Newtek Business (NEWT)
NASDAQ:NEWT
Want to see NEWT full AI Analyst Report?
NEWT Stock Chart & Stats
$13.10
-$0.11(-0.87%)
At close: 4:00 PM EST
$13.10
-$0.11(-0.87%)
Day’s Range― - ―
52-Week Range$9.59 - $14.91
Previous CloseN/A
Volume25.75K
Average Volume (3M)231.73K
Market Cap
$411.43M
Enterprise Value$2.42B
Total Cash (Recent Filing)$403.02M
Total Debt (Recent Filing)$2.41B
Price to Earnings (P/E)6.4
Beta1.49
Next Earnings
Aug 11, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield6.55%
Share Statistics
EPS (TTM)2.42
Shares Outstanding28,831,491
10 Day Avg. Volume227,480
30 Day Avg. Volume231,730
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)0.72
Price to Sales (P/S)0.89
P/FCF Ratio5.11
Enterprise Value/Market Cap5.88
Enterprise Value/Revenue7.29
Enterprise Value/Gross Profit10.35
Enterprise Value/Ebitda18.54
Forecast
1Y Price Target
$13.50Price Target Upside3.05% Upside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)2.3
Revenue Forecast (FY)$328.26M
Bulls Say, Bears Say
Bulls Say
Diversified Lending + Business Services ModelA mixed revenue model—commercial and SBA lending plus recurring services (payments, payroll, insurance, tech)—creates multiple, complementary cash flows. Cross‑selling increases revenue per client, lowers acquisition costs and makes earnings less cyclical, supporting durable revenue stability.
Strong Profitability And Operating EfficiencySustained high margins and efficient bank operations indicate solid operating leverage. Efficiency (~40%) and healthy returns on assets and tangible equity suggest management converts growth into attractive profitability, a durable advantage if credit outcomes remain controlled.
Rapid Deposit Growth And Healthy Capital RatiosA quickly expanding core deposit base materially improves funding stability versus wholesale channels. Combined with strong regulatory capital ratios at the bank and holding company, this provides durable funding flexibility and capacity to support loan growth and absorb losses.
Bears Say
Material Rise In LeverageA sharp increase in leverage markedly raises financial and refinancing risk. High debt relative to equity reduces balance‑sheet flexibility, magnifies earnings volatility from credit or rate shocks, and increases sensitivity to funding market conditions over the medium term.
Very Weak Operating And Free Cash FlowPersistent negative operating and free cash flow forces reliance on external financing and asset sales to fund operations and dividends. Over months this undermines self‑funding, raises refinancing needs, and can constrain capital allocation and dividend sustainability.
Margin Pressure & Portfolio Seasoning CostsLarge idle cash and rapid deposit inflows compress net interest margin until deployed. Reliance on securitizations for duration raises funding costs versus deposits. Rising net charge‑offs as loans season increase provisioning needs, weakening sustainable NII and long‑term earnings quality.
Newtek Business News
NEWT FAQ
What was Newtek Business’s price range in the past 12 months?
Newtek Business lowest stock price was $9.59 and its highest was $14.91 in the past 12 months.
What is Newtek Business’s market cap?
Newtek Business’s market cap is $411.43M.
When is Newtek Business’s upcoming earnings report date?
Newtek Business’s upcoming earnings report date is Aug 11, 2026 which is in 94 days.
How were Newtek Business’s earnings last quarter?
Newtek Business released its earnings results on Apr 30, 2026. The company reported $0.393 earnings per share for the quarter, missing the consensus estimate of $0.419 by -$0.026.
Is Newtek Business overvalued?
According to Wall Street analysts Newtek Business’s price is currently Undervalued.
Does Newtek Business pay dividends?
Newtek Business pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 6.55%. See more information on Newtek Business dividends here
What is Newtek Business’s EPS estimate?
Newtek Business’s EPS estimate is 0.48.
How many shares outstanding does Newtek Business have?
Newtek Business has 28,831,491 shares outstanding.
What happened to Newtek Business’s price movement after its last earnings report?
Newtek Business reported an EPS of $0.393 in its last earnings report, missing expectations of $0.419. Following the earnings report the stock price went up 1.157%.
Which hedge fund is a major shareholder of Newtek Business?
Currently, no hedge funds are holding shares in NEWT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Newtek Business Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$13.50 (3.05% Upside)
$13.50 (3.05% Upside)
Blogger Sentiment
Bullish
NEWT Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 11.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $13.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 8.0%
Last 30 Days ▼ 8.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
36.75%
12-Months-Change
Fundamentals
Return on Equity
17.30%
Trailing 12-Months
Asset Growth
35.10%
Trailing 12-Months
Company Description
Newtek Business
NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.
NEWT Company Deck
NEWT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook driven by strong loan originations, rapid deposit growth, technological advantages (real-time payments and AI-enabled underwriting), improving credit metrics, robust capital ratios, and high tangible book value growth. Near-term headwinds include NIM compression from large deposit inflows and cash balances, timing-related yield pressure from securitizations, and rising net charge-offs as the portfolio seasons. Management expects many of the timing and liquidity pressures to normalize and reiterated confidence in 2026 guidance and longer-term growth, resulting in an overall favorable tone.View all NEWT earnings summariesNEWT Stock 12 Month Forecast
Average Price Target
$13.50
▲(3.05% Upside)
Technical Analysis
Pennantpark Investment
―
Stellus Capital
―
TriplePoint Venture Growth
―
―
Chicago Atlantic BDC
―
Ownership Overview
5.15% Insiders
9.93% Mutual Funds
8.75% Other Institutional Investors
66.33% Public Companies and
Individual Investors