The earnings call highlighted strong revenue growth, cost improvements, and successful securitizations, but also noted challenges in non-bank SBA lending and ongoing charge-offs. While NewtekOne's strategy and technological advancements position it well for future growth, the negative impacts from securitizations and charge-offs raise some concerns.

Company Guidance

In the NewtekOne, Inc. Second Quarter 2025 Earnings Conference Call, CEO Barry Sloane highlighted several financial and operational achievements. The company maintained its earnings per share guidance for 2024 at $2.10 to $2.50 and reported a 15% revenue growth in Q2 2025, reaching $70.2 million compared to $61 million in Q2 2024. NewtekOne also experienced a significant increase in business deposits by $50 million sequentially, which contributed to a 28 basis point decline in the cost of funds, lowering it to 3.71%. The net interest margin improved by 56 basis points, while the bank's losses continued to decrease, with Newtek Small Business Finance reducing its loss from $10.7 million to $3.7 million. The alternative loan program was highlighted as a critical growth area, completing three successful securitizations and showcasing high-quality loans contributing positively to the company's earnings per share. NewtekOne's efforts resulted in an impressive ROAA of 2.5% and ROTCE of 19.4% for the second quarter, illustrating strong financial health and growth potential.

Strong Revenue Growth

NewtekOne reported a 15% revenue growth in Q2 2025, reaching $70.2 million compared to $61 million in Q2 2024.

Improved Cost of Funds

The cost of funds at the bank declined by 28 basis points, reaching 3.71%, with expectations for further reductions.

Reduction in Losses

Losses in Newtek Small Business Finance are decreasing, from a $10.7 million loss to a $3.7 million loss in recent quarters.

ALP Securitizations Success

The alternative loan program completed three successful securitizations, contributing positively to earnings per share.

Rising Tangible Book Value

Tangible book value per share increased 3.7% sequentially and 21% year-over-year.

Newtek Business (NEWT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

NEWT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.63 / -	0.45	―	―	―
Jul 28, 2025	2025 (Q2)	0.52 / 0.52	0.43	20.00% (+0.09)
May 06, 2025	2025 (Q1)	0.35 / 0.35	0.38	-7.89% (-0.03)
Feb 26, 2025	2024 (Q4)	0.66 / 0.69	0.53	30.19% (+0.16)
Nov 06, 2024	2024 (Q3)	0.43 / 0.45	0.38	18.42% (+0.07)
Aug 05, 2024	2024 (Q2)	0.41 / 0.43	0.26	65.38% (+0.17)
May 06, 2024	2024 (Q1)	0.22 / 0.38	0.45	-15.56% (-0.07)
Mar 06, 2024	2023 (Q4)	0.58 / 0.53	0.06	783.33% (+0.47)
Nov 07, 2023	2023 (Q3)	0.36 / 0.38	0.62	-38.71% (-0.24)
Aug 02, 2023	2023 (Q2)	0.28 / 0.26	0.75	-65.33% (-0.49)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

NEWT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 28, 2025	$11.82	$11.39	-3.64%
May 06, 2025	$9.39	$9.75	+3.83%
Feb 26, 2025	$11.81	$12.58	+6.52%
Nov 06, 2024	$13.90	$13.54	-2.59%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Newtek Business (NEWT) report earnings?

Newtek Business (NEWT) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Newtek Business (NEWT) earnings time?

Newtek Business (NEWT) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is NEWT EPS forecast?

NEWT EPS forecast for the fiscal quarter 2025 (Q3) is 0.63.

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