Marygold Companies (MGLD) AI Stock Analysis

• Market Cap: $51.38M
• Dividend Yield: N/A
• Average Volume (3M): 9.80K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.50
• Revenue Growth: -10.16%
• EPS Growth: 13.49%
• Country: US
• Employees: 116
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): >-0.01
• Shares Outstanding: 42,817,688
• 10 Day Avg. Volume: 11,239
• 30 Day Avg. Volume: 9,800
• PEG Ratio: -0.14
• Price to Book (P/B): 1.41
• Price to Sales (P/S): 1.08
• P/FCF Ratio: -9.63
• Enterprise Value/Market Cap: 0.92
• Enterprise Value/Revenue: 1.62
• Enterprise Value/Gross Profit: 2.21
• Enterprise Value/Ebitda: -11.60
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 50 Neutral
• Price Target: $1.00 ▼(-1.96% Downside)

The score is held back primarily by weak financial performance (declining revenue, negative profitability, and negative operating/free cash flow). Technical indicators are modestly supportive with price above key moving averages and positive MACD, but valuation remains pressured due to the negative P/E and no dividend yield data.

Positive Factors

Low leverage / strong capital structure

A debt-to-equity ratio of 0.10 signals low financial leverage, reducing default and refinancing risk. This durable balance-sheet strength gives the company flexibility to fund operations or pursue strategic investments without being constrained by high interest obligations over the next several months.

High gross profit margin

A 73.6% gross margin reflects structural efficiency in core offerings or pricing power at the product level. Sustained high gross margins give the company room to absorb operating expenses or invest in growth initiatives, supporting margin recovery if operating costs are controlled.

Diversified fintech + holding company model

Operating both fintech/mobile banking and legacy consumer finance businesses provides diversified revenue streams and cross-sell potential. The fintech arm offers scalable technology-driven revenue and recurring account relationships, a structural advantage for multi-quarter resilience and growth opportunities.

Negative Factors

Declining revenue and negative profitability

Sustained revenue decline and persistent negative EBIT/net margins erode the company’s ability to self-fund growth or improve returns. Over a multi-month horizon this undermines operational scalability and makes strategic investments or margin recovery more difficult without structural changes.

Negative operating and free cash flows

Negative operating and free cash flows constrain liquidity and reduce flexibility to invest or shore up operations. Even with low leverage, continued cash burn forces reliance on external funding or asset sales, a structural weakness that can pressure execution over the coming quarters.

Negative return on equity

A negative ROE of -25.8% indicates the company is destroying shareholder capital, reflecting poor operational returns or capital allocation. This structural inefficiency suggests management faces meaningful challenges generating profitable growth without material strategy or cost structure changes.

Marygold Companies Business Overview & Revenue Model

Company Description

Marygold Companies (MGLD) is a diversified firm operating primarily in the agricultural and food sectors. The company specializes in producing and distributing a range of organic and sustainable food products, including grains, fruits, and vegetables, while also offering agricultural technology solutions to enhance farming efficiency. MGLD aims to promote sustainable practices in agriculture and food production, catering to both consumer markets and food service industries.

How the Company Makes Money

Marygold Companies generates revenue through multiple key streams. The primary source of income comes from the sale of its organic food products, which are distributed to grocery chains, restaurants, and direct-to-consumer platforms. Additionally, MGLD earns revenue from its agricultural technology services, including software solutions and consulting aimed at optimizing farm management and production yields. Strategic partnerships with local farmers and agricultural cooperatives also enhance its supply chain efficiency and product offerings, contributing to its overall earnings. Furthermore, MGLD may benefit from government grants and subsidies aimed at promoting sustainable agricultural practices, adding an additional layer to its revenue model.

Marygold Companies Financial Statement Overview

Summary

Weak operating performance: revenue is declining (TTM -3.14%) with negative EBIT and net margins, and cash flows are negative. A low debt-to-equity ratio (0.10) supports balance sheet stability, but negative ROE (-25.80%) and cash flow constraints keep the score low.

