Pathfinder Bancorp (PBHC) Price & Analysis

Compare

40 Followers

PBHC Stock Chart & Stats

$14.00

-$0.91(-5.24%)

At close: Jan 08 4:00 PM EST

$14.00

-$0.91(-5.24%)

Day’s Range― - ―

52-Week Range$12.06 - $17.25

Previous CloseN/A

Volume26.37K

Average Volume (3M)6.34K

Market Cap

$83.45M

Enterprise Value$178.35M

Total Cash (Recent Filing)$288.34M

Total Debt (Recent Filing)$107.23M

Price to Earnings (P/E)―

Beta-0.06

Next Earnings

May 04, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.86%

Share Statistics

EPS (TTM)-1.14

Shares Outstanding4,794,225

10 Day Avg. Volume9,853

30 Day Avg. Volume6,336

Financial Highlights & Ratios

PEG Ratio0.11

Price to Book (P/B)0.73

Price to Sales (P/S)1.12

P/FCF Ratio0.00

Enterprise Value/Market Cap2.14

Enterprise Value/Revenue2.25

Enterprise Value/Gross Profit5.85

Enterprise Value/Ebitda-91.93

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Cash GenerationStrong free cash flow growth indicates improved cash generation capabilities, providing the company with financial flexibility for reinvestment and debt reduction.

Leverage ImprovementReduced leverage enhances financial stability, lowering risk and potentially improving credit terms, which supports long-term growth and resilience.

Dividend DeclarationConsistent dividend payments reflect management's confidence in financial stability and commitment to returning value to shareholders, supporting investor trust.

Bears Say

Revenue DeclineA sharp decline in revenue growth can signal challenges in market demand or competitive positioning, potentially impacting long-term profitability and market share.

Low Return On EquityLow ROE indicates inefficiencies in generating returns from equity, which could deter investment and affect the company's ability to attract capital.

Operational Cash Flow ConcernsLow operational cash flow relative to net income suggests potential issues in cash flow generation, which may affect the company's ability to fund operations and growth.

Pathfinder Bancorp News

Pathfinder Bancorp Declares Quarterly Cash Dividend for Shareholders

Pathfinder Bancorp ( ($PBHC) ) has issued an update. On December 22, 2025, Pathfinder Bancorp, Inc. announced that...

2M ago

PBHC

Pathfinder Bancorp Declares Quarterly Dividend Announcement

An update from Pathfinder Bancorp ( ($PBHC) ) is now available. On September 29, 2025, Pathfinder Bancorp announced...

5M ago

PBHC

Pathfinder Bancorp Declares Quarterly Cash Dividend

Pathfinder Bancorp ( ($PBHC) ) has provided an update. On June 30, 2025, Pathfinder Bancorp, Inc. announced a...

8M ago

PBHC

Pathfinder Bancorp Shareholders Approve All Annual Meeting Proposals

The latest announcement is out from Pathfinder Bancorp ( ($PBHC) ). On June 5, 2025, Pathfinder Bancorp held...

9M ago

PBHC

Pathfinder Bancorp EVP Retires, Welcomes New SVP

The latest announcement is out from Pathfinder Bancorp ( ($PBHC) ). After 18 years at Pathfinder Bank, Ronald...

1y ago

PBHC

Pathfinder Bancorp announces retirement of Chief Banking Officer

Pathfinder Bancorp announced that, after 18 years with Pathfinder Bank, Ronald Tascarella, 66, Executive Vice President and Chief...

1y ago

PBHC

Pathfinder Bancorp Secures Key Executives with New Agreements

An update from Pathfinder Bancorp ( ($PBHC) ) is now available. Pathfinder Bank and its parent company, Pathfinder...

1y ago

PBHC

Pathfinder Bancorp reports Q2 EPS 32c vs. 32c last year

“Our outlook remains positive, bolstered by the recent acquisition of the East Syracuse branch completed last week, strategically...

2y ago

PBHC

Pathfinder Bancorp completes acquisition of Berkshire Bank branch

Pathfinder Bancorp (PBHC) announced that Pathfinder has completed the previously announced purchase and assumption of the East Syracuse,...

2y ago

BHLB

PBHC

Ex-Dividend Date Nearing for These 10 Stocks – Week of July 15, 2024

This week, several dividend stocks are trading close to their 52-week lows. Here is a list of ten...

2y ago

ABT

FSP

Pathfinder receives regulatory approvals for Berkshire branch acquisition

Pathfinder Bank has received the required regulatory agency approvals from both the New York State Department of Financial...

2y ago

PBHC

Pathfinder Bancorp Shareholders Approve Key Governance Measures

The latest announcement is out from Pathfinder Bancorp (PBHC). Pathfinder Bancorp, Inc. shareholders have given the green light...

2y ago

PBHC

Pathfinder Bancorp CFO Walter Rusnak to retire, Justin Bigham to succeed

Pathfinder Bancorp announced that Walter Rusnak, senior VP and CFO, will retire from the role after a career...

2y ago

PBHC

Pathfinder Bancorp Announces Leadership Change and Extended Agreement

Pathfinder Bancorp (PBHC) has shared an announcement. Pathfinder Bancorp, Inc. has amended an agreement to extend the deadline...

2y ago

PBHC

PBHC FAQ

What was Pathfinder Bancorp’s price range in the past 12 months?

Pathfinder Bancorp lowest stock price was $12.06 and its highest was $17.25 in the past 12 months.

What is Pathfinder Bancorp’s market cap?

Pathfinder Bancorp’s market cap is $83.45M.

When is Pathfinder Bancorp’s upcoming earnings report date?

Pathfinder Bancorp’s upcoming earnings report date is May 04, 2026 which is in 69 days.

How were Pathfinder Bancorp’s earnings last quarter?

Pathfinder Bancorp released its earnings results on Jan 29, 2026. The company reported -$1.141 earnings per share for the quarter, missing the consensus estimate of N/A by -$1.141.

Is Pathfinder Bancorp overvalued?

According to Wall Street analysts Pathfinder Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Pathfinder Bancorp pay dividends?

Pathfinder Bancorp pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 2.86%. See more information on Pathfinder Bancorp dividends here

What is Pathfinder Bancorp’s EPS estimate?

Pathfinder Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Pathfinder Bancorp have?

Pathfinder Bancorp has 4,794,225 shares outstanding.

What happened to Pathfinder Bancorp’s price movement after its last earnings report?

Pathfinder Bancorp reported an EPS of -$1.141 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.935%.

Which hedge fund is a major shareholder of Pathfinder Bancorp?

Currently, no hedge funds are holding shares in PBHC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Pathfinder Bancorp Stock Smart Score

Underperform

Fundamentals

Return on Equity

2.26%

Trailing 12-Months

Asset Growth

4.07%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Pathfinder Bancorp

Pathfinder Bancorp (PBHC) is a financial holding company headquartered in Oswego, New York. The company operates primarily through its wholly-owned subsidiary, Pathfinder Bank, which offers a range of banking services to individuals and businesses. Its core products include personal and commercial banking services, mortgage lending, and investment management services. Pathfinder Bancorp focuses on serving the local communities in Central New York, emphasizing relationship banking and community involvement.