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STOCKS

Mercury General (MCY)

NYSE:MCY

MCY

Mercury General

RESEARCH TOOLSreports

Mercury General (MCY) Ratios

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282 Followers

Mercury General Ratios

MCY's free cash flow for Q3 2025 was $0.29. For the 2025 fiscal year, MCY's free cash flow was decreased by $ and operating cash flow was $0.23. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	24.74	68.00	7.60	4.73	6.88
Quick Ratio	24.74	68.00	7.60	11.21	16.14
Cash Ratio	15.30	34.71	3.14	1.40	1.98
Solvency Ratio	0.07	0.09	0.03	-0.09	0.07
Operating Cash Flow Ratio	12.80	49.98	2.59	1.70	2.97
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	$ -5.12B	$ -4.95B	$ -4.22B	$ -4.01B	$ -3.47B
Leverage Ratios
Debt-to-Assets Ratio	0.06	0.07	0.08	0.06	0.06
Debt-to-Equity Ratio	0.26	0.30	0.38	0.28	0.19
Debt-to-Capital Ratio	0.20	0.23	0.28	0.22	0.16
Long-Term Debt-to-Capital Ratio	0.20	0.23	0.27	0.21	0.15
Financial Leverage Ratio	4.20	4.27	4.59	4.28	3.16
Debt Service Coverage Ratio	18.63	18.56	7.97	-23.97	20.11
Interest Coverage Ratio	18.50	18.65	0.00	-20.58	16.90
Debt to Market Cap	0.12	0.16	0.28	0.21	0.13
Interest Debt Per Share	10.90	11.17	11.06	7.90	7.67
Net Debt to EBITDA	-1.06	-0.20	0.19	-0.23	0.18
Profitability Margins
Gross Profit Margin	16.02%	17.04%	93.96%	92.32%	92.90%
EBIT Margin	9.74%	11.06%	2.67%	-17.94%	7.92%
EBITDA Margin	11.00%	12.40%	4.23%	-15.68%	9.90%
Operating Profit Margin	9.24%	10.50%	0.00%	-9.73%	7.24%
Pretax Profit Margin	9.24%	10.50%	2.15%	-18.41%	7.50%
Net Profit Margin	7.55%	8.55%	2.08%	-14.07%	6.21%
Continuous Operations Profit Margin	7.55%	8.55%	2.08%	-14.07%	6.21%
Net Income Per EBT	81.67%	81.40%	96.89%	76.44%	82.84%
EBT Per EBIT	100.00%	100.00%	0.00%	189.13%	103.47%
Return on Assets (ROA)	4.69%	5.63%	1.36%	-7.87%	3.66%
Return on Equity (ROE)	22.07%	24.04%	6.22%	-33.68%	11.58%
Return on Capital Employed (ROCE)	5.79%	6.93%	0.00%	-5.62%	4.38%
Return on Invested Capital (ROIC)	20.29%	29.14%	0.00%	-25.61%	3.74%
Return on Tangible Assets	4.72%	5.67%	1.37%	-7.93%	3.69%
Earnings Yield	9.06%	12.71%	4.66%	-27.07%	8.44%
Efficiency Ratios
Receivables Turnover	7.54	7.01	7.69	0.00	0.00
Payables Turnover	0.00	18.76	1.60	1.84	1.68
Inventory Turnover	0.00	0.00	0.00	-0.21	-0.18
Fixed Asset Turnover	33.47	36.12	27.96	19.01	17.88
Asset Turnover	0.62	0.66	0.65	0.56	0.59
Working Capital Turnover Ratio	5.99	7.88	4.80	4.12	3.68
Cash Conversion Cycle	48.41	32.64	-181.25	-1.95K	-2.23K
Days of Sales Outstanding	48.41	52.09	47.44	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	-1.75K	-2.02K
Days of Payables Outstanding	0.00	19.45	228.69	197.93	217.82
Operating Cycle	48.41	52.09	47.44	-1.75K	-2.02K
Cash Flow Ratios
Operating Cash Flow Per Share	18.91	18.73	8.18	6.37	9.06
Free Cash Flow Per Share	17.89	17.90	7.52	5.73	8.31
CapEx Per Share	1.02	0.83	0.66	0.64	0.75
Free Cash Flow to Operating Cash Flow	0.95	0.96	0.92	0.90	0.92
Dividend Paid and CapEx Coverage Ratio	8.24	8.91	4.23	2.50	2.76
Capital Expenditure Coverage Ratio	18.46	22.48	12.31	9.93	12.10
Operating Cash Flow Coverage Ratio	1.82	1.76	0.77	0.84	1.23
Operating Cash Flow to Sales Ratio	0.18	0.19	0.10	0.10	0.13
Free Cash Flow Yield	20.42%	26.92%	20.15%	16.74%	15.66%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	11.16	7.87	21.44	-3.69	11.85
Price-to-Sales (P/S) Ratio	0.84	0.67	0.45	0.52	0.74
Price-to-Book (P/B) Ratio	2.20	1.89	1.33	1.24	1.37
Price-to-Free Cash Flow (P/FCF) Ratio	4.95	3.71	4.96	5.97	6.38
Price-to-Operating Cash Flow Ratio	4.68	3.55	4.56	5.37	5.86
Price-to-Earnings Growth (PEG) Ratio	0.88	0.02	-0.18	0.01	-0.35
Price-to-Fair Value	2.20	1.89	1.33	1.24	1.37
Enterprise Value Multiple	6.60	5.23	10.74	-3.54	7.61
Enterprise Value	4.17B	3.55B	2.10B	2.02B	3.01B
EV to EBITDA	6.51	5.23	10.74	-3.54	7.61
EV to Sales	0.72	0.65	0.45	0.56	0.75
EV to Free Cash Flow	4.21	3.58	5.05	6.38	6.54
EV to Operating Cash Flow	3.98	3.42	4.64	5.74	6.00
Tangible Book Value Per Share	39.40	34.24	27.04	26.55	37.70
Shareholders’ Equity Per Share	40.30	35.15	27.96	27.49	38.66
Tax and Other Ratios
Effective Tax Rate	0.18	0.19	0.03	0.24	0.17
Revenue Per Share	105.13	98.89	83.61	65.79	72.12
Net Income Per Share	7.94	8.45	1.74	-9.26	4.48
Tax Burden	0.82	0.81	0.97	0.76	0.83
Interest Burden	0.95	0.95	0.80	1.03	0.95
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	<0.01	<0.01	<0.01
Stock-Based Compensation to Revenue	<0.01	0.00	0.00	<0.01	<0.01
Income Quality	2.38	2.22	4.70	-0.69	2.02

Currency in USD