Binah Capital Group (BCG) AI Stock Analysis

• Market Cap: $34.87M
• Dividend Yield: N/A
• Average Volume (3M): 17.60K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.23
• Revenue Growth: -13.79%
• EPS Growth: 62.04%
• Country: US
• Employees: 150
• Sector: Financial
• Sector Strength: 73
• Industry: Asset Management
• EPS (TTM): -0.32
• Shares Outstanding: 16,602,460
• 10 Day Avg. Volume: 13,477
• 30 Day Avg. Volume: 17,601
• PEG Ratio: 0.00
• Price to Book (P/B): 1.27
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -141.29
• Enterprise Value/Market Cap: 5.07
• Enterprise Value/Revenue: 0.27
• Enterprise Value/Gross Profit: 3.31
• Enterprise Value/Ebitda: 20.86
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 46 Neutral
• Price Target: $2.00 ▼(-4.76%Downside)

The overall stock score is primarily influenced by financial performance, which presents significant challenges due to declining revenues, high leverage, and negative cash flow trends. Technical analysis shows some short-term positive signals, but valuation concerns due to a negative P/E ratio and absence of dividends also weigh down the score.

Binah Capital Group Business Overview & Revenue Model

Company Description

Binah Capital Group, Inc., together with its subsidiaries, operates in the wealth management industry. The company provides access to stock, bond, exchange-traded fund, and options execution services; and research, compliance, supervision, and accounting and related services for financial advisors. It also offers mutual funds and insurance products, as well as alternative investments, such as non-traded real estate investment trusts, unit trusts, and fixed and variable annuities. The company was founded in 2016 and is headquartered in Albany, New York. Binah Capital Group, Inc. operates as a subsidiary of MHC Securities, LLC.

How the Company Makes Money

Binah Capital Group primarily generates revenue through management fees and performance fees from its investment management services. These fees are charged to clients based on the assets under management and the returns generated on those assets. Additionally, BCG earns revenue from advisory services provided to corporate clients, including strategic consulting and transaction advisory. The firm's private equity division contributes to earnings by acquiring, managing, and eventually selling stakes in private companies, capitalizing on potential appreciation in value. Significant partnerships with global financial institutions and strategic investments in high-growth sectors further enhance BCG's ability to generate profits and expand its revenue streams.

Binah Capital Group Financial Statement Overview

Summary

Binah Capital Group faces considerable financial challenges. The income statement shows declining revenues and profitability, while the balance sheet reflects high leverage and deteriorating equity position. Cash flow inconsistencies further exacerbate the financial instability, posing risks to sustainability and growth.

Income Statement

Binah Capital Group's income statement indicates a volatile performance with fluctuating revenues and profitability. The company experienced a significant revenue decline from 2022 to 2023, accompanied by a negative net income in 2024, signaling operational challenges. Gross profit margin and EBIT margin were also negative in 2024, reflecting pressure on profitability. However, there was a net profit in 2023, showing potential for recovery.

Balance Sheet

The balance sheet reveals a concerning financial structure, with high total debt compared to equity, resulting in a high debt-to-equity ratio. The equity ratio has been decreasing over the years, indicating rising leverage. Stockholders' equity turned negative in 2024, which is a significant red flag. This instability could pose risks in meeting long-term obligations.

Cash Flow

Cash flow analysis indicates inconsistency in cash generation. The free cash flow turned negative in 2024, highlighting issues in sustaining cash reserves. Operating cash flow was negative in 2024, suggesting inefficiencies in core operations. The historical volatility in cash flow could hinder financial flexibility.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
172.37M	164.39M	159.86M	172.40M	167.28M	110.43M
	Gross Profit
53.38M	11.91M	10.30M	12.53M	12.29M	9.09M
	EBIT
5.46M	1.48M	734.00K	2.08M	-1.21M	-1.63M
	EBITDA
4.29M	1.90M	6.82M	6.33M	6.52M	1.06M
	Net Income Common Stockholders
-1.95M	-5.29M	571.00K	911.00K	-446.00K	-3.39M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
8.82M	7.49M	7.62M	7.85M	838.48K	1.46M
	Total Assets
67.88M	66.68M	67.41M	68.68M	118.83M	119.60M
	Total Debt
0.00	28.82M	42.55M	39.06M	1.67K	40.65M
	Net Debt
-8.82M	21.34M	35.33M	31.21M	-836.81K	39.19M
	Total Liabilities
50.87M	65.45M	62.31M	63.79M	11.23M	11.31M
	Stockholders Equity
17.01M	1.23M	5.10M	4.90M	107.60M	108.29M
Cash Flow		Free Cash Flow
3.49M	-702.00K	2.47M	5.03M	-1.04M	-973.50K
	Operating Cash Flow
3.57M	-617.00K	2.55M	5.36M	-619.36K	-410.24K
	Investing Cash Flow
-82.00K	-85.00K	-80.00K	-327.00K	-4.99M	-117.85M
	Financing Cash Flow
-850.00K	1.57M	-2.70M	-4.51M	3.10M	119.72M

Binah Capital Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 2.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BCG, the sentiment is Negative. The current price of 2.1 is below the 20-day moving average (MA) of 2.25, below the 50-day MA of 2.20, and below the 200-day MA of 2.44, indicating a bearish trend. The MACD of -0.04 indicates Positive momentum. The RSI at 42.29 is Neutral, neither overbought nor oversold. The STOCH value of 9.44 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BCG.

Binah Capital Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RAND	70 Outperform	$54.11M	4.89	13.04%	7.48%	134.64%	35.26%
Sector *	64 Neutral	$12.77B	9.71	7.85%	78.06%	12.07%	-7.97%
RMCO	56 Neutral	$16.28M	108.82	-2.51%	―	141.03%	90.61%
TURN	52 Neutral	$39.40M	―	-8.01%	―	38.38%	71.72%
LRFC	52 Neutral	$44.35M	―	-8.58%	8.62%	678.57%	98.81%
BCG	46 Neutral	$34.87M	―	-11.19%	―	-13.79%	62.04%
MGLD	45 Neutral	$34.44M	―	-23.56%	―	-6.70%	-229.81%