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Newtek Business (NEWT)
NASDAQ:NEWT
NEWT Stock Chart & Stats
$12.43
-$0.11(-0.87%)
At close: 4:00 PM EST
$12.43
-$0.11(-0.87%)
Day’s Range― - ―
52-Week Range$9.12 - $14.91
Previous CloseN/A
Volume25.75K
Average Volume (3M)218.98K
Market Cap
$359.07M
Enterprise Value$2.29B
Total Cash (Recent Filing)$210.20M
Total Debt (Recent Filing)$750.87M
Price to Earnings (P/E)4.7
Beta1.32
Next Earnings
May 12, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend Yield6.55%
Share Statistics
EPS (TTM)0.61
Shares Outstanding28,887,295
10 Day Avg. Volume178,925
30 Day Avg. Volume218,977
Financial Highlights & Ratios
PEG Ratio1.48
Price to Book (P/B)1.08
Price to Sales (P/S)1.00
P/FCF Ratio-2.08
Enterprise Value/Market Cap6.39
Enterprise Value/Revenue6.33
Enterprise Value/Gross Profit10.02
Enterprise Value/Ebitda28.66
Forecast
1Y Price Target
$17.67Price Target Upside42.16% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.33
Revenue Forecast (FY)$332.09M
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelNewtek’s multi-line model—business lending, payments, managed technology and insurance—creates diversified, recurring fee and interest streams. This reduces reliance on any single product or sector, enabling more stable revenue and cross‑sell opportunities that support durable earnings over time.
High Gross Margin And Revenue GrowthAn exceptionally high gross margin (81%) alongside positive revenue and EPS growth points to a largely fee-based, capital-efficient business mix. Strong underlying margins support reinvestment, dividend sustainability and buffer against cyclical loan losses, improving long‑term operating resilience.
Deposit Growth & Efficiency ImprovementSizable deposit gains achieved without traditional branches indicate durable, scalable funding capability and lower branch costs. Combined with a meaningful efficiency ratio improvement, this suggests sustainable operating leverage, steadier funding costs and improved profitability over multiple quarters.
Bears Say
High LeverageA debt-to-equity ratio near 5x materially constrains financial flexibility and magnifies earnings volatility from rate or credit shocks. Elevated leverage increases refinancing and covenant risk, limiting the company’s ability to absorb losses, invest organically, or pursue opportunistic capital allocation over the medium term.
Weak Cash GenerationPersistent negative operating and free cash flows signal structural cash conversion issues despite reported earnings. This reduces internal funding for growth, dividends and debt servicing, forcing reliance on external financing or securitizations and increasing vulnerability to higher funding costs or tighter credit market conditions.
Elevated Credit Losses & NSBF Wind-downHigh NPL levels and ongoing NSBF wind‑down losses are a durable headwind to asset quality and capital. Continued credit deterioration pressures provisioning, reduces earnings power and can force higher funding costs or capital raises, weakening the company’s ability to grow its core lending franchise sustainably.
Newtek Business News
NEWT FAQ
What was Newtek Business’s price range in the past 12 months?
Newtek Business lowest stock price was $9.12 and its highest was $14.91 in the past 12 months.
What is Newtek Business’s market cap?
Newtek Business’s market cap is $359.07M.
When is Newtek Business’s upcoming earnings report date?
Newtek Business’s upcoming earnings report date is May 12, 2026 which is in 66 days.
How were Newtek Business’s earnings last quarter?
Newtek Business released its earnings results on Jan 29, 2026. The company reported $0.613 earnings per share for the quarter, missing the consensus estimate of $0.682 by -$0.069.
Is Newtek Business overvalued?
According to Wall Street analysts Newtek Business’s price is currently Undervalued.
Does Newtek Business pay dividends?
Newtek Business pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 6.55%. See more information on Newtek Business dividends here
What is Newtek Business’s EPS estimate?
Newtek Business’s EPS estimate is 0.44.
How many shares outstanding does Newtek Business have?
Newtek Business has 28,887,295 shares outstanding.
What happened to Newtek Business’s price movement after its last earnings report?
Newtek Business reported an EPS of $0.613 in its last earnings report, missing expectations of $0.682. Following the earnings report the stock price went down -5.73%.
Which hedge fund is a major shareholder of Newtek Business?
Currently, no hedge funds are holding shares in NEWT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$17.67 (42.16% Upside)
$17.67 (42.16% Upside)
Blogger Sentiment
Bullish
NEWT Sentiment 80%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 11.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $25.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 6.5%
Last 30 Days ▼ 6.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.55%
12-Months-Change
Fundamentals
Return on Equity
17.44%
Trailing 12-Months
Asset Growth
32.34%
Trailing 12-Months
Company Description
Newtek Business
NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.
NEWT Company Deck
NEWT Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive operational and financial trajectory: revenue, pre-tax income, EPS, tangible book value, deposit growth and operating efficiency all improved materially, and the company completed an oversubscribed ALP securitization reflecting strong investor demand. Key nonbank lines (payments, insurance, payroll) are contributing and expected to grow. The primary negatives are legacy NSBF portfolio losses and stressed vintages (2021–2023) that continue to weigh on results, elevated NPLs/charge-offs (though trending down), and near-term SBA/regulatory headwinds. On balance, the company highlighted substantial progress and momentum while acknowledging remaining legacy credit and regulatory challenges.View all NEWT earnings summariesNEWT Stock 12 Month Forecast
Average Price Target
$17.67
▲(42.16% Upside)
Technical Analysis
Pennantpark Investment
―
Stellus Capital
―
TriplePoint Venture Growth
―
Monroe Capital
―
Chicago Atlantic BDC
―
Ownership Overview
5.14% Insiders
8.39% Mutual Funds
12.69% Other Institutional Investors
64.20% Public Companies and
Individual Investors