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Oita Bank Ltd (OITAF)
OTHER OTC:OITAF
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Oita Bank (OITAF) Price & Analysis

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OITAF Stock Chart & Stats

$21.55
$0.25(1.17%)
At close: 4:00 PM EST
$21.55
$0.25(1.17%)

Bulls Say, Bears Say

Bulls Say
High Gross MarginA gross margin above 91% indicates durable cost efficiency in core banking operations and provides a structural earnings buffer. This high margin helps the bank absorb interest-rate swings and credit costs, supporting stable core profitability over the next several months.
Strong Free Cash FlowNear-parity free cash flow to net income and strong FCF growth give the bank sustained internal funding capacity. This enhances financial flexibility for dividends, loan growth, or provisioning without immediate reliance on external markets, supporting durability through cycles.
Consistent Revenue GrowthRepeated revenue gains, even if modest, reflect stable regional franchise and steady demand from local consumers and SMEs. Predictable revenue trends underpin planning and investment choices, helping sustain operations and gradual business expansion over a multi-month horizon.
Bears Say
Elevated LeverageA debt-to-equity ratio of 3.11 shows high reliance on borrowings, raising sensitivity to rising funding costs and tightening liquidity. Structurally higher leverage constrains capital flexibility and increases vulnerability to rate moves or credit deterioration over the medium term.
Weak Cash ConversionAn OCF/NetIncome of 0.16 indicates earnings are not translating into operating cash well, suggesting working-capital or non-cash income drivers. Persistently weak conversion reduces resilience to credit shocks and makes ongoing lending or dividend policies more dependent on financing choices.
Modest Profitability / ROESub-10% net margin and a ~3.6% ROE reflect limited capital returns and constrained ability to build equity organically. Over time this limits strategic optionality, weakens buffer for credit losses, and may require higher retained earnings or capital injection to support growth.

Oita Bank News

OITAF FAQ

What was Oita Bank Ltd’s price range in the past 12 months?
Oita Bank Ltd lowest stock price was $4.31 and its highest was $4.31 in the past 12 months.
    What is Oita Bank Ltd’s market cap?
    Oita Bank Ltd’s market cap is $1.09B.
      When is Oita Bank Ltd’s upcoming earnings report date?
      Oita Bank Ltd’s upcoming earnings report date is May 12, 2026 which is in 26 days.
        How were Oita Bank Ltd’s earnings last quarter?
        Oita Bank Ltd released its earnings results on Feb 09, 2026. The company reported $0.253 earnings per share for the quarter, beating the consensus estimate of N/A by $0.253.
          Is Oita Bank Ltd overvalued?
          According to Wall Street analysts Oita Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Oita Bank Ltd pay dividends?
            Oita Bank Ltd pays a Semiannually dividend of $0.547 which represents an annual dividend yield of 4.55%. See more information on Oita Bank Ltd dividends here
              What is Oita Bank Ltd’s EPS estimate?
              Oita Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Oita Bank Ltd have?
              Oita Bank Ltd has 78,468,170 shares outstanding.
                What happened to Oita Bank Ltd’s price movement after its last earnings report?
                Oita Bank Ltd reported an EPS of $0.253 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Oita Bank Ltd?
                  Currently, no hedge funds are holding shares in OITAF
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Oita Bank Ltd

                    The Oita Bank, Ltd. provides various banking products and services to individual and corporate clients primarily in Oita Prefecture, Japan. It operates through Banking and Lease segments. The company engages in accepting deposits; providing loans; discounting bills; and buying and selling marketable securities and other financial instruments. It also offers leasing and credit card, financial instruments handling, and foreign exchange services. As of September 30, 2021, it operated through 93 branches and 33 money exchange offices. The Oita Bank, Ltd. was founded in 1893 and is headquartered in Oita, Japan.

                    Oita Bank (OITAF) Earnings & Revenues

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                    Ownership Overview

                    4.37%93.67%
                    Insiders
                    ― Other Institutional Investors
                    93.67% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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