Newtek Business Services (NEWT)
NASDAQ:NEWT
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NEWT Stock Chart & Stats
$13.10
-$0.11(-0.87%)
At close: 4:00 PM EST
$13.10
-$0.11(-0.87%)
Day’s Range― - ―
52-Week Range$9.59 - $14.91
Previous CloseN/A
Volume25.75K
Average Volume (3M)177.17K
Market Cap
$401.43M
Enterprise Value$2.40B
Total Cash (Recent Filing)$403.02M
Total Debt (Recent Filing)$2.41B
Price to Earnings (P/E)6.7
Beta1.50
Next Earnings
Aug 05, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield6.55%
Share Statistics
EPS (TTM)2.42
Shares Outstanding28,858,921
10 Day Avg. Volume197,292
30 Day Avg. Volume177,171
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market Cap5.98
Enterprise Value/Revenue7.24
Enterprise Value/Gross Profit10.27
Enterprise Value/Ebitda18.39
Forecast
1Y Price Target
$13.50Price Target Upside3.05% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)2.36
Revenue Forecast (FY)$324.86M
Bulls Say, Bears Say
Bulls Say
Deposit Growth & Core FundingRapid expansion to ~1.9–2.0B in deposits and 37k accounts creates a durable, low-cost funding base that supports loan retention and balance-sheet growth. A larger core deposit franchise reduces reliance on expensive wholesale funding and underpins sustainable lending scale over months.
Loan Origination Momentum & Tech-Enabled UnderwritingStrong origination flow (March $391M) coupled with AI-driven credit and seven-day small-loan funding strengthens customer conversion and throughput. Durable tech advantages accelerate scale, improve unit economics, and support repeatable fee and interest income as originations compound over quarters.
Capital Strength & Improving Credit MetricsHigh regulatory capital ratios and consecutive declines in delinquencies provide lasting loss-absorption capacity and credibility with counterparties. Strong capital and improving credit metrics enable continued originations, securitizations, and dividend/policy flexibility across the medium term.
Bears Say
Elevated LeverageA materially higher debt load (TTM debt ~2.41B vs equity ~404.7M) meaningfully increases financial risk and reduces flexibility. Elevated leverage raises refinancing and covenant risk, limits strategic optionality and amplifies earnings volatility if credit or funding costs worsen over the coming months.
Very Weak Cash GenerationConsistent negative operating and free cash flow (~-$601M TTM) shows earnings have not converted to cash, forcing reliance on external funding and securitization. This undermines durable ability to deleverage, sustain dividends, and withstand funding stress without eroding liquidity or raising costs.
SBA Regulatory HeadwindsPermanent tightening of SBA 7(a) eligibility reduced the addressable origination market by management's ~10%–20% estimate. This structural regulatory shift pressures fee-based SBA volumes and long-term growth prospects for a core product line, requiring diversification or product reweighting.
Newtek Business News
NEWT FAQ
What was Newtek Business Services’s price range in the past 12 months?
Newtek Business Services lowest stock price was $9.59 and its highest was $14.91 in the past 12 months.
What is Newtek Business Services’s market cap?
Newtek Business Services’s market cap is $401.43M.
When is Newtek Business Services’s upcoming earnings report date?
Newtek Business Services’s upcoming earnings report date is Aug 05, 2026 which is in 45 days.
How were Newtek Business Services’s earnings last quarter?
Newtek Business Services released its earnings results on Apr 30, 2026. The company reported $0.393 earnings per share for the quarter, missing the consensus estimate of $0.419 by -$0.026.
Is Newtek Business Services overvalued?
According to Wall Street analysts Newtek Business Services’s price is currently Undervalued.
Does Newtek Business Services pay dividends?
Newtek Business Services pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 6.55%. See more information on Newtek Business Services dividends here
What is Newtek Business Services’s EPS estimate?
Newtek Business Services’s EPS estimate is 0.48.
How many shares outstanding does Newtek Business Services have?
Newtek Business Services has 28,858,921 shares outstanding.
What happened to Newtek Business Services’s price movement after its last earnings report?
Newtek Business Services reported an EPS of $0.393 in its last earnings report, missing expectations of $0.419. Following the earnings report the stock price went up 1.157%.
Which hedge fund is a major shareholder of Newtek Business Services?
Currently, no hedge funds are holding shares in NEWT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$13.50 (3.05% Upside)
$13.50 (3.05% Upside)
Blogger Sentiment
Bullish
NEWT Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 33.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $288.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 6.4%
Last 30 Days ▼ 6.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.01%
12-Months-Change
Fundamentals
Return on Equity
17.20%
Trailing 12-Months
Asset Growth
35.10%
Trailing 12-Months
Company Description
Newtek Business Services
NewtekOne, Inc. operates as a financial holding firm, specializing in delivering a comprehensive suite of business and financial solutions. Its diverse portfolio encompasses several key brands, including Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. Barry Sloane founded the company in 1998, and it maintains its corporate headquarters in Boca Raton, Florida.
NEWT Company Deck
NEWT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook driven by strong loan originations, rapid deposit growth, technological advantages (real-time payments and AI-enabled underwriting), improving credit metrics, robust capital ratios, and high tangible book value growth. Near-term headwinds include NIM compression from large deposit inflows and cash balances, timing-related yield pressure from securitizations, and rising net charge-offs as the portfolio seasons. Management expects many of the timing and liquidity pressures to normalize and reiterated confidence in 2026 guidance and longer-term growth, resulting in an overall favorable tone.View all NEWT earnings summariesNEWT Stock 12 Month Forecast
Average Price Target
$13.50
▲(3.05% Upside)
Technical Analysis
Pennantpark Investment
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Stellus Capital
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TriplePoint Venture Growth
―
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Chicago Atlantic BDC
―
Ownership Overview
5.14% Insiders
11.42% Mutual Funds
12.74% Other Institutional Investors
60.73% Public Companies and
Individual Investors