Decline In Repairable ClaimsRepairable claims fell significantly, continuing a weak trend due to higher insurance costs and changes in consumer behavior.
Organic Growth DeclineNorth America core organic growth showed a decline, pressured by continued declines in repairable claims due to rising insurance premiums and moderating used vehicle values.
Revenue DeclineRevenue in the North America and Specialty segments came in lower than expected due to a larger-than-expected decline in repairable claims as well as sluggish economic conditions that continue to impact the Specialty segment.