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STOCKS

Mercury General (MCY)

NYSE:MCY

MCY

Mercury General

RESEARCH TOOLSreports

Mercury General (MCY) Ratios

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283 Followers

Mercury General Ratios

MCY's free cash flow for Q4 2025 was $0.85. For the 2025 fiscal year, MCY's free cash flow was decreased by $ and operating cash flow was $0.17. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	66.98	66.98	68.00	0.00	4.73
Quick Ratio	66.98	66.98	68.00	0.00	11.21
Cash Ratio	42.76	42.76	34.71	0.00	1.40
Solvency Ratio	0.09	0.09	0.09	0.03	-0.09
Operating Cash Flow Ratio	35.33	35.33	49.98	0.00	1.70
Short-Term Operating Cash Flow Coverage	160.66	160.66	0.00	0.00	31.09
Net Current Asset Value	$ -5.08B	$ -5.08B	$ -4.95B	$ -5.56B	$ -4.01B
Leverage Ratios
Debt-to-Assets Ratio	0.06	0.06	0.07	0.08	0.06
Debt-to-Equity Ratio	0.24	0.25	0.30	0.38	0.28
Debt-to-Capital Ratio	0.20	0.20	0.23	0.28	0.22
Long-Term Debt-to-Capital Ratio	0.19	0.19	0.23	0.27	0.21
Financial Leverage Ratio	3.96	3.96	4.27	4.59	4.28
Debt Service Coverage Ratio	18.22	18.22	18.56	7.97	-14.46
Interest Coverage Ratio	23.19	23.19	18.65	4.11	-38.92
Debt to Market Cap	0.12	0.11	0.16	0.28	0.22
Interest Debt Per Share	11.11	11.25	11.17	11.06	7.90
Net Debt to EBITDA	-0.95	-0.94	-0.20	0.19	-0.23
Profitability Margins
Gross Profit Margin	33.87%	33.87%	17.04%	8.71%	-10.26%
EBIT Margin	11.55%	11.55%	11.06%	2.67%	-17.94%
EBITDA Margin	12.80%	12.80%	12.40%	4.23%	-15.68%
Operating Profit Margin	11.07%	11.07%	10.50%	2.15%	-18.41%
Pretax Profit Margin	11.07%	11.07%	10.50%	2.15%	-18.41%
Net Profit Margin	9.03%	9.03%	8.55%	2.08%	-14.07%
Continuous Operations Profit Margin	9.03%	9.03%	8.55%	2.08%	-14.07%
Net Income Per EBT	81.53%	81.53%	81.40%	96.89%	76.44%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	5.66%	5.66%	5.63%	1.36%	-7.87%
Return on Equity (ROE)	25.65%	22.38%	24.04%	6.22%	-33.68%
Return on Capital Employed (ROCE)	6.96%	6.96%	6.93%	1.40%	-10.63%
Return on Invested Capital (ROIC)	23.96%	23.96%	29.14%	0.00%	-47.92%
Return on Tangible Assets	5.69%	5.69%	5.67%	1.37%	-7.93%
Earnings Yield	11.11%	10.39%	12.71%	4.66%	-27.07%
Efficiency Ratios
Receivables Turnover	8.04	8.04	7.01	6.98	5.53
Payables Turnover	8.83	0.00	18.76	24.12	26.48
Inventory Turnover	0.00	0.00	0.00	0.00	-3.00
Fixed Asset Turnover	34.98	34.98	36.12	27.96	19.01
Asset Turnover	0.63	0.63	0.66	0.65	0.56
Working Capital Turnover Ratio	3.02	3.50	7.88	11.99	9.44
Cash Conversion Cycle	4.09	45.41	32.64	37.17	-69.52
Days of Sales Outstanding	45.41	45.41	52.09	52.30	65.98
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	-121.71
Days of Payables Outstanding	41.33	0.00	19.45	15.13	13.78
Operating Cycle	45.41	45.41	52.09	52.30	-55.74
Cash Flow Ratios
Operating Cash Flow Per Share	19.63	19.63	18.73	8.18	6.37
Free Cash Flow Per Share	18.57	18.57	17.90	7.52	5.73
CapEx Per Share	1.05	1.05	0.83	0.66	0.64
Free Cash Flow to Operating Cash Flow	0.95	0.95	0.96	0.92	0.90
Dividend Paid and CapEx Coverage Ratio	8.44	8.44	8.91	4.23	2.50
Capital Expenditure Coverage Ratio	18.61	18.61	22.48	12.31	9.93
Operating Cash Flow Coverage Ratio	1.85	1.83	1.76	0.77	0.84
Operating Cash Flow to Sales Ratio	0.18	0.18	0.19	0.10	0.10
Free Cash Flow Yield	21.12%	19.75%	26.92%	20.15%	16.74%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	9.00	9.63	7.87	21.44	-3.69
Price-to-Sales (P/S) Ratio	0.81	0.87	0.67	0.45	0.52
Price-to-Book (P/B) Ratio	2.02	2.16	1.89	1.33	1.24
Price-to-Free Cash Flow (P/FCF) Ratio	4.74	5.06	3.71	4.96	5.97
Price-to-Operating Cash Flow Ratio	4.48	4.79	3.55	4.56	5.37
Price-to-Earnings Growth (PEG) Ratio	0.39	0.62	0.02	-0.18	0.01
Price-to-Fair Value	2.02	2.16	1.89	1.33	1.24
Enterprise Value Multiple	5.40	5.85	5.23	10.74	-3.54
Enterprise Value	4.14B	4.49B	3.55B	2.10B	2.02B
EV to EBITDA	5.40	5.85	5.23	10.74	-3.54
EV to Sales	0.69	0.75	0.65	0.45	0.56
EV to Free Cash Flow	4.03	4.36	3.58	5.05	6.38
EV to Operating Cash Flow	3.81	4.13	3.42	4.64	5.74
Tangible Book Value Per Share	42.75	42.75	34.24	27.04	26.55
Shareholders’ Equity Per Share	43.64	43.64	35.15	27.96	27.49
Tax and Other Ratios
Effective Tax Rate	0.18	0.18	0.19	0.03	0.24
Revenue Per Share	108.19	108.19	98.89	83.61	65.79
Net Income Per Share	9.77	9.77	8.45	1.74	-9.26
Tax Burden	0.82	0.82	0.81	0.97	0.76
Interest Burden	0.96	0.96	0.95	0.80	1.03
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	0.00	0.00	0.00	0.00	<0.01
Income Quality	2.01	2.01	2.22	4.70	-0.69

Currency in USD