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Mechanics Bancorp Class A (MCHB)
NASDAQ:MCHB
US Market

Mechanics Bancorp Class A (MCHB) Ratios

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Mechanics Bancorp Class A Ratios

MCHB's free cash flow for Q3 2025 was $0.52. For the 2025 fiscal year, MCHB's free cash flow was decreased by $ and operating cash flow was $1.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
219.45 0.05 0.03 <0.01 0.01
Quick Ratio
219.45 0.05 0.03 <0.01 0.01
Cash Ratio
11.87 0.05 0.03 <0.01 0.01
Solvency Ratio
0.01 -0.02 >-0.01 <0.01 0.02
Operating Cash Flow Ratio
0.93 >-0.01 <0.01 0.03 0.03
Short-Term Operating Cash Flow Coverage
0.93 -0.05 <0.01 13.65 4.22
Net Current Asset Value
$ -442.12M$ -7.32B$ -8.64B$ -8.73B$ -6.42B
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.27 0.40 0.24 0.03
Debt-to-Equity Ratio
0.10 5.60 6.90 4.01 0.29
Debt-to-Capital Ratio
0.09 0.85 0.87 0.80 0.23
Long-Term Debt-to-Capital Ratio
0.06 0.76 0.79 0.69 0.19
Financial Leverage Ratio
7.81 20.46 17.45 16.66 10.07
Debt Service Coverage Ratio
0.48 -0.10 >-0.01 0.98 2.30
Interest Coverage Ratio
0.74 -0.43 -0.14 1.19 8.51
Debt to Market Cap
0.08 10.33K 19.20K 2.38K 191.54
Interest Debt Per Share
26.68K 132.98K 210.18K 122.94K 10.79K
Net Debt to EBITDA
-3.68 -17.19 -207.27 21.20 0.86
Profitability Margins
Gross Profit Margin
28.34%13.96%43.42%79.81%99.33%
EBIT Margin
59.89%-36.71%-7.96%25.98%43.61%
EBITDA Margin
31.10%-32.23%-4.10%31.61%49.16%
Operating Profit Margin
25.39%-36.71%-7.96%25.98%43.61%
Pretax Profit Margin
28.89%-36.71%-7.96%25.98%43.61%
Net Profit Margin
40.51%-43.96%-6.68%20.42%34.32%
Continuous Operations Profit Margin
40.51%-43.96%-6.68%20.42%34.32%
Net Income Per EBT
140.22%119.78%83.98%78.60%78.68%
EBT Per EBIT
113.80%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.19%-1.78%-0.29%0.71%1.60%
Return on Equity (ROE)
16.50%-36.36%-5.11%11.84%16.14%
Return on Capital Employed (ROCE)
0.75%-16.96%-3.71%10.76%17.43%
Return on Invested Capital (ROIC)
0.59%-7.04%-1.05%8.29%13.08%
Return on Tangible Assets
1.25%-1.80%-0.30%0.72%1.63%
Earnings Yield
91855.20%-67028.58%-14218.60%12744.27%10627.47%
Efficiency Ratios
Receivables Turnover
0.05 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.60 0.01
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.90 6.96 7.68 6.37 5.78
Asset Turnover
0.03 0.04 0.04 0.03 0.05
Working Capital Turnover Ratio
0.03 -0.04 -0.05 -0.04 -0.05
Cash Conversion Cycle
7.80K 0.00 0.00 -611.99 -28.58K
Days of Sales Outstanding
7.80K 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 611.99 28.58K
Operating Cycle
7.80K 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
4.27K -2.44K 427.19 11.53K 8.28K
Free Cash Flow Per Share
4.58K -2.46K 224.30 11.17K 8.14K
CapEx Per Share
313.78 25.99 202.90 358.46 140.81
Free Cash Flow to Operating Cash Flow
1.07 1.01 0.53 0.97 0.98
Dividend Paid and CapEx Coverage Ratio
13.61 -0.48 0.50 6.49 7.13
Capital Expenditure Coverage Ratio
13.61 -93.72 2.11 32.17 58.84
Operating Cash Flow Coverage Ratio
0.29 -0.02 <0.01 0.10 0.83
Operating Cash Flow to Sales Ratio
0.12 -0.14 0.02 0.67 0.51
Free Cash Flow Yield
2.58%-21551.73%2177.66%40516.21%15661.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
<0.01 >-0.01 >-0.01 <0.01 <0.01
Price-to-Sales (P/S) Ratio
5.13 <0.01 <0.01 <0.01 <0.01
Price-to-Book (P/B) Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Price-to-Free Cash Flow (P/FCF) Ratio
38.80 >-0.01 0.05 <0.01 <0.01
Price-to-Operating Cash Flow Ratio
<0.01 >-0.01 0.02 <0.01 <0.01
Price-to-Earnings Growth (PEG) Ratio
<0.01 >-0.01 <0.01 >-0.01 <0.01
Price-to-Fair Value
<0.01 <0.01 <0.01 <0.01 <0.01
Enterprise Value Multiple
12.81 -17.19 -207.28 21.20 0.87
Enterprise Value
2.61B 1.82B 3.50B 2.18B 143.90M
EV to EBITDA
12.81 -17.19 -207.28 21.20 0.87
EV to Sales
3.98 5.54 8.50 6.70 0.43
EV to Free Cash Flow
30.14 -39.19 830.59 10.32 0.85
EV to Operating Cash Flow
32.36 -39.61 436.10 10.00 0.83
Tangible Book Value Per Share
95.48K 15.40K 22.60K 22.20K 27.90K
Shareholders’ Equity Per Share
151.28K 21.05K 28.66K 29.69K 34.25K
Tax and Other Ratios
Effective Tax Rate
0.28 -0.20 0.16 0.21 0.21
Revenue Per Share
34.67K 17.41K 21.92K 17.21K 16.10K
Net Income Per Share
14.04K -7.65K -1.46K 3.51K 5.53K
Tax Burden
1.40 1.20 0.84 0.79 0.79
Interest Burden
0.48 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.17 0.44 0.36 0.46 0.49
Stock-Based Compensation to Revenue
<0.01 0.01 <0.01 0.01 0.01
Income Quality
4.46 0.32 -0.29 3.28 1.50
Currency in USD