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Mercury General Corp. (MCY)
NYSE:MCY
Total Valuation
Mercury General has a market cap or net worth of $4.83B. The enterprise value is $5.28B.
Market Cap$4.83B
Enterprise Value$5.28B
Share Statistics
Mercury General has 55,388,626 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding55,388,626
Owned by Insiders0.06%
Owned by Institutions0.12%
Financial Efficiency
Mercury General’s return on equity (ROE) is 0.24 and return on invested capital (ROIC) is 30.56%.
Return on Equity (ROE)0.24
Return on Assets (ROA)0.06
Return on Invested Capital (ROIC)30.56%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee1.30M
Profits Per Employee111.42K
Employee Count4,200
Asset Turnover0.66
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Mercury General is 11.0. Mercury General’s PEG ratio is 0.02.
PE Ratio11.0
PS Ratio0.67
PB Ratio1.89
Price to Fair Value1.89
Price to FCF3.71
Price to Operating Cash Flow5.56
PEG Ratio0.02
Income Statement
In the last 12 months, Mercury General had revenue of 5.48B and earned 467.95M in profits. Earnings per share was 8.45.
Revenue5.48B
Gross Profit932.86M
Operating Income574.88M
Pretax Income574.88M
Net Income467.95M
EBITDA679.14M
Earnings Per Share (EPS)8.45
Cash Flow
In the last 12 months, operating cash flow was 1.05B and capital expenditures -56.74M, giving a free cash flow of 990.89M billion.
Operating Cash Flow1.05B
Free Cash Flow990.89M
Free Cash Flow per Share17.89
Dividends & Yields
Mercury General pays an annual dividend of $0.318, resulting in a dividend yield of 1.67%
Dividend Per Share$0.318
Dividend Yield1.67%
Payout Ratio40.19%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.67
52-Week Price Change21.21%
50-Day Moving Average80.79
200-Day Moving Average65.88
Relative Strength Index (RSI)70.48
Average Volume (3m)225.98K
Important Dates
Mercury General upcoming earnings date is Feb 17, 2026, Before Open (Confirmed).
Last Earnings DateNov 4, 2025
Next Earnings DateFeb 17, 2026
Ex-Dividend DateSep 11, 2025
Financial Position
Mercury General as a current ratio of 68.00, with Debt / Equity ratio of 29.16%
Current Ratio68.00
Quick Ratio68.00
Debt to Market Cap0.16
Net Debt to EBITDA-0.22
Interest Coverage Ratio19.65
Taxes
In the past 12 months, Mercury General has paid 106.93M in taxes.
Income Tax106.93M
Effective Tax Rate0.19
Enterprise Valuation
Mercury General EV to EBITDA ratio is 5.86, with an EV/FCF ratio of 3.58.
EV to Sales0.65
EV to EBITDA5.86
EV to Free Cash Flow3.58
EV to Operating Cash Flow3.42
Balance Sheet
Mercury General has $1.25B in cash and marketable securities with $574.43M in debt, giving a net cash position of $678.15M billion.
Cash & Marketable Securities$1.25B
Total Debt$574.43M
Net Cash$678.15M
Net Cash Per Share$12.24
Tangible Book Value Per Share$34.24
Margins
Gross margin is 33.12%, with operating margin of 11.06%, and net profit margin of 8.55%.
Gross Margin33.12%
Operating Margin11.06%
Pretax Margin10.50%
Net Profit Margin8.55%
EBITDA Margin11.06%
EBIT Margin11.06%
Analyst Forecast
The average price target for Mercury General is $100.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$100.00
Price Target Upside14.57% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast6.18%
EPS Growth Forecast-21.28%