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Rhinebeck Bancorp Inc (RBKB)
NASDAQ:RBKB
US Market

Rhinebeck Bancorp (RBKB) Ratios

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Rhinebeck Bancorp Ratios

RBKB's free cash flow for Q4 2025 was $0.67. For the 2025 fiscal year, RBKB's free cash flow was decreased by $ and operating cash flow was $0.15. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
493.23 493.23 0.15 0.16 0.21
Quick Ratio
493.23 493.23 0.15 0.16 0.21
Cash Ratio
7.34 7.34 0.02 0.01 0.01
Solvency Ratio
<0.01 <0.01 >-0.01 <0.01 <0.01
Operating Cash Flow Ratio
5.09 5.09 <0.01 <0.01 0.01
Short-Term Operating Cash Flow Coverage
5.09 0.00 0.42 0.00 0.00
Net Current Asset Value
$ -27.53M$ -27.53M$ -982.25M$ -1.04B$ -983.12M
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.06 0.10 0.05
Debt-to-Equity Ratio
0.22 0.22 0.62 1.17 0.58
Debt-to-Capital Ratio
0.18 0.18 0.38 0.54 0.37
Long-Term Debt-to-Capital Ratio
0.18 0.18 0.31 0.54 0.37
Financial Leverage Ratio
9.51 9.51 10.31 11.55 12.36
Debt Service Coverage Ratio
0.44 0.49 -0.16 0.26 1.28
Interest Coverage Ratio
0.56 0.56 -0.43 0.25 1.32
Debt to Market Cap
0.19 0.23 0.72 1.53 0.64
Interest Debt Per Share
4.87 4.87 9.34 14.45 6.42
Net Debt to EBITDA
0.99 0.99 -5.86 16.69 4.37
Profitability Margins
Gross Profit Margin
68.17%68.17%47.76%63.26%85.02%
EBIT Margin
16.72%16.72%-20.16%8.46%16.32%
EBITDA Margin
17.89%17.89%-17.54%10.70%19.35%
Operating Profit Margin
16.72%16.72%-20.16%8.46%16.32%
Pretax Profit Margin
16.72%16.72%-20.16%8.46%16.32%
Net Profit Margin
13.24%13.24%-15.89%6.62%12.83%
Continuous Operations Profit Margin
13.24%13.24%-15.89%6.62%12.83%
Net Income Per EBT
79.19%79.19%78.82%78.29%78.65%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.77%0.77%-0.69%0.33%0.52%
Return on Equity (ROE)
7.66%7.34%-7.08%3.87%6.47%
Return on Capital Employed (ROCE)
0.98%0.98%-5.09%1.99%4.92%
Return on Invested Capital (ROIC)
0.87%0.87%-3.67%1.55%3.87%
Return on Tangible Assets
0.77%0.77%-0.69%0.34%0.52%
Earnings Yield
6.12%7.70%-8.29%5.06%7.09%
Efficiency Ratios
Receivables Turnover
0.08 0.08 12.23 14.38 12.81
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
5.57 5.57 3.85 3.78 2.91
Asset Turnover
0.06 0.06 0.04 0.05 0.04
Working Capital Turnover Ratio
0.13 0.62 -0.06 -0.07 -0.06
Cash Conversion Cycle
4.61K 4.61K 29.84 25.38 28.48
Days of Sales Outstanding
4.61K 4.61K 29.84 25.38 28.48
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
4.61K 4.61K 29.84 25.38 28.48
Cash Flow Ratios
Operating Cash Flow Per Share
1.08 1.08 0.79 0.65 1.36
Free Cash Flow Per Share
1.04 1.00 0.71 0.60 1.26
CapEx Per Share
0.04 0.08 0.07 0.05 0.10
Free Cash Flow to Operating Cash Flow
0.96 0.93 0.91 0.92 0.92
Dividend Paid and CapEx Coverage Ratio
28.36 13.82 10.71 12.19 13.07
Capital Expenditure Coverage Ratio
28.36 13.82 10.71 12.19 13.07
Operating Cash Flow Coverage Ratio
0.39 0.39 0.11 0.05 0.24
Operating Cash Flow to Sales Ratio
0.15 0.15 0.16 0.11 0.27
Free Cash Flow Yield
6.71%8.35%7.38%7.45%13.84%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.35 12.98 -12.07 19.76 14.11
Price-to-Sales (P/S) Ratio
2.22 1.72 1.92 1.31 1.81
Price-to-Book (P/B) Ratio
1.20 0.95 0.85 0.76 0.91
Price-to-Free Cash Flow (P/FCF) Ratio
14.90 11.97 13.55 13.42 7.23
Price-to-Operating Cash Flow Ratio
13.99 11.10 12.28 12.32 6.67
Price-to-Earnings Growth (PEG) Ratio
0.16 -0.06 0.04 -0.54 -0.36
Price-to-Fair Value
1.20 0.95 0.85 0.76 0.91
Enterprise Value Multiple
13.42 10.59 -16.79 28.91 13.73
Enterprise Value
182.14M 143.77M 159.78M 205.47M 144.81M
EV to EBITDA
13.42 10.59 -16.79 28.91 13.73
EV to Sales
2.40 1.90 2.94 3.09 2.66
EV to Free Cash Flow
16.08 13.20 20.81 31.76 10.60
EV to Operating Cash Flow
15.51 12.24 18.86 29.15 9.79
Tangible Book Value Per Share
12.40 12.40 11.10 10.31 9.74
Shareholders’ Equity Per Share
12.62 12.62 11.32 10.54 9.98
Tax and Other Ratios
Effective Tax Rate
0.21 0.21 0.21 0.22 0.21
Revenue Per Share
6.99 6.99 5.04 6.15 5.03
Net Income Per Share
0.93 0.93 -0.80 0.41 0.65
Tax Burden
0.79 0.79 0.79 0.78 0.79
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.15 0.40 0.31 0.41
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 0.02
Income Quality
1.17 1.17 -0.98 1.60 2.11
Currency in USD