RedCloud Holdings plc (RCT)
NASDAQ:RCT
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RedCloud Holdings plc
(NASDAQ:RCT)
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Rating:41Neutral
Price Target:
$0.72
▼(-54.10% Downside)
Action:Reiterated
Date:05/28/26
The score is primarily held down by weak financial performance—large ongoing losses, persistent cash burn, and negative equity—despite improving revenue growth and gross margins. Technical indicators also suggest a weak longer-term trend, and valuation metrics provided do not offer clear support.
Positive Factors
Revenue growth acceleration
A 46.3% revenue jump in 2025 signals durable traction in end markets and improving product-market fit. Sustained top-line momentum supports scale economics, underpins longer-term planning, and increases the likelihood of converting operating leverage into narrower losses as growth persists.
Negative Factors
Very large operating and net losses
Net margin near -95% shows the business remains far from break-even and dependent on external funding. Persistent large losses erode flexibility, delay reinvestment choices, and mean improvements in revenue or margin must be substantial and sustained to achieve durable profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth acceleration
A 46.3% revenue jump in 2025 signals durable traction in end markets and improving product-market fit. Sustained top-line momentum supports scale economics, underpins longer-term planning, and increases the likelihood of converting operating leverage into narrower losses as growth persists.
Read all positive factors
RedCloud Holdings plc (RCT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$40.37M
Dividend YieldN/A
Average Volume (3M)3.82M
Price to Earnings (P/E)―
Beta (1Y)2.06
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees930
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)N/A
Shares Outstanding59,362,026
10 Day Avg. Volume765,506
30 Day Avg. Volume3,818,618
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue0.87
Enterprise Value/Gross Profit1.57
Enterprise Value/Ebitda-1.02
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
RedCloud Holdings plc Business Overview & Revenue Model
Company Description
RedCloud Holdings plc (RCT) is a technology-driven company specializing in the provision of digital financial services and solutions in emerging markets. The company operates primarily in the fintech sector, focusing on facilitating digital commer...
How the Company Makes Money
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RedCloud Holdings plc Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
14
Very Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 |
|---|---|---|---|---|
Income Statement | ||||
| Total Revenue | 48.54M | 46.50M | 19.81M | 2.81M |
| Gross Profit | 26.78M | 27.24M | 5.49M | -4.61M |
| EBITDA | -41.33M | -38.48M | -25.60M | -16.03M |
| Net Income | -46.24M | -50.72M | -32.39M | -16.56M |
Balance Sheet | ||||
| Total Assets | 12.65M | 17.56M | 7.34M | 7.92M |
| Cash, Cash Equivalents and Short-Term Investments | 478.98K | 800.74K | 587.15K | 2.25M |
| Total Debt | 11.89M | 73.18M | 25.61M | 21.51M |
| Total Liabilities | 19.62M | 86.33M | 29.91M | 22.36M |
| Stockholders Equity | -6.96M | -68.77M | -22.57M | -14.45M |
Cash Flow | ||||
| Free Cash Flow | -40.11M | -38.57M | -23.74M | -13.21M |
| Operating Cash Flow | -36.98M | -34.68M | -22.14M | -12.55M |
| Investing Cash Flow | -3.27M | -3.89M | -1.60M | -662.55K |
| Financing Cash Flow | 39.88M | 35.05M | 19.91M | 14.61M |
RedCloud Holdings plc Risk Analysis
RedCloud Holdings plc disclosed 41 risk factors in its most recent earnings report. RedCloud Holdings plc reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 2 New Risks
1.
Returns on our ongoing infrastructure investments may be slower than anticipated or may not reach expected levels, and such investments may be unsuccessful, resulting in partial or total loss. Q4, 2025
2.
We face risks related to natural disasters, civil unrest, health epidemics and other outbreaks, which could significantly disrupt our operations. Q4, 2025
RedCloud Holdings plc Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | $89.51M | 40.16 | 11.26% | ― | 15.26% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
52 Neutral | $110.58M | -0.08 | -30.01% | ― | 571.11% | -99.00% | |
50 Neutral | $158.67M | -9.62 | <0.01% | ― | 17.28% | 87.19% | |
48 Neutral | $27.64M | -0.44 | 137.78% | ― | -19.19% | 67.48% | |
45 Neutral | $33.97M | -0.91 | -261.36% | ― | 1.87% | 46.96% | |
41 Neutral | $40.37M | -0.53 | 617.85% | ― | ― | ― |
* Technology Sector Average
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RedCloud Holdings plc Corporate Events
RedCloud seals five-year, $30m RedAI platform deal with Saudi partner Kayanat
Apr 14, 2026
On March 27, 2026, RedCloud Holdings plc signed a platform license and infrastructure usage agreement with Saudi-based Kayanat Arabia Holding Company to support their existing joint venture. Under the deal, RedCloud will provide access to its RedA...
RedCloud Shareholders Back Expanded Board Powers and Share Issuance Authority
Apr 10, 2026
On April 1, 2026, RedCloud Holdings plc held a general meeting at which shareholders overwhelmingly approved expanded authorities for the board, including the power to allot ordinary shares and grant conversion rights up to a nominal £2 milli...
RedCloud Holdings Appoints Strategy Chief Raju Datla as New CFO After Gonzalez Resigns
Mar 10, 2026
RedCloud Holdings plc announced leadership changes in its finance function in March 2026, with Chief Financial Officer and board member Maria Magdalena Gonzalez resigning effective 9 March 2026 for personal reasons, with no dispute cited with the ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.