Mechanics Bancorp Class A (MCHB)
NASDAQ:MCHB
Total Valuation
Mechanics Bancorp Class A has a market cap or net worth of $3.46B. The enterprise value is $2.62B.
Market Cap$3.46B
Enterprise Value$2.62B
Share Statistics
Mechanics Bancorp Class A has 220,274,080 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding220,274,080
Owned by Insiders81.28%
Owned by Institutions6.04%
Financial Efficiency
Mechanics Bancorp Class A’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.84%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.84%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee408.08K
Profits Per Employee86.11K
Employee Count1,800
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Mechanics Bancorp Class A is <0.1. Mechanics Bancorp Class A’s PEG ratio is >-0.00001.
PE Ratio<0.1
PS Ratio0.00044
PB Ratio<0.01
Price to Fair Value<0.01
Price to FCF<0.01
Price to Operating Cash Flow<0.01
PEG Ratio>-0.00001
Income Statement
In the last 12 months, Mechanics Bancorp Class A had revenue of 734.54M and earned 170.59M in profits. Earnings per share was 7.72K.
Revenue734.54M
Gross Profit469.39M
Operating Income189.52M
Pretax Income189.52M
Net Income170.59M
EBITDA208.01M
Earnings Per Share (EPS)7.72K
Cash Flow
In the last 12 months, operating cash flow was 193.59M and capital expenditures -3.49M, giving a free cash flow of 190.10M billion.
Operating Cash Flow193.59M
Free Cash Flow190.10M
Free Cash Flow per Share0.86
Dividends & Yields
Mechanics Bancorp Class A pays an annual dividend of $0.21, resulting in a dividend yield of 1.49%
Dividend Per Share$0.21
Dividend Yield1.49%
Payout Ratio-3.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.46
52-Week Price Change39.66%
50-Day Moving Average14.60
200-Day Moving Average13.48
Relative Strength Index (RSI)59.20
Average Volume (3m)409.18K
Important Dates
Mechanics Bancorp Class A upcoming earnings date is May 4, 2026, After Close (Confirmed).
Last Earnings DateDec 31, 2025
Next Earnings DateMay 4, 2026
Ex-Dividend Date―
Financial Position
Mechanics Bancorp Class A as a current ratio of 219.45, with Debt / Equity ratio of 12.77%
Current Ratio219.45
Quick Ratio219.45
Debt to Market Cap862.83
Net Debt to EBITDA-3.19
Interest Coverage Ratio0.84
Taxes
In the past 12 months, Mechanics Bancorp Class A has paid 18.93M in taxes.
Income Tax18.93M
Effective Tax Rate0.10
Enterprise Valuation
Mechanics Bancorp Class A EV to EBITDA ratio is -3.19, with an EV/FCF ratio of -3.55.
EV to Sales-0.90
EV to EBITDA-3.19
EV to Free Cash Flow-3.55
EV to Operating Cash Flow-3.43
Balance Sheet
Mechanics Bancorp Class A has $5.02B in cash and marketable securities with $365.60M in debt, giving a net cash position of $4.66B billion.
Cash & Marketable Securities$5.02B
Total Debt$365.60M
Net Cash$4.66B
Net Cash Per Share$21.15
Tangible Book Value Per Share$81.79K
Margins
Gross margin is 63.90%, with operating margin of 25.80%, and net profit margin of 23.22%.
Gross Margin63.90%
Operating Margin25.80%
Pretax Margin25.80%
Net Profit Margin23.22%
EBITDA Margin28.32%
EBIT Margin25.80%
Analyst Forecast
The average price target for Mechanics Bancorp Class A is $16.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$16.00
Price Target Upside7.17% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast-1.40%
EPS Growth Forecast-420.27%