Advance Create Co., Ltd. (JP:8798)
:8798
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Advance Create Co., Ltd.
(8798)
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Rating:46Neutral
Price Target:
¥182.00
▼(-36.59% Downside)
Action:ReiteratedDate:01/06/26
Overall score is held down primarily by very weak financial performance (losses, negative equity, and negative operating/free cash flow). Technical indicators are supportive and partially offset the risk, but valuation remains unattractive/limited due to negative earnings and no dividend yield data.
Positive Factors
Gross profit margin resilience
A relatively high gross profit margin indicates the company's core underwriting/product economics or pricing retain strength despite losses. This durable unit-level margin can support a recovery if fixed costs or claims are managed, helping restore profitability over several quarters.
Negative Factors
Negative shareholders' equity and higher leverage
Negative equity and rising leverage mean liabilities exceed assets, limiting financing options and increasing solvency risk. This structural weakness reduces strategic flexibility and raises the probability of forced recapitalization or restrictive covenants over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Gross profit margin resilience
A relatively high gross profit margin indicates the company's core underwriting/product economics or pricing retain strength despite losses. This durable unit-level margin can support a recovery if fixed costs or claims are managed, helping restore profitability over several quarters.
Read all positive factors
Advance Create Co., Ltd. (8798) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥6.76B
Dividend YieldN/A
Average Volume (3M)72.81K
Price to Earnings (P/E)―
Beta (1Y)0.67
Revenue Growth-16.91%
EPS Growth28.05%
CountryJP
Employees281
SectorFinancial
Sector Strength70
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)-0.57
Shares Outstanding37,468,200
10 Day Avg. Volume58,790
30 Day Avg. Volume72,806
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)12.55
Price to Sales (P/S)1.06
P/FCF Ratio-1.80
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Advance Create Co., Ltd. Business Overview & Revenue Model
Company Description
Advance Create Co., Ltd. engages in the insurance agency business in Japan. It operates through five segments: Insurance Agency Business, ASP Business, Media Business, Media Representative Business, and Reinsurance Business. The company provides l...
How the Company Makes Money
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Advance Create Co., Ltd. Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
40
Negative
Cash Flow
35
Negative
| Breakdown | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 6.61B | 7.86B | 10.37B | 11.86B | 11.02B |
| Gross Profit | 5.07B | 5.78B | 6.41B | 9.22B | 8.57B |
| EBITDA | -546.37M | -2.12B | -2.17B | 2.44B | 2.35B |
| Net Income | -1.54B | -2.25B | -2.43B | 1.31B | 1.30B |
Balance Sheet | |||||
| Total Assets | 10.29B | 6.86B | 8.48B | 10.45B | 10.32B |
| Cash, Cash Equivalents and Short-Term Investments | 5.34B | 994.48M | 1.24B | 2.27B | 3.34B |
| Total Debt | 5.72B | 4.24B | 2.32B | 1.67B | 1.34B |
| Total Liabilities | 9.73B | 11.83B | 10.81B | 9.62B | 7.34B |
| Stockholders Equity | 559.50M | -4.97B | 4.64B | 834.00M | 2.97B |
Cash Flow | |||||
| Free Cash Flow | -3.91B | -2.32B | -907.72M | -255.43M | 1.22B |
| Operating Cash Flow | -3.90B | -1.67B | -206.71M | 364.64M | 1.64B |
| Investing Cash Flow | -135.96M | -117.13M | -668.80M | -391.92M | -485.56M |
| Financing Cash Flow | 8.42B | 1.51B | -217.50M | -956.43M | -488.70M |
Advance Create Co., Ltd. Technical Analysis
Negative
287.00
Price Trends
203.20
Negative
207.36
Negative
259.77
Negative
Market Momentum
-2.90
Negative
40.18
Neutral
52.22
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8798, the sentiment is Negative. The current price of 287 is above the 20-day moving average (MA) of 196.40, above the 50-day MA of 203.20, and above the 200-day MA of 259.77, indicating a bearish trend. The MACD of -2.90 indicates Negative momentum. The RSI at 40.18 is Neutral, neither overbought nor oversold. The STOCH value of 52.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8798.
Advance Create Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ¥114.66B | -6,185.63 | ― | 0.82% | 11.18% | -16.50% | |
71 Outperform | ¥35.23B | 7.00 | 4.94% | 4.00% | 10.72% | 293.23% | |
69 Neutral | ¥52.05B | 19.36 | 6.16% | 1.10% | 13.99% | 85.66% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥176.67B | 22.15 | ― | ― | 20.22% | 19.40% | |
66 Neutral | ¥6.73B | 11.55 | ― | 0.72% | 16.04% | 86.97% | |
46 Neutral | ¥6.76B | -125.26 | ― | ― | -16.91% | 28.05% |
* Financial Sector Average
JP:8798
Advance Create Co., Ltd.
183.00
-77.00
-29.62%
JP:7326
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Lifenet Insurance Company
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Anicom Holdings, Inc.
1,531.00
1,016.33
197.47%
Advance Create Co., Ltd. Corporate Events
Advance Create Sees February Insurance Premiums Fall but Collaborative Sales and ASP IDs Grow
Mar 19, 2026
Advance Create reported that in February 2026, face-to-face insurance agency sales fell 10% from January and 27% year-on-year, while non-face-to-face sales dropped 15% month-on-month and 59% from a year earlier, leading to a 4% monthly and 22% ann...
Advance Create to Cancel All 5 Million Class A Treasury Shares
Mar 17, 2026
Advance Create Co., Ltd. has resolved at its board meeting on March 17, 2026 to cancel all of its Class A treasury shares that were previously acquired from SBI Holdings, Inc. The cancellation covers 5,000,000 Class A shares, representing the enti...
Advance Create Sees January Insurance Premiums Decline but Marketing and ASP Metrics Improve
Feb 20, 2026
Advance Create reported that in January 2026 its insurance agency business saw weaker top-line indicators, with face-to-face sales down 26% month on month and 9% year on year, collaborative sales down 15% month on month but up 12% year on year, an...
Advance Create Overhauls Governance Structure and Expands Key Board Committee
Feb 17, 2026
Advance Create Co., Ltd. has decided to abolish its existing Governance Committee and consolidate its functions into the voluntary Nomination and Compensation Committee, which will be renamed the Nomination, Compensation and Governance Committee. ...
Advance Create Books Extraordinary Losses on Impairment and Guarantee Provisions
Feb 13, 2026
Advance Create Co., Ltd. has disclosed that it booked extraordinary losses in its consolidated results for the first quarter of the fiscal year ending September 30, 2026, covering the period from October 1 to December 31, 2025. These losses stem m...
Advance Create Posts Strong Q1 Sales and Profit Recovery on Higher Policy Retention
Feb 13, 2026
Advance Create Co., Ltd., a Japanese insurance agency, specializes in distributing insurance products via its own branches and drives growth through enhanced sales productivity and policy retention efforts. The company’s business model cente...
Advance Create Posts Quarterly Turnaround but Keeps Dividends on Hold
Feb 13, 2026
Advance Create Co., Ltd. reported a sharp rebound in performance for the quarter ended December 31, 2025, with net sales rising 47.1% year on year to ¥1,776 million and a return to operating profit of ¥41 million, compared with a signifi...
Advance Create Posts Mixed December Sales as Digital Tools for Agents Continue to Grow
Jan 26, 2026
Advance Create reported that in December 2025 its insurance agency business saw a sharp month-on-month recovery in face-to-face sales, up 37%, and collaborative sales, up 22%, while non-face-to-face sales declined 11% and remained significantly be...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.