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Mercury General (MCY)
NYSE:MCY
US Market
MCY
Mercury General
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Mercury General (MCY) Ratios

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Mercury General Ratios

MCY's free cash flow for Q1 2026 was $0.39. For the 2026 fiscal year, MCY's free cash flow was decreased by $ and operating cash flow was $0.15. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.44 0.42 68.00 0.00 4.73
Quick Ratio
 0.44 0.42 68.00 0.00 11.21
Cash Ratio
 0.21 0.21 34.71 0.00 1.40
Solvency Ratio
 0.13 0.09 0.09 0.03 -0.09
Operating Cash Flow Ratio
 0.23 0.17 49.98 0.00 1.70
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 31.09
Net Current Asset Value
$ -4.46B$ -4.48B$ -4.95B$ -5.56B$ -4.01B
Leverage Ratios
Debt-to-Assets Ratio
 0.06 0.06 0.07 0.08 0.06
Debt-to-Equity Ratio
 0.23 0.24 0.30 0.38 0.28
Debt-to-Capital Ratio
 0.18 0.20 0.23 0.28 0.22
Long-Term Debt-to-Capital Ratio
 0.18 0.19 0.23 0.27 0.21
Financial Leverage Ratio
 3.81 3.96 4.27 4.59 4.28
Debt Service Coverage Ratio
 33.23 22.52 18.56 7.97 -14.46
Interest Coverage Ratio
 36.87 23.19 18.65 4.11 -38.92
Debt to Market Cap
 0.10 0.11 0.16 0.28 0.22
Interest Debt Per Share
 11.11 11.11 11.17 11.06 7.90
Net Debt to EBITDA
 -0.67 -0.95 -0.20 0.19 -0.23
Profitability Margins
Gross Profit Margin
43.85%33.87%17.04%8.71%-10.26%
EBIT Margin
17.32%11.55%11.06%2.67%-17.94%
EBITDA Margin
18.58%12.80%12.40%4.23%-15.68%
Operating Profit Margin
16.97%11.07%10.50%2.15%-18.41%
Pretax Profit Margin
16.97%11.07%10.50%2.15%-18.41%
Net Profit Margin
13.68%9.03%8.55%2.08%-14.07%
Continuous Operations Profit Margin
13.68%9.03%8.55%2.08%-14.07%
Net Income Per EBT
80.63%81.53%81.40%96.89%76.44%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
8.51%5.66%5.63%1.36%-7.87%
Return on Equity (ROE)
36.48%22.38%24.04%6.22%-33.68%
Return on Capital Employed (ROCE)
30.62%20.79%6.93%1.40%-10.63%
Return on Invested Capital (ROIC)
24.69%16.95%29.14%0.00%-47.92%
Return on Tangible Assets
8.88%5.91%5.67%1.37%-7.93%
Earnings Yield
15.01%10.39%12.71%4.66%-27.07%
Efficiency Ratios
Receivables Turnover
 5.98 5.91 7.01 6.98 5.53
Payables Turnover
 8.74 8.83 18.76 24.12 26.48
Inventory Turnover
 0.00 0.00 0.00 0.00 -3.00
Fixed Asset Turnover
 37.66 37.69 36.12 27.96 19.01
Asset Turnover
 0.62 0.63 0.66 0.65 0.56
Working Capital Turnover Ratio
 -1.67 -5.19 7.88 11.99 9.44
Cash Conversion Cycle
 19.27 20.48 32.64 37.17 -69.52
Days of Sales Outstanding
 61.04 61.81 52.09 52.30 65.98
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 -121.71
Days of Payables Outstanding
 41.77 41.33 19.45 15.13 13.78
Operating Cycle
 61.04 61.81 52.09 52.30 -55.74
Cash Flow Ratios
Operating Cash Flow Per Share
 26.75 19.63 18.73 8.18 6.37
Free Cash Flow Per Share
 25.63 18.57 17.90 7.52 5.73
CapEx Per Share
 1.12 1.05 0.83 0.66 0.64
Free Cash Flow to Operating Cash Flow
 0.96 0.95 0.96 0.92 0.90
Dividend Paid and CapEx Coverage Ratio
 11.19 8.44 8.91 4.23 2.50
Capital Expenditure Coverage Ratio
 23.86 18.61 22.48 12.31 9.93
Operating Cash Flow Coverage Ratio
 2.52 1.85 1.76 0.77 0.84
Operating Cash Flow to Sales Ratio
 0.24 0.18 0.19 0.10 0.10
Free Cash Flow Yield
25.37%19.75%26.92%20.15%16.74%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 6.66 9.63 7.87 21.44 -3.69
Price-to-Sales (P/S) Ratio
 0.91 0.87 0.67 0.45 0.52
Price-to-Book (P/B) Ratio
 2.16 2.16 1.89 1.33 1.24
Price-to-Free Cash Flow (P/FCF) Ratio
 3.94 5.06 3.71 4.96 5.97
Price-to-Operating Cash Flow Ratio
 3.78 4.79 3.55 4.56 5.37
Price-to-Earnings Growth (PEG) Ratio
 0.03 0.62 0.02 -0.18 0.01
Price-to-Fair Value
 2.16 2.16 1.89 1.33 1.24
Enterprise Value Multiple
 4.24 5.84 5.23 10.74 -3.54
Enterprise Value
 4.83B 4.48B 3.55B 2.10B 2.02B
EV to EBITDA
 4.24 5.84 5.23 10.74 -3.54
EV to Sales
 0.79 0.75 0.65 0.45 0.56
EV to Free Cash Flow
 3.40 4.36 3.58 5.05 6.38
EV to Operating Cash Flow
 3.26 4.12 3.42 4.64 5.74
Tangible Book Value Per Share
 39.25 36.25 34.24 27.04 26.55
Shareholders’ Equity Per Share
 46.76 43.64 35.15 27.96 27.49
Tax and Other Ratios
Effective Tax Rate
 0.19 0.18 0.19 0.03 0.24
Revenue Per Share
 110.82 108.19 98.89 83.61 65.79
Net Income Per Share
 15.16 9.77 8.45 1.74 -9.26
Tax Burden
 0.81 0.82 0.81 0.97 0.76
Interest Burden
 0.98 0.96 0.95 0.80 1.03
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.06 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 <0.01
Income Quality
 1.76 2.01 2.22 4.70 -0.69
Currency in USD