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Mercury General Corp. (MCY)
NYSE:MCY
US Market
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Mercury General (MCY) Ratios

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Mercury General Ratios

MCY's free cash flow for Q2 2025 was $0.00. For the 2025 fiscal year, MCY's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
49.35 7.60 4.73 6.88 7.06
Quick Ratio
49.35 7.60 11.21 16.14 15.31
Cash Ratio
29.57 3.14 1.40 1.98 1.79
Solvency Ratio
0.06 0.03 -0.09 0.07 0.10
Operating Cash Flow Ratio
22.91 2.59 1.70 2.97 3.11
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -5.24B$ -4.22B$ -4.01B$ -3.47B$ -2.92B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.08 0.06 0.06 0.07
Debt-to-Equity Ratio
0.29 0.38 0.28 0.19 0.20
Debt-to-Capital Ratio
0.23 0.28 0.22 0.16 0.17
Long-Term Debt-to-Capital Ratio
0.23 0.27 0.21 0.15 0.15
Financial Leverage Ratio
4.61 4.59 4.28 3.16 3.11
Debt Service Coverage Ratio
11.01 7.97 -23.97 20.11 26.99
Interest Coverage Ratio
12.63 0.00 -20.58 16.90 26.41
Debt to Market Cap
0.15 0.28 0.21 0.13 0.13
Interest Debt Per Share
10.77 11.06 7.90 7.67 7.83
Net Debt to EBITDA
-1.65 0.19 -0.23 0.18 0.12
Profitability Margins
Gross Profit Margin
-42.08%93.96%92.32%92.90%92.45%
EBIT Margin
4.92%2.67%-17.94%7.92%12.57%
EBITDA Margin
5.75%4.23%-15.68%9.90%14.37%
Operating Profit Margin
4.92%0.00%-9.73%7.24%11.90%
Pretax Profit Margin
8.23%2.15%-18.41%7.50%12.12%
Net Profit Margin
6.76%2.08%-14.07%6.21%9.90%
Continuous Operations Profit Margin
3.88%2.08%-14.07%6.21%9.90%
Net Income Per EBT
82.12%96.89%76.44%82.84%81.70%
EBT Per EBIT
167.54%0.00%189.13%103.47%101.84%
Return on Assets (ROA)
4.29%1.36%-7.87%3.66%5.92%
Return on Equity (ROE)
20.53%6.22%-33.68%11.58%18.43%
Return on Capital Employed (ROCE)
3.13%0.00%-5.62%4.38%7.34%
Return on Invested Capital (ROIC)
11.29%0.00%-25.61%3.74%5.95%
Return on Tangible Assets
4.32%1.37%-7.93%3.69%5.97%
Earnings Yield
9.96%4.66%-27.07%8.44%12.96%
Efficiency Ratios
Receivables Turnover
7.69 7.69 0.00 0.00 0.00
Payables Turnover
0.00 1.60 1.84 1.68 1.47
Inventory Turnover
0.00 0.00 -0.21 -0.18 -0.18
Fixed Asset Turnover
32.57 27.96 19.01 17.88 17.24
Asset Turnover
0.64 0.65 0.56 0.59 0.60
Working Capital Turnover Ratio
2.47 4.80 4.12 3.68 3.00
Cash Conversion Cycle
47.47 -181.25 -1.95K -2.23K -2.30K
Days of Sales Outstanding
47.47 47.44 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 -1.75K -2.02K -2.05K
Days of Payables Outstanding
0.00 228.69 197.93 217.82 248.27
Operating Cycle
47.47 47.44 -1.75K -2.02K -2.05K
Cash Flow Ratios
Operating Cash Flow Per Share
15.69 8.18 6.37 9.06 10.94
Free Cash Flow Per Share
14.76 7.52 5.73 8.31 10.22
CapEx Per Share
0.94 0.66 0.64 0.75 0.72
Free Cash Flow to Operating Cash Flow
0.94 0.92 0.90 0.92 0.93
Dividend Paid and CapEx Coverage Ratio
7.12 4.23 2.50 2.76 3.37
Capital Expenditure Coverage Ratio
16.78 12.31 9.93 12.10 15.16
Operating Cash Flow Coverage Ratio
1.51 0.77 0.84 1.23 1.45
Operating Cash Flow to Sales Ratio
0.15 0.10 0.10 0.13 0.16
Free Cash Flow Yield
20.88%20.15%16.74%15.66%19.57%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.04 21.44 -3.69 11.85 7.72
Price-to-Sales (P/S) Ratio
0.68 0.45 0.52 0.74 0.76
Price-to-Book (P/B) Ratio
1.99 1.33 1.24 1.37 1.42
Price-to-Free Cash Flow (P/FCF) Ratio
4.79 4.96 5.97 6.38 5.11
Price-to-Operating Cash Flow Ratio
4.50 4.56 5.37 5.86 4.77
Price-to-Earnings Growth (PEG) Ratio
0.28 -0.18 0.01 -0.35 0.45
Price-to-Fair Value
1.99 1.33 1.24 1.37 1.42
Enterprise Value Multiple
10.15 10.74 -3.54 7.61 5.44
Enterprise Value
3.37B 2.10B 2.02B 3.01B 2.96B
EV to EBITDA
10.15 10.74 -3.54 7.61 5.44
EV to Sales
0.58 0.45 0.56 0.75 0.78
EV to Free Cash Flow
4.12 5.05 6.38 6.54 5.23
EV to Operating Cash Flow
3.87 4.64 5.74 6.00 4.88
Tangible Book Value Per Share
34.65 27.04 26.55 37.70 35.74
Shareholders’ Equity Per Share
35.56 27.96 27.49 38.66 36.72
Tax and Other Ratios
Effective Tax Rate
0.18 0.03 0.24 0.17 0.18
Revenue Per Share
104.14 83.61 65.79 72.12 68.36
Net Income Per Share
7.04 1.74 -9.26 4.48 6.77
Tax Burden
0.82 0.97 0.76 0.83 0.82
Interest Burden
1.68 0.80 1.03 0.95 0.96
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 <0.01
Income Quality
2.23 4.70 -0.69 2.02 1.62
Currency in USD
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