Insperity (NSP)
NYSE:NSP
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NSP Stock Chart & Stats
$28.90
-$0.63(-0.82%)
At close: 4:00 PM EST
$28.90
-$0.63(-0.82%)
Day’s Range― - ―
52-Week Range$18.57 - $64.53
Previous CloseN/A
Volume45.76K
Average Volume (3M)783.51K
Market Cap
$1.30B
Enterprise Value$1.21B
Total Cash (Recent Filing)$555.00M
Total Debt (Recent Filing)$430.00M
Price to Earnings (P/E)―
Beta1.18
Next Earnings
Aug 03, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend Yield6.37%
Share Statistics
EPS (TTM)-0.67
Shares Outstanding38,169,180
10 Day Avg. Volume609,583
30 Day Avg. Volume783,512
Financial Highlights & Ratios
PEG Ratio1.95
Price to Book (P/B)31.99
Price to Sales (P/S)0.22
P/FCF Ratio-4.76
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue0.18
Enterprise Value/Gross Profit1.37
Enterprise Value/Ebitda33.57
Forecast
1Y Price Target
$40.67Price Target Upside40.72% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)2.05
Revenue Forecast (FY)$6.96B
Bulls Say, Bears Say
Bulls Say
PEO Business Model ScalabilityInsperity’s PEO model produces recurring, per-employee fee revenue and gives scale advantages in benefits underwriting and administration. Over months this supports durable gross-profit opportunity as scale lets the company negotiate plan pricing, smooth claims volatility, and spread fixed costs across more fee-paying relationships.
Strong Recent Top-line GrowthA 47% TTM revenue increase reflects expanding penetration of HR services and larger pass-through volumes; sustained revenue growth increases bargaining power with insurers, enhances fixed-cost absorption, and funds product investments, improving long-term competitiveness if converted into stable gross profit and retention.
Cash-flow Recovery And LiquidityAfter prior volatility, consistent positive operating and free cash flow provides a more durable funding base for restructuring, HRScale rollout and tech investments. Combined with sizeable unused credit capacity disclosed on the call, this improves the company’s ability to invest, service obligations, and sustain operations through multi-quarter execution.
Bears Say
Very High LeverageElevated debt relative to a thin equity base limits financial flexibility and increases refinancing and interest-rate risk over months. High leverage can constrain investment, amplify earnings volatility during benefit-cost swings, and reduce resilience to sustained client or payroll declines, pressuring long-term strategic options.
Profitability Deterioration & Margin CompressionA material drop in margins and a swing to negative operating income signal weaker core profitability that erodes the business’s ability to self-fund growth. Sustained margin compression reduces cushion for underwriting volatility, lowers return on scale, and lengthens the time required to justify technology and go-to-market investments.
Worksite Employee Base ContractionBecause fees scale with covered employees and payroll, declining WSEs directly pressure recurring revenue and gross profit. Trimmed unit guidance and weaker new-sales signal structural demand or retention tradeoffs from pricing actions, creating uncertainty about whether revenue growth and margin recovery will persist over the next several quarters.
Insperity News
NSP FAQ
What was Insperity’s price range in the past 12 months?
Insperity lowest stock price was $18.57 and its highest was $64.53 in the past 12 months.
What is Insperity’s market cap?
Insperity’s market cap is $1.30B.
When is Insperity’s upcoming earnings report date?
Insperity’s upcoming earnings report date is Aug 03, 2026 which is in 64 days.
How were Insperity’s earnings last quarter?
Insperity released its earnings results on Apr 30, 2026. The company reported $1.31 earnings per share for the quarter, beating the consensus estimate of $1.278 by $0.032.
Is Insperity overvalued?
According to Wall Street analysts Insperity’s price is currently Undervalued.
Does Insperity pay dividends?
Insperity pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 6.37%. See more information on Insperity dividends here
What is Insperity’s EPS estimate?
Insperity’s EPS estimate is 0.37.
How many shares outstanding does Insperity have?
Insperity has 38,169,180 shares outstanding.
What happened to Insperity’s price movement after its last earnings report?
Insperity reported an EPS of $1.31 in its last earnings report, beating expectations of $1.278. Following the earnings report the stock price went down -19.792%.
Which hedge fund is a major shareholder of Insperity?
Currently, no hedge funds are holding shares in NSP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insperity Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$40.67 (40.72% Upside)
$40.67 (40.72% Upside)
Blogger Sentiment
Bullish
NSP Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 22.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $7.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.4%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-43.57%
12-Months-Change
Fundamentals
Return on Equity
-32.05%
Trailing 12-Months
Asset Growth
2.47%
Trailing 12-Months
Company Description
Insperity
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimization and Workforce Synchronization solutions that include a range of human resources functions, such as payroll and employment administration, employee benefits, workers' compensation, government compliance, performance management, and training and development services. It also provides Insperity Premier, a cloud-based human capital management platform that offers professional employer organization HR outsourcing solutions to its clients; personnel record management services; and employer liability management services, as well as solutions for middle market. In addition, the company offers MarketPlace, an e-commerce portal that offers a range of products and services; and Workforce Acceleration, a human capital management and payroll services solution; time and attendance; performance management; organizational planning; recruiting; employment screening; retirement; and insurance services. As of December 31, 2021, it operated through 85 sales offices in the United States. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. The company was founded in 1986 and is headquartered in Kingwood, Texas.
NSP Company Deck
NSP Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call portrayed a company in recovery: solid early progress on margin restoration (improved gross profit trends, controlled operating expenses, improved benefit-cost dynamics) and a promising HRScale rollout and AI strategy that can drive medium-term growth. Offsetting these positives are near-term headwinds—declining worksite employee counts, lower new-sales activity, elevated attrition tied to margin actions, a significant Q1 tax-related EPS hit and seasonal cash pressure. Management maintained full-year adjusted EBITDA guidance but lowered unit guidance, signaling confidence in profitability recovery while acknowledging slower top-line momentum.View all NSP earnings summariesNSP Stock 12 Month Forecast
Average Price Target
$40.67
▲(40.72% Upside)
Technical Analysis
Ownership Overview
6.25% Insiders
20.71% Mutual Funds
32.92% Other Institutional Investors
4.14% Public Companies and
Individual Investors