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Mechanics Bancorp Class A (MCHB)
NASDAQ:MCHB
Earnings Data
Report Date
Feb 02, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
-6.54Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Negative
The earnings call reveals significant financial challenges faced by HomeStreet Bank, including a major net loss and increased nonperforming assets. However, there are positive strategic steps being taken, such as improving liquidity and reducing noninterest expenses, with an expectation of returning to profitability in the near future.Company Guidance
Decrease in Noninterest Expenses
Noninterest expenses were $5.2 million lower in the fourth quarter of 2024 due to a decrease in compensation benefits and administrative expenses.
Improved Liquidity Position
Following the sale of $990 million in multifamily loans, the bank improved its liquidity position, increasing cash and securities balances to $1.5 billion, which is 18% of total assets.
Continued Loan Repricing and Profitability Expectations
The bank anticipates returning to profitability in the first half of the next year due to loan repricing, reduction in borrowings, and expected reductions in short-term interest rates.
Strong Deposit Loyalty
Despite various challenges, the bank maintained a high roll rate on certificates of deposit and reported low levels of uninsured deposits at 9%.
MCHB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
MCHB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $13.62 | $13.39 | -1.69% |
Jul 28, 2025 | $13.18 | $13.25 | +0.53% |
Apr 28, 2025 | $11.10 | $11.05 | -0.45% |
Jan 27, 2025 | $10.43 | $10.07 | -3.45% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Mechanics Bancorp Class A (MCHB) report earnings?
Mechanics Bancorp Class A (MCHB) is schdueled to report earning on Feb 02, 2026, After Close (Confirmed).
What is Mechanics Bancorp Class A (MCHB) earnings time?
Mechanics Bancorp Class A (MCHB) earnings time is at Feb 02, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is MCHB EPS forecast?
Currently, no data Available