Newtek Business Services (NEWT)
NASDAQ:NEWT
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NEWT Stock Chart & Stats
$13.10
-$0.11(-0.87%)
At close: 4:00 PM EST
$13.10
-$0.11(-0.87%)
Day’s Range― - ―
52-Week Range$9.59 - $14.91
Previous CloseN/A
Volume25.75K
Average Volume (3M)178.15K
Market Cap
$400.56M
Enterprise Value$2.41B
Total Cash (Recent Filing)$403.02M
Total Debt (Recent Filing)$2.41B
Price to Earnings (P/E)6.7
Beta1.45
Next Earnings
Aug 05, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield6.55%
Share Statistics
EPS (TTM)2.42
Shares Outstanding28,858,921
10 Day Avg. Volume148,184
30 Day Avg. Volume178,149
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market Cap6.02
Enterprise Value/Revenue7.26
Enterprise Value/Gross Profit10.30
Enterprise Value/Ebitda18.45
Forecast
1Y Price Target
$13.50Price Target Upside3.05% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)2.36
Revenue Forecast (FY)$324.86M
Bulls Say, Bears Say
Bulls Say
Strong Reported Profitability And MarginsSustained high net and operating margins indicate the business earns robust spreads and runs efficient operations relative to peers. Over 2–6 months this supports reinvestment capacity, dividend coverage and resilience to cyclical credit stress, underpinning longer-term return generation.
Rapid Deposit Growth And Diversified FundingMaterial deposit accumulation reduces reliance on wholesale markets and lowers funding volatility over time. A broadening deposit base creates cheaper core funding, supports loan growth without constant capital raises, and strengthens long-term funding optionality and margin stability.
Technology & Faster Underwriting (AI + Real-time Payments)Operational tech and AI-driven underwriting materially shorten origination cycles and increase conversion rates. Over months this improves unit economics, scaling of small-business lending, cross-sell opportunities with services, and provides a durable competitive advantage in SME distribution.
Bears Say
Very High Leverage Relative To EquityA ~6x debt-to-equity ratio materially increases balance-sheet risk and reduces flexibility to absorb shocks. Over the medium term higher leverage elevates refinancing needs, raises covenant and liquidity sensitivity, and magnifies earnings volatility when credit or funding costs rise.
Persistent Negative Operating And Free Cash FlowLarge negative operating and free cash flows suggest reported earnings are not converting to cash, forcing reliance on external funding. Over 2–6 months this increases liquidity and refinancing risk, may constrain capital deployment, and makes the firm more sensitive to market funding conditions.
NIM Compression And Higher Securitization Funding CostPersistent NIM pressure from large idle cash balances and growth-driven mix shifts reduces core profitability. Reliance on securitizations that carry higher interest expense than deposits raises structural funding costs, limiting net interest income durability as the portfolio scales.
Newtek Business News
NEWT FAQ
What was Newtek Business Services’s price range in the past 12 months?
Newtek Business Services lowest stock price was $9.59 and its highest was $14.91 in the past 12 months.
What is Newtek Business Services’s market cap?
Newtek Business Services’s market cap is $400.56M.
When is Newtek Business Services’s upcoming earnings report date?
Newtek Business Services’s upcoming earnings report date is Aug 05, 2026 which is in 65 days.
How were Newtek Business Services’s earnings last quarter?
Newtek Business Services released its earnings results on Apr 30, 2026. The company reported $0.393 earnings per share for the quarter, missing the consensus estimate of $0.419 by -$0.026.
Is Newtek Business Services overvalued?
According to Wall Street analysts Newtek Business Services’s price is currently Undervalued.
Does Newtek Business Services pay dividends?
Newtek Business Services pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 6.55%. See more information on Newtek Business Services dividends here
What is Newtek Business Services’s EPS estimate?
Newtek Business Services’s EPS estimate is 0.48.
How many shares outstanding does Newtek Business Services have?
Newtek Business Services has 28,858,921 shares outstanding.
What happened to Newtek Business Services’s price movement after its last earnings report?
Newtek Business Services reported an EPS of $0.393 in its last earnings report, missing expectations of $0.419. Following the earnings report the stock price went up 1.157%.
Which hedge fund is a major shareholder of Newtek Business Services?
Currently, no hedge funds are holding shares in NEWT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$13.50 (3.05% Upside)
$13.50 (3.05% Upside)
Blogger Sentiment
Neutral
NEWT Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 33.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $41.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 3.1%
Last 30 Days ▼ 3.1%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.29%
12-Months-Change
Fundamentals
Return on Equity
17.20%
Trailing 12-Months
Asset Growth
35.10%
Trailing 12-Months
Company Description
Newtek Business Services
NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.
NEWT Company Deck
NEWT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook driven by strong loan originations, rapid deposit growth, technological advantages (real-time payments and AI-enabled underwriting), improving credit metrics, robust capital ratios, and high tangible book value growth. Near-term headwinds include NIM compression from large deposit inflows and cash balances, timing-related yield pressure from securitizations, and rising net charge-offs as the portfolio seasons. Management expects many of the timing and liquidity pressures to normalize and reiterated confidence in 2026 guidance and longer-term growth, resulting in an overall favorable tone.View all NEWT earnings summariesNEWT Stock 12 Month Forecast
Average Price Target
$13.50
▲(3.05% Upside)
Technical Analysis
Pennantpark Investment
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Stellus Capital
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TriplePoint Venture Growth
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Chicago Atlantic BDC
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Ownership Overview
5.15% Insiders
11.42% Mutual Funds
12.74% Other Institutional Investors
60.89% Public Companies and
Individual Investors