Mechanics Bancorp. Class A (MCHB)
NASDAQ:MCHB
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Total Valuation
Mechanics Bancorp Class A has a market cap or net worth of $3.27B. The enterprise value is $2.84B.
Market Cap$3.27B
Enterprise Value$2.84B
Share Statistics
Mechanics Bancorp Class A has 220,286,640 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding220,286,640
Owned by Insiders82.81%
Owned by Institutions4.97%
Financial Efficiency
Mechanics Bancorp Class A’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 1.18%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.18%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee572.74K
Profits Per Employee147.63K
Employee Count1,800
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Mechanics Bancorp Class A is 18.3. Mechanics Bancorp Class A’s PEG ratio is 0.01.
PE Ratio18.3
PS Ratio3.10
PB Ratio1.12
Price to Fair Value1.12
Price to FCF17.10
Price to Operating Cash Flow14.27
PEG Ratio0.01
Income Statement
In the last 12 months, Mechanics Bancorp Class A had revenue of 1.03B and earned 265.74M in profits. Earnings per share was 1.22.
Revenue1.03B
Gross Profit785.37M
Operating Income319.55M
Pretax Income319.55M
Net Income265.74M
EBITDA330.17M
Earnings Per Share (EPS)1.22
Cash Flow
In the last 12 months, operating cash flow was 216.76M and capital expenditures -9.10M, giving a free cash flow of 207.66M billion.
Operating Cash Flow216.76M
Free Cash Flow207.66M
Free Cash Flow per Share0.94
Dividends & Yields
Mechanics Bancorp Class A pays an annual dividend of $0.21, resulting in a dividend yield of 1.49%
Dividend Per Share$0.21
Dividend Yield1.49%
Payout Ratio-3.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.46
52-Week Price Change27.23%
50-Day Moving Average14.13
200-Day Moving Average13.27
Relative Strength Index (RSI)50.81
Average Volume (3m)477.79K
Important Dates
Mechanics Bancorp Class A upcoming earnings date is Aug 3, 2026, After Close (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateAug 3, 2026
Ex-Dividend Date―
Financial Position
Mechanics Bancorp Class A as a current ratio of 8.20, with Debt / Equity ratio of 7.57%
Current Ratio8.20
Quick Ratio8.20
Debt to Market Cap0.07
Net Debt to EBITDA-2.28
Interest Coverage Ratio1.41
Taxes
In the past 12 months, Mechanics Bancorp Class A has paid 53.81M in taxes.
Income Tax53.81M
Effective Tax Rate0.17
Enterprise Valuation
Mechanics Bancorp Class A EV to EBITDA ratio is 7.41, with an EV/FCF ratio of 13.08.
EV to Sales2.37
EV to EBITDA7.41
EV to Free Cash Flow13.08
EV to Operating Cash Flow12.64
Balance Sheet
Mechanics Bancorp Class A has $4.42B in cash and marketable securities with $211.22M in debt, giving a net cash position of $4.21B billion.
Cash & Marketable Securities$4.42B
Total Debt$211.22M
Net Cash$4.21B
Net Cash Per Share$19.09
Tangible Book Value Per Share$8.26
Margins
Gross margin is 68.51%, with operating margin of 31.00%, and net profit margin of 25.78%.
Gross Margin68.51%
Operating Margin31.00%
Pretax Margin31.00%
Net Profit Margin25.78%
EBITDA Margin32.03%
EBIT Margin31.00%
Analyst Forecast
The average price target for Mechanics Bancorp Class A is $16.25, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$16.25
Price Target Upside4.77% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast149.37%
EPS Growth Forecast―