported a net loss from operations of $19,997,067, a significant increase from the $16,550,543 loss in t...
RedCloud Holdings Announces CFO Transition with New Appointment
Dec 5, 2025
RedCloud Holdings plc announced that Neil Woodman, the Executive Vice President of Finance, will not return after his contract ends on December 31, 2025. Consequently, the company has appointed Maria Magdalena Gonzalez as the new Chief Financial O...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.