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Medallion Financial (MFIN)
:MFIN
Earnings Data
Report Date
Feb 25, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.42Last Year’s EPS
0.43Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment overall, with strong growth in net income and loan portfolio, expansion of the strategic partnership program, and improved net interest margin. However, challenges include flat recreation loan originations, a decrease in the home improvement loan book, increased operating costs, and rising delinquencies.Company Guidance
Net Income Growth
Net income was $7.8 million, or $11.3 million when excluding a nonrecurring $3.5 million charge related to the redemption of preferred stock, supported by a 6% increase in net interest income to $55.7 million.
Loan Portfolio Expansion
Total loans reached $2.559 billion, with loan originations increasing to $427 million for the period, reflecting growth in recreational, home improvement, and commercial lending.
Strategic Partnership Program Growth
The strategic partnership program had its fourth straight quarter of over $120 million of originations, reaching a record level of $208.4 million.
Improved Net Interest Margin
Net interest margin was 8.21%, up 10 basis points from a year ago, with a total interest yield increase of 17 basis points to 11.92%.
Strong Performance in Consumer Lending
Consumer lending interest income was $74.1 million for the quarter, growing 5% compared to the same period last year.
MFIN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
MFIN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 29, 2025 | $9.30 | $9.87 | +6.13% |
Jul 30, 2025 | $9.98 | $10.09 | +1.10% |
Apr 30, 2025 | $8.59 | $8.64 | +0.58% |
Mar 04, 2025 | $7.87 | $8.44 | +7.24% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Medallion Financial (MFIN) report earnings?
Medallion Financial (MFIN) is schdueled to report earning on Feb 25, 2026, After Close (Confirmed).
What is Medallion Financial (MFIN) earnings time?
Medallion Financial (MFIN) earnings time is at Feb 25, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is MFIN EPS forecast?
MFIN EPS forecast for the fiscal quarter 2025 (Q4) is 0.42.