Binah Capital Group (BCG) AI Stock Analysis

• Market Cap: $26.73M
• Dividend Yield: N/A
• Average Volume (3M): 22.23K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.41
• Revenue Growth: -27.89%
• EPS Growth: 51.00%
• Country: US
• Employees: 150
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): -0.32
• Shares Outstanding: 16,602,460
• 10 Day Avg. Volume: 31,223
• 30 Day Avg. Volume: 22,230
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 2.62
• Enterprise Value/Revenue: 0.40
• Enterprise Value/Gross Profit: 5.77
• Enterprise Value/Ebitda: 18.48
• 1Y Price Target: $2.00
• Price Target Upside: 24.22% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 48 Neutral
• Price Target: $2.00 ▲(24.22% Upside)

The overall stock score for Binah Capital Group is primarily impacted by its financial performance challenges, including declining profitability and high leverage. Technical analysis suggests some medium-term support, but the lack of strong momentum and negative valuation metrics further weigh on the score.

Binah Capital Group Business Overview & Revenue Model

Company Description

Binah Capital Group, Inc., together with its subsidiaries, operates in the wealth management industry. The company provides access to stock, bond, exchange-traded fund, and options execution services; and research, compliance, supervision, and accounting and related services for financial advisors. It also offers mutual funds and insurance products, as well as alternative investments, such as non-traded real estate investment trusts, unit trusts, and fixed and variable annuities. The company was founded in 2016 and is headquartered in Albany, New York. Binah Capital Group, Inc. operates as a subsidiary of MHC Securities, LLC.

How the Company Makes Money

BCG generates revenue primarily through management fees and performance-based fees from its investment funds. The management fees are typically charged as a percentage of the assets under management (AUM), providing a steady income stream. Performance fees are earned when the funds exceed a predetermined performance benchmark, aligning the interests of BCG with those of its investors. Additionally, the company may earn revenue from advisory services, which include consulting for mergers and acquisitions, financial restructuring, and strategic planning. Key partnerships with institutional investors and strategic alliances with other financial entities further contribute to BCG's growth and revenue generation.

Binah Capital Group Financial Statement Overview

Summary

Binah Capital Group faces financial challenges with declining profitability and high leverage. The income statement shows inconsistent revenue and profit margins, while the balance sheet highlights significant debt levels. Cash flow issues further exacerbate financial stability concerns.

Income Statement

Binah Capital Group has shown a mixed performance in its income statement. The gross profit margin has remained relatively stable, but there is a concerning decline in net income, resulting in a negative net profit margin for the latest year. Revenue growth has been inconsistent, with a recent decline. EBIT and EBITDA margins have also shown volatility, indicating challenges in operational efficiency.

Balance Sheet

The balance sheet reveals significant leverage, with a high debt-to-equity ratio due to substantial total debt compared to equity. The equity ratio is low, reflecting limited equity financing. Return on equity has turned negative, indicating profitability challenges. The company's financial stability is at risk due to high liabilities relative to assets.

Cash Flow

Cash flow analysis indicates declining free cash flow, with negative growth in the latest period. The operating cash flow to net income ratio is negative, reflecting operational cash challenges. However, the company has managed to maintain positive financing cash flow, which may support liquidity in the short term.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	173.01M	164.39M	159.86M	172.40M	167.28M	110.43M
Gross Profit	12.12M	11.91M	10.30M	12.53M	12.29M	9.09M
EBITDA	3.79M	1.90M	6.82M	6.33M	6.52M	1.06M
Net Income	-1.87M	-5.29M	571.00K	911.00K	-446.00K	-3.39M
Balance Sheet
Total Assets	67.79M	66.68M	67.41M	68.68M	118.83M	119.60M
Cash, Cash Equivalents and Short-Term Investments	7.17M	7.49M	7.62M	7.85M	838.48K	1.46M
Total Debt	27.46M	28.82M	42.55M	39.06M	1.67K	40.65M
Total Liabilities	66.70M	65.45M	62.31M	63.79M	11.23M	11.31M
Stockholders Equity	1.09M	1.23M	5.10M	4.90M	107.60M	108.29M
Cash Flow
Free Cash Flow	2.54M	-702.00K	2.47M	5.03M	-1.04M	-973.50K
Operating Cash Flow	2.62M	-617.00K	2.55M	5.36M	-619.36K	-410.24K
Investing Cash Flow	-75.00K	-85.00K	-80.00K	-327.00K	-4.99M	-117.85M
Financing Cash Flow	-1.39M	1.57M	-2.70M	-4.51M	3.10M	119.72M

Binah Capital Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.61
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BCG, the sentiment is Negative. The current price of 1.61 is below the 20-day moving average (MA) of 1.74, below the 50-day MA of 1.96, and below the 200-day MA of 2.16, indicating a bearish trend. The MACD of -0.08 indicates Negative momentum. The RSI at 38.63 is Neutral, neither overbought nor oversold. The STOCH value of 40.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BCG.

Binah Capital Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RAND	70 Outperform	―	-6.26	―	33.31%	80.67%	-157.99%
RMCO	56 Neutral	31.81M	-127.81	-0.84%	0.12%	191.89%	90.32%
MGLD	53 Neutral	45.81M	-7.60	-25.32%	―	-8.17%	-39.27%
BCG	48 Neutral	$26.73M	―	-11.08%	―	-27.89%	51.00%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Binah Capital Group Corporate Events

Binah Capital Group Approves Executive Equity Grants

On June 30, 2025, Binah Capital Group‘s Compensation Committee approved significant equity grants for its top executives. CEO Craig Gould received options to purchase 600,000 shares and 500,000 restricted stock units, while CFO David Shane was granted options for 250,000 shares, all under the company’s 2024 Equity Incentive Plan. These grants are structured to vest over time, with provisions for accelerated vesting upon a change in control, reflecting the company’s strategy to incentivize and retain key leadership.

Binah Capital Group Holds Annual Stockholders Meeting

On June 27, 2025, Binah Capital Group, Inc. held its annual stockholders meeting, where a quorum was achieved with 12,820,079 shares represented out of 16,602,460 outstanding shares. During the meeting, David Crane and Joel Marks were elected as Class I Directors to serve until the 2028 annual meeting, and FGMK, LLP was ratified as the independent registered public accounting firm for the year ending December 31, 2025.