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Mechanics Bancorp. Class A (MCHB)
NASDAQ:MCHB
US Market

Mechanics Bancorp Class A (MCHB) Ratios

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Mechanics Bancorp Class A Ratios

MCHB's free cash flow for Q4 2025 was $0.85. For the 2025 fiscal year, MCHB's free cash flow was decreased by $ and operating cash flow was $0.46. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
219.45 219.45 0.05 0.03 <0.01
Quick Ratio
219.45 219.45 0.05 0.03 <0.01
Cash Ratio
11.87 11.87 0.05 0.03 <0.01
Solvency Ratio
<0.01 <0.01 -0.02 >-0.01 <0.01
Operating Cash Flow Ratio
0.56 0.56 >-0.01 <0.01 0.03
Short-Term Operating Cash Flow Coverage
0.56 0.56 -0.05 <0.01 13.65
Net Current Asset Value
$ -442.12M$ -442.12M$ -7.32B$ -8.64B$ -8.73B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.02 0.27 0.40 0.24
Debt-to-Equity Ratio
0.10 0.13 5.60 6.90 4.01
Debt-to-Capital Ratio
0.09 0.11 0.85 0.87 0.80
Long-Term Debt-to-Capital Ratio
0.06 0.06 0.76 0.79 0.69
Financial Leverage Ratio
7.81 7.81 20.46 17.45 16.66
Debt Service Coverage Ratio
0.60 0.60 -0.10 >-0.01 0.98
Interest Coverage Ratio
0.84 0.84 -0.43 -0.14 1.19
Debt to Market Cap
0.09 862.83 10.33K 19.20K 2.38K
Interest Debt Per Share
22.86K 26.79K 132.98K 210.18K 122.94K
Net Debt to EBITDA
-3.61 -3.19 -17.19 -207.27 21.20
Profitability Margins
Gross Profit Margin
63.90%63.90%13.96%43.42%79.81%
EBIT Margin
25.80%25.80%-36.71%-7.96%25.98%
EBITDA Margin
28.32%28.32%-32.23%-4.10%31.61%
Operating Profit Margin
25.80%25.80%-36.71%-7.96%25.98%
Pretax Profit Margin
25.80%25.80%-36.71%-7.96%25.98%
Net Profit Margin
23.22%23.22%-43.96%-6.68%20.42%
Continuous Operations Profit Margin
23.22%23.22%-43.96%-6.68%20.42%
Net Income Per EBT
90.01%90.01%119.78%83.98%78.60%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.76%0.76%-1.78%-0.29%0.71%
Return on Equity (ROE)
10.60%5.96%-36.36%-5.11%11.84%
Return on Capital Employed (ROCE)
0.85%0.85%-16.96%-3.71%10.76%
Return on Invested Capital (ROIC)
0.84%0.84%-7.04%-1.05%8.29%
Return on Tangible Assets
0.80%0.80%-1.80%-0.30%0.72%
Earnings Yield
54698.06%52791.30%-67028.58%-14218.60%12744.27%
Efficiency Ratios
Receivables Turnover
0.05 0.05 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.60
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
3.25 3.25 6.96 7.68 6.37
Asset Turnover
0.03 0.03 0.04 0.04 0.03
Working Capital Turnover Ratio
0.04 0.12 -0.04 -0.05 -0.04
Cash Conversion Cycle
6.97K 6.97K 0.00 0.00 -611.99
Days of Sales Outstanding
6.97K 6.97K 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 611.99
Operating Cycle
6.97K 6.97K 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
2.20K 2.20K -2.44K 427.19 11.53K
Free Cash Flow Per Share
2.19K 2.20K -2.46K 224.30 11.17K
CapEx Per Share
9.15 0.00 25.99 202.90 358.46
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.01 0.53 0.97
Dividend Paid and CapEx Coverage Ratio
0.99 1.00 -0.48 0.50 6.49
Capital Expenditure Coverage Ratio
240.05 0.00 -93.72 2.11 32.17
Operating Cash Flow Coverage Ratio
0.17 0.13 -0.02 <0.01 0.10
Operating Cash Flow to Sales Ratio
0.07 0.07 -0.14 0.02 0.67
Free Cash Flow Yield
1.55%15006.21%-21551.73%2177.66%40516.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
<0.01 <0.01 >-0.01 >-0.01 <0.01
Price-to-Sales (P/S) Ratio
4.23 <0.01 <0.01 <0.01 <0.01
Price-to-Book (P/B) Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Price-to-Free Cash Flow (P/FCF) Ratio
64.39 <0.01 >-0.01 0.05 <0.01
Price-to-Operating Cash Flow Ratio
<0.01 <0.01 >-0.01 0.02 <0.01
Price-to-Earnings Growth (PEG) Ratio
<0.01 >-0.01 >-0.01 <0.01 >-0.01
Price-to-Fair Value
<0.01 <0.01 <0.01 <0.01 <0.01
Enterprise Value Multiple
11.34 -3.19 -17.19 -207.28 21.20
Enterprise Value
2.36B -664.06M 1.82B 3.50B 2.18B
EV to EBITDA
11.34 -3.19 -17.19 -207.28 21.20
EV to Sales
3.21 -0.90 5.54 8.50 6.70
EV to Free Cash Flow
48.83 -13.69 -39.19 830.59 10.32
EV to Operating Cash Flow
48.63 -13.69 -39.61 436.10 10.00
Tangible Book Value Per Share
81.79K 81.79K 15.40K 22.60K 22.20K
Shareholders’ Equity Per Share
129.60K 129.60K 21.05K 28.66K 29.69K
Tax and Other Ratios
Effective Tax Rate
0.10 0.10 -0.20 0.16 0.21
Revenue Per Share
33.26K 33.26K 17.41K 21.92K 17.21K
Net Income Per Share
7.72K 7.72K -7.65K -1.46K 3.51K
Tax Burden
0.90 0.90 1.20 0.84 0.79
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.24 0.24 0.44 0.36 0.46
Stock-Based Compensation to Revenue
0.00 0.00 0.01 <0.01 0.01
Income Quality
0.31 0.31 0.32 -0.29 3.28
Currency in USD