Netsol Technologies Inc (NTWK)
NASDAQ:NTWK
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NTWK Stock Chart & Stats
$3.15
>-$0.01(-0.19%)
At close: 4:00 PM EST
$3.15
>-$0.01(-0.19%)
Day’s Range― - ―
52-Week Range$2.73 - $5.75
Previous CloseN/A
Volume462.00
Average Volume (3M)86.26K
Market Cap
$49.76M
Enterprise Value$47.80M
Total Cash (Recent Filing)$14.74M
Total Debt (Recent Filing)$9.33M
Price to Earnings (P/E)28.1
Beta0.94
Next Earnings
Oct 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.15
Shares Outstanding11,876,414
10 Day Avg. Volume125,116
30 Day Avg. Volume86,262
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.95
Price to Sales (P/S)0.54
P/FCF Ratio-38.48
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue0.66
Enterprise Value/Gross Profit1.32
Enterprise Value/Ebitda5.32
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Recurring Revenue & ARR GrowthGrowing recurring revenue and ARR (~$35M exiting Q3) increases revenue predictability and lowers reliance on one-time license deals. A larger subscription base supports retention, steadier cash inflows, and a platform to upsell modules and expand geographies, boosting durable revenue quality.
Improving Margins And Operating LeverageSubstantial margin expansion — Q3 gross margin 55.6% and non‑GAAP EBITDA margin 17.2% — indicates operating leverage in the Transcend platform. Sustained higher margins enhance free cash potential, enable reinvestment in R&D and sales, and reflect scalable economics in core software services.
Conservative Leverage / Balance Sheet FlexibilityLow leverage (debt-to-equity ~0.21–0.25) and a sizable equity base provide financial flexibility. This posture supports funding multi-year implementations, absorbing working-capital swings, and investing in product development without immediate need for dilutive or high-cost financing, aiding stability.
Bears Say
Weak Cash GenerationNegative TTM operating cash flow and meaningfully negative free cash flow show reported profits are not fully converting to cash. Persistent cash shortfalls increase reliance on working-capital fixes or external financing, constraining investments, large implementations, and long-term financial resilience.
Revenue Concentration / Lumpy Contract TimingA material portion of recent license revenue came from recognition of a renewed $50M, 4‑year contract. Dependence on large, lumpy deals creates concentration and timing risk, making growth irregular and contingent on a few big renewals rather than steady multi-customer expansion.
Historic Profitability VolatilityProfitability has been uneven: Net income recovered to ~6% TTM after loss-making years and ROE is modest. That inconsistency suggests earnings durability is unproven; margins remain sensitive to services timing, one-offs, and FX, raising risk of future swings in operating performance.
Netsol Technologies News
NTWK FAQ
What was Netsol Technologies Inc’s price range in the past 12 months?
Netsol Technologies Inc lowest stock price was $2.73 and its highest was $5.75 in the past 12 months.
What is Netsol Technologies Inc’s market cap?
Netsol Technologies Inc’s market cap is $49.76M.
When is Netsol Technologies Inc’s upcoming earnings report date?
Netsol Technologies Inc’s upcoming earnings report date is Oct 05, 2026 which is in 105 days.
How were Netsol Technologies Inc’s earnings last quarter?
Netsol Technologies Inc released its earnings results on May 14, 2026. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of N/A by $0.11.
Is Netsol Technologies Inc overvalued?
According to Wall Street analysts Netsol Technologies Inc’s price is currently Overvalued.
Does Netsol Technologies Inc pay dividends?
Netsol Technologies Inc does not currently pay dividends.
What is Netsol Technologies Inc’s EPS estimate?
Netsol Technologies Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Netsol Technologies Inc have?
Netsol Technologies Inc has 11,876,414 shares outstanding.
What happened to Netsol Technologies Inc’s price movement after its last earnings report?
Netsol Technologies Inc reported an EPS of $0.11 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -6.532%.
Which hedge fund is a major shareholder of Netsol Technologies Inc?
Currently, no hedge funds are holding shares in NTWK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Netsol Technologies Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.15%
12-Months-Change
Fundamentals
Return on Equity
4.81%
Trailing 12-Months
Asset Growth
23.70%
Trailing 12-Months
Company Description
Netsol Technologies Inc
NetSol Technologies, Inc., established in 1997 and headquartered in Calabasas, California, is a global developer and exporter of specialized software solutions tailored for the automotive finance and leasing, banking, and broader financial services industries. The company's flagship offering is NFS Ascent, a comprehensive suite of financial applications designed for the finance and leasing sector. This suite includes modules such as Omni Point of Sale (a web-based application), the Contract Management System (CMS) for managing credit contracts, the Wholesale Finance System (WFS) for automating wholesale finance operations, and the web-enabled Dealer Auditor Access System, which integrates with WFS or other third-party systems. NetSol also provides a cloud-based version, NFS Ascent On The Cloud, alongside various NFS Digital mobile solutions including Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. Beyond NFS Ascent, the company offers Otoz Digital Auto-Retail, a white-labelled Software-as-a-Service (SaaS) platform; the API-centric Otoz Ecosystem; and the Otoz Platform, another white-label solution featuring Dealer Tool and Customer App portals. In addition to its robust software portfolio, NetSol delivers system integration, consulting, and diverse IT products and services. Its esteemed clientele spans the globe, encompassing blue-chip corporations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers.
NTWK Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicates strong operational and financial momentum: record quarterly revenue, double-digit top-line growth for the 9-month period, meaningful expansion in gross margins and non-GAAP EBITDA, growth in recurring revenue and ARR, strategic customer go-lives and renewals, expansion in US retail and clear AI roadmap. Offsetting items include a decline in services revenue due to timing, a one-time $400K Pakistan tax charge, a modest decline in cash due to working-capital timing, FX headwinds, and the concentration effect of recognizing a large license renewal in the quarter. Management reaffirmed full-year guidance and emphasized a strong pipeline, suggesting confidence in sustainability of growth. Overall positives materially outweigh the listed negatives.View all NTWK earnings summariesTechnical Analysis
Ownership Overview
14.41% Insiders
7.98% Mutual Funds
3.38% Other Institutional Investors
68.70% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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