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Medallion Financial (MFIN)
NASDAQ:MFIN

Medallion Financial (MFIN) Stock Statistics & Valuation Metrics

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Total Valuation

Medallion Financial has a market cap or net worth of $223.30M. The enterprise value is $408.66M.
Market Cap$223.30M
Enterprise Value$408.66M

Share Statistics

Medallion Financial has 23,236,480 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding23,236,480
Owned by Insiders21.16%
Owned by Institutions8.06%

Financial Efficiency

Medallion Financial’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 55.71%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)55.71%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee1.67M
Profits Per Employee240.95K
Employee Count174
Asset Turnover0.10
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Medallion Financial is 5.90. Medallion Financial’s PEG ratio is 1.01.
PE Ratio5.90
PS Ratio0.00
PB Ratio0.57
Price to Fair Value0.57
Price to FCF1.88
Price to Operating Cash Flow1.82
PEG Ratio1.01

Income Statement

In the last 12 months, Medallion Financial had revenue of 290.70M and earned 35.88M in profits. Earnings per share was 1.59.
Revenue290.70M
Gross Profit203.62M
Operating Income289.33M
Pretax Income62.94M
Net Income35.88M
EBITDA86.27M
Earnings Per Share (EPS)1.59

Cash Flow

In the last 12 months, operating cash flow was 119.52M and capital expenditures 0.00, giving a free cash flow of 119.52M billion.
Operating Cash Flow119.52M
Free Cash Flow119.52M
Free Cash Flow per Share5.14

Dividends & Yields

Medallion Financial pays an annual dividend of $0.119, resulting in a dividend yield of 4.58%
Dividend Per Share$0.119
Dividend Yield4.58%
Payout Ratio27.31%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.80
52-Week Price Change23.24%
50-Day Moving Average8.91
200-Day Moving Average8.67
Relative Strength Index (RSI)63.94
Average Volume (3m)39.59K

Important Dates

Medallion Financial upcoming earnings date is Aug 5, 2025, TBA Not Confirmed.
Last Earnings DateApr 30, 2025
Next Earnings DateAug 5, 2025
Ex-Dividend DateMay 15, 2025

Financial Position

Medallion Financial as a current ratio of 2.26, with Debt / Equity ratio of 83.09%
Current Ratio2.26
Quick Ratio2.26
Debt to Market Cap1.35
Net Debt to EBITDA2.21
Interest Coverage Ratio3.28

Taxes

In the past 12 months, Medallion Financial has paid 21.01M in taxes.
Income Tax21.01M
Effective Tax Rate0.33

Enterprise Valuation

Medallion Financial EV to EBITDA ratio is 4.66, with an EV/FCF ratio of 3.48.
EV to Sales1.38
EV to EBITDA4.66
EV to Free Cash Flow3.48
EV to Operating Cash Flow3.48

Balance Sheet

Medallion Financial has $191.94M in cash and marketable securities with $315.94M in debt, giving a net cash position of $124.01M billion.
Cash & Marketable Securities$191.94M
Total Debt$315.94M
Net Cash$124.01M
Net Cash Per Share$5.34
Tangible Book Value Per Share$11.93

Margins

Gross margin is 57.64%, with operating margin of 99.53%, and net profit margin of 12.34%.
Gross Margin57.64%
Operating Margin99.53%
Pretax Margin21.65%
Net Profit Margin12.34%
EBITDA Margin29.68%
EBIT Margin21.65%

Analyst Forecast

The average price target for Medallion Financial is $11.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$11.00
Price Target Upside13.99% Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast13.93%
EPS Growth Forecast-23.70%

Scores

Smart Score4
AI Score79
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