Income Statement

The income statement shows a declining trend in revenue and profitability. The TTM data indicates a negative revenue growth rate of -3.14%, and the company has been experiencing negative EBIT and net profit margins, suggesting operational challenges. The gross profit margin remains relatively high at 73.63%, indicating efficient cost management, but the overall profitability is hindered by high operating expenses.

Balance Sheet

The balance sheet reflects a stable financial position with a low debt-to-equity ratio of 0.10, indicating low leverage and financial risk. However, the return on equity is negative at -25.80%, highlighting inefficiencies in generating returns for shareholders. The equity ratio is strong, suggesting a solid capital structure.

Cash Flow

Cash flow analysis reveals negative operating and free cash flows, with a declining trend in free cash flow growth. The operating cash flow to net income ratio is negative, indicating cash flow challenges. Despite this, the free cash flow to net income ratio is slightly above 1, suggesting that free cash flow is covering net income, albeit marginally.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	29.21M	30.15M	32.84M	34.88M	37.83M	39.90M
Gross Profit	21.45M	21.87M	24.12M	26.13M	28.63M	30.61M
EBITDA	-4.09M	-5.62M	-4.85M	2.21M	2.95M	8.28M
Net Income	-4.59M	-5.82M	-4.07M	1.17M	1.15M	5.85M
Balance Sheet
Total Assets	28.44M	30.42M	32.90M	35.28M	35.31M	31.51M
Cash, Cash Equivalents and Short-Term Investments	12.46M	12.83M	15.01M	19.64M	17.98M	17.90M
Total Debt	876.00K	2.40M	1.46M	1.29M	1.90M	2.12M
Total Liabilities	5.53M	7.43M	6.29M	4.90M	6.27M	6.22M
Stockholders Equity	22.91M	22.99M	26.61M	30.38M	29.04M	25.29M
Cash Flow
Free Cash Flow	-3.00M	-3.37M	-1.97M	1.76M	-624.34K	7.14M
Operating Cash Flow	-2.96M	-3.32M	-1.91M	1.85M	-580.30K	7.22M
Investing Cash Flow	4.00M	1.20M	-926.00K	-7.29M	-3.73M	-1.20M
Financing Cash Flow	-2.86M	1.83M	-30.00K	-20.30K	2.34M	-28.43K

Marygold Companies Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1.02
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MGLD, the sentiment is Positive. The current price of 1.02 is above the 20-day moving average (MA) of 1.00, above the 50-day MA of 0.98, and above the 200-day MA of 0.94, indicating a bullish trend. The MACD of 0.03 indicates Negative momentum. The RSI at 60.85 is Neutral, neither overbought nor oversold. The STOCH value of 28.03 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MGLD.

Marygold Companies Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
BCG	57 Neutral	$37.85M	58.91	5.87%	―	-37.08%	―
MGLD	50 Neutral	$51.38M	-10.88	-18.96%	―	-10.16%	13.49%
RMCO	50 Neutral	$62.38M	-176.07	-2.53%	0.20%	261.58%	-329.41%
CWD	45 Neutral	$8.42M	-0.06	-1438.14%	―	-62.09%	-99.89%
ATON	41 Neutral	$8.43M	>-0.01	―	―	―	―

Marygold Companies Corporate Events

Marygold Companies Holds Annual Stockholders Meeting

On November 7, 2025, The Marygold Companies, Inc. conducted its 2025 Annual Meeting of Stockholders where shareholders voted on two key proposals. The first proposal involved the election of directors, with all nominated individuals successfully elected to serve a one-year term. The second proposal was the ratification of BPM, LLP as the independent registered public accounting firm for the fiscal year ending June 30, 2026, which was also approved by the shareholders.

The most recent analyst rating on (MGLD) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on Marygold Companies stock, see the MGLD Stock Forecast page.