Highest Performances Holdings (MAAS) AI Stock Analysis

• Market Cap: $1.12B
• Dividend Yield: N/A
• Average Volume (3M): 11.54K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.31
• Revenue Growth: 2195.36%
• EPS Growth: -35.59%
• Country: US
• Employees: 230
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): N/A
• Shares Outstanding: 313,147,370
• 10 Day Avg. Volume: 8,156
• 30 Day Avg. Volume: 11,539
• PEG Ratio: -0.02
• Price to Book (P/B): 2.79
• Price to Sales (P/S): 3.03
• P/FCF Ratio: 67.12
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 49 Neutral
• Price Target: ―

The overall score reflects a company in a growth phase with challenges in profitability and market momentum. Strong revenue growth is overshadowed by consistent losses and operational inefficiencies. Technical analysis suggests a lack of clear upward momentum, and valuation metrics highlight the company's current unprofitability.

Highest Performances Holdings Business Overview & Revenue Model

Company Description

Highest Performances Holdings Inc., formerly known as Puyi Inc., is a China-based financial technology company established in 2010. It offers a range of services including wealth management, insurance consulting, trust consulting, and asset management. The company operates through three main segments: Insurance Agency, Claims Adjusting, and Wealth Management.

How the Company Makes Money

HPH generates revenue primarily through the acquisition and management of high-growth companies, which contribute to the overall profitability of the holding company. The company earns money through dividends, interest income, and capital gains from its investments. Additionally, HPH may engage in strategic partnerships and joint ventures to enhance its portfolio value. By focusing on sectors with significant growth potential, HPH aims to achieve long-term capital appreciation and deliver returns to its shareholders.

Highest Performances Holdings Financial Statement Overview

Summary

Highest Performances Holdings is experiencing revenue growth but continues to face challenges with profitability and efficient cash conversion. The balance sheet shows financial stability with low leverage, yet consistent losses are detrimental to overall financial health. Improvement in cash flow management is noted, but operational inefficiencies need addressing to improve profitability.

Income Statement

The company has experienced a significant increase in revenue over the past year, with a dramatic rise in total revenue from 2023 to 2024. However, profitability remains a challenge as evidenced by negative EBIT and net income margins. Despite growth in revenue, the company continues to incur losses, indicating inefficiencies in operations or high operational costs affecting the bottom line.

Balance Sheet

The balance sheet reveals a strong equity base with a moderate debt-to-equity ratio, indicating financial stability and a conservative leverage position. However, the return on equity is negative due to consistent net losses, raising concerns about the company’s ability to generate returns for shareholders. The equity ratio is healthy, showing a reliance on equity financing over debt.

Cash Flow

The company has shown improvement in operating cash flow, moving from negative to positive in the latest year, which is a positive sign. Free cash flow has also turned positive, suggesting better cash management. However, the operating cash flow to net income ratio is low, reflecting challenges in converting earnings into cash flow.

Breakdown	TTM	Dec 2024	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement
Total Revenue	2.09B	1.19B	114.44M	188.74M	191.20M	129.48M
Gross Profit	818.71M	469.71M	94.16M	133.68M	147.16M	97.72M
EBITDA	373.85M	22.37M	-52.75M	-62.63M	-54.85M	-39.33M
Net Income	-289.67M	-289.67M	-43.58M	-60.67M	-46.37M	-32.90M
Balance Sheet
Total Assets	4.28B	4.28B	264.54M	463.94M	467.90M	432.71M
Cash, Cash Equivalents and Short-Term Investments	879.61M	879.61M	164.47M	199.26M	260.59M	289.92M
Total Debt	215.56M	215.56M	14.47M	35.15M	31.02M	22.11M
Total Liabilities	1.64B	1.64B	47.51M	203.88M	147.60M	62.23M
Stockholders Equity	1.29B	1.29B	217.03M	260.05M	320.30M	367.96M
Cash Flow
Free Cash Flow	0.00	53.43M	-27.24M	-61.75M	-11.87M	-92.37M
Operating Cash Flow	0.00	57.73M	-25.36M	-56.16M	-2.83M	-88.75M
Investing Cash Flow	0.00	234.16M	-4.99M	-10.60M	47.99M	-53.08M
Financing Cash Flow	0.00	-86.84M	0.00	0.00	0.00	0.00

Highest Performances Holdings Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3.71
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MAAS, the sentiment is Positive. The current price of 3.71 is above the 20-day moving average (MA) of 3.60, above the 50-day MA of 3.52, and below the 200-day MA of 343.64, indicating a neutral trend. The MACD of -0.04 indicates Negative momentum. The RSI at 48.55 is Neutral, neither overbought nor oversold. The STOCH value of 42.08 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MAAS.

Highest Performances Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
OFS	70 Outperform	$68.46M	21.19	2.25%	22.78%	-14.76%	―
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
HNNA	67 Neutral	$74.99M	7.69	10.57%	5.46%	32.04%	59.34%
MAAS	49 Neutral	$1.12B	>-0.01	―	―	2195.36%	-35.59%
GECC	48 Neutral	$109.75M	―	-5.98%	19.56%	47.01%	-179.46%
BCG	45 Neutral	$24.57M	-13.17	-11.08%	―	-27.89%	51.00%
BENF	34 Underperform	$6.66M	-0.07	―	―	-21.73%	98.07%