Inter Cars S.A. (CAR) AI Stock Analysis

• Market Cap: €7.76B
• Dividend Yield: 0.26%
• Average Volume (3M): 7.66K
• Price to Earnings (P/E): 10.8
• Beta (1Y): 0.64
• Revenue Growth: 8.02%
• EPS Growth: 4.67%
• Country: PL
• Employees: 5,144
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Auto - Parts
• EPS (TTM): 13.23
• Shares Outstanding: 14,168,100
• 10 Day Avg. Volume: 5,352
• 30 Day Avg. Volume: 7,655
• PEG Ratio: 3.39
• Price to Book (P/B): 1.44
• Price to Sales (P/S): 0.38
• P/FCF Ratio: -57.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 67 Neutral
• Price Target: zł603.00 ▲(9.24% Upside)

Inter Cars S.A. has a solid financial performance with steady revenue growth and stable margins, but faces challenges in cash flow management. The technical analysis indicates a bearish trend, while the valuation suggests the stock is reasonably priced. The absence of earnings call data and corporate events limits further insights.

Inter Cars S.A. Business Overview & Revenue Model

Company Description

Inter Cars S.A. imports and distributes spare parts for passenger cars and commercial vehicles. The company is also involved in the manufacture of motor vehicles, trailers, and semi-trailers; development and lease of real estate properties; remanufacturing car parts; advertising, marketing, and public opinion research activities; logistics and asset management activities; and sale of commercial vehicles, delivery vans, and trucks, as well as provision of advisory services and organization of trainings and seminars related to automotive services and the automotive market. In addition, it offers equipment for repair garages; spare parts for motorcycles; and tuning products, as well as runs repair garages and vehicle repairs services for motor-vehicle fleets. The company serves B2B contractors and automotive repair garages. It operates in Poland, Ukraine, the Czech Republic, the Republic of Slovakia, Lithuania, Hungary, Italy, Croatia, Belgium, Romania, Latvia, Cyprus, Bulgaria, Estonia, Moldova, Slovenia, Germany, Bosnia and Herzegovina, Greece, Serbia, and Malta. The company was founded in 1990 and is based in Warsaw, Poland.

How the Company Makes Money

Inter Cars S.A. generates revenue primarily through the sale of automotive parts and accessories to workshops, retailers, and individual consumers. The company's revenue model is anchored in distributing a wide array of products, which includes both original equipment manufacturer (OEM) parts and aftermarket products. Key revenue streams include direct sales from its extensive branch network, online sales through its e-commerce platform, and wholesale distribution to third-party retailers. Additionally, Inter Cars benefits from strategic partnerships with leading automotive brands, enhancing its product offerings and market competitiveness. The company's ability to leverage its logistics and supply chain efficiencies also contributes to its profitability, as it can deliver products quickly and reliably to its customers.

Inter Cars S.A. Financial Statement Overview

Summary

Inter Cars S.A. shows steady revenue growth and stable operational margins, indicating a strong market position. However, challenges in cash flow management and a slight decrease in net profit margin and return on equity suggest potential risks to future financial health.

Income Statement

Inter Cars S.A. has shown consistent revenue growth over the years, with a 2.24% increase in the most recent year. The gross profit margin remains stable at around 29%, indicating efficient cost management. However, the net profit margin has slightly decreased to 3.71%, suggesting some pressure on profitability. EBIT and EBITDA margins are relatively stable, reflecting operational efficiency.

Balance Sheet

The company's debt-to-equity ratio is moderate at 0.70, indicating a balanced approach to leverage. Return on equity has decreased to 14.11%, suggesting a slight decline in profitability relative to shareholder equity. The equity ratio stands at 47.5%, showing a solid equity base relative to total assets.

Cash Flow

Inter Cars S.A. faces challenges in cash flow management, with a negative free cash flow growth rate of -215.86% in the latest year. The operating cash flow to net income ratio is low at 0.09, indicating potential issues in converting income into cash. The free cash flow to net income ratio is negative, highlighting cash flow constraints.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	20.19B	19.47B	18.03B	15.29B	12.24B	9.16B
Gross Profit	5.90B	5.70B	5.25B	4.65B	3.75B	2.74B
EBITDA	1.32B	1.27B	1.23B	1.22B	1.06B	642.18M
Net Income	721.10M	721.48M	700.30M	745.70M	699.58M	333.32M
Balance Sheet
Total Assets	11.58B	10.77B	9.27B	8.01B	6.28B	4.68B
Cash, Cash Equivalents and Short-Term Investments	553.91M	448.80M	367.90M	357.19M	240.66M	233.81M
Total Debt	3.74B	3.57B	3.11B	2.79B	1.90B	1.60B
Total Liabilities	6.17B	5.65B	4.83B	4.19B	3.19B	2.28B
Stockholders Equity	5.41B	5.11B	4.44B	3.82B	3.09B	2.40B
Cash Flow
Free Cash Flow	23.80M	-128.63M	121.28M	-275.48M	-49.35M	371.07M
Operating Cash Flow	566.25M	336.55M	486.67M	-98.36M	33.78M	444.40M
Investing Cash Flow	-469.74M	-370.91M	-351.93M	-165.66M	-82.27M	-71.50M
Financing Cash Flow	-82.30M	129.37M	-124.03M	380.54M	55.35M	-282.49M

Inter Cars S.A. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 552.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:CAR, the sentiment is Negative. The current price of 552 is above the 20-day moving average (MA) of 550.45, below the 50-day MA of 557.44, and below the 200-day MA of 562.90, indicating a neutral trend. The MACD of -1.18 indicates Negative momentum. The RSI at 49.55 is Neutral, neither overbought nor oversold. The STOCH value of 58.80 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PL:CAR.

Inter Cars S.A. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SNK	―	zł577.96M	12.17	8.32%	6.98%	2.24%	-20.27%
CAR	―	€7.76B	10.77	14.21%	0.26%	8.02%	4.67%
ALE	―	zł35.61B	31.54	11.02%	―	6.02%	89.23%
DBC	―	zł1.14B	8.57	―	5.12%	15.21%	-19.13%
Sector *	―	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%