Benefit Systems S.A. (PL:BFT)
:BFT
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Benefit Systems S.A.
(BFT)
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Rating:67Neutral
Price Target:
zł3,472.00
▼(-8.51% Downside)
Action:N/A
Date:09/14/25
The overall score of 67 for Benefit Systems S.A. is primarily driven by strong financial performance, with robust profitability and revenue growth, though tempered by concerns over leverage and declining free cash flow. Valuation remains reasonable with an attractive dividend yield, while the lack of technical data limits deeper insights into market momentum.
Positive Factors
Profitability
A healthy net profit margin reflects effective cost control and operational efficiency, contributing to sustainable profitability over the long term.
Negative Factors
Gross Profit Margin Pressure
A declining gross profit margin may indicate rising costs or pricing pressures, which could affect profitability if not managed effectively over time.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability
A healthy net profit margin reflects effective cost control and operational efficiency, contributing to sustainable profitability over the long term.
Read all positive factors
Benefit Systems S.A. (BFT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
zł14.52B
Dividend Yield3.96%
Average Volume (3M)3.97K
Price to Earnings (P/E)12.5
Beta (1Y)0.60
Revenue Growth39.64%
EPS Growth62.07%
CountryPL
Employees2,222
SectorConsumer Cyclical
Sector Strength84
IndustryLeisure
Share Statistics
EPS (TTM)226.64
Shares Outstanding3,301,042
10 Day Avg. Volume5,932
30 Day Avg. Volume3,968
Financial Highlights & Ratios
PEG Ratio1.08
Price to Book (P/B)4.73
Price to Sales (P/S)2.47
P/FCF Ratio19.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
zł4,600.00Price Target Upside21.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)245.47
Revenue Forecast (FY)zł5.61B
Benefit Systems S.A. Business Overview & Revenue Model
Company Description
Benefit Systems S.A. provides non-wage employee benefits solutions in Poland and internationally. The company offers its solutions for sports and recreation, such as multisport card, fitprofit, and fitness network; and culture and entertainment, i...
How the Company Makes Money
Benefit Systems generates revenue primarily through the sale of its employee benefit products, particularly the MultiSport card subscriptions, which are purchased by companies for their employees. The company operates on a B2B model, partnering wi...
Benefit Systems S.A. Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
65
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.95B | 4.52B | 3.40B | 2.77B | 1.91B | 954.94M |
| Gross Profit | 1.73B | 1.53B | 1.21B | 930.75M | 517.09M | 180.90M |
| EBITDA | 1.66B | 1.26B | 968.98M | 877.19M | 438.08M | 212.16M |
| Net Income | 743.72M | 570.85M | 449.63M | 439.64M | 138.12M | -23.86M |
Balance Sheet | ||||||
| Total Assets | 7.51B | 7.14B | 3.42B | 2.80B | 2.23B | 2.18B |
| Cash, Cash Equivalents and Short-Term Investments | 599.10M | 622.12M | 309.50M | 434.00M | 218.33M | 253.01M |
| Total Debt | 3.36B | 3.24B | 1.70B | 1.12B | 1.04B | 1.16B |
| Total Liabilities | 4.84B | 4.77B | 2.26B | 1.80B | 1.51B | 1.58B |
| Stockholders Equity | 2.66B | 2.36B | 1.15B | 996.76M | 727.03M | 603.75M |
Cash Flow | ||||||
| Free Cash Flow | 696.73M | 572.03M | 715.08M | 672.03M | 316.95M | 166.42M |
| Operating Cash Flow | 1.36B | 1.13B | 962.34M | 830.46M | 439.67M | 240.57M |
| Investing Cash Flow | -2.49B | -2.42B | -537.05M | -262.22M | -155.07M | -125.73M |
| Financing Cash Flow | 503.50M | 1.60B | -549.79M | -352.56M | -319.28M | -85.60M |
Benefit Systems S.A. Technical Analysis
Positive
3795.00
Price Trends
3805.22
Positive
3805.11
Positive
3536.11
Positive
Market Momentum
131.11
Negative
72.96
Negative
93.29
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:BFT, the sentiment is Positive. The current price of 3795 is below the 20-day moving average (MA) of 4050.30, below the 50-day MA of 3805.22, and above the 200-day MA of 3536.11, indicating a bullish trend. The MACD of 131.11 indicates Negative momentum. The RSI at 72.96 is Negative, neither overbought nor oversold. The STOCH value of 93.29 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for PL:BFT.
Benefit Systems S.A. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | zł14.52B | 12.52 | 32.39% | 3.96% | 39.64% | 62.07% | |
67 Neutral | zł1.27B | 5.31 | 8.85% | 1.84% | 9.44% | 11.88% | |
64 Neutral | zł33.60B | 18.38 | 11.02% | ― | 5.89% | 48.75% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
58 Neutral | zł11.25B | 9.83 | 14.34% | 0.26% | 10.85% | 19.01% | |
57 Neutral | zł2.25B | -8.39 | 6.02% | 4.00% | -2.81% | 436.79% | |
51 Neutral | zł342.81M | -13.78 | 12.12% | ― | 9.87% | 45.87% |
* Consumer Cyclical Sector Average
PL:BFT
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.