Aiful Corporation (JP:8515)
:8515
8515 Stock Chart & Stats
¥555.00
-¥1.00(-0.31%)
At close: 4:00 PM EST
¥555.00
-¥1.00(-0.31%)
Day’s Range― - ―
52-Week Range¥288.00 - ¥595.00
Previous CloseN/A
Volume2.47M
Average Volume (3M)1.92M
Market Cap
¥219.12B
Enterprise Value¥1.01T
Total Cash (Recent Filing)¥58.09B
Total Debt (Recent Filing)¥848.94B
Price to Earnings (P/E)6.8
Beta0.85
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.25%
Share Statistics
EPS (TTM)N/A
Shares Outstanding484,620,120
10 Day Avg. Volume1,771,420
30 Day Avg. Volume1,921,706
Financial Highlights & Ratios
PEG Ratio1.84
Price to Book (P/B)0.76
Price to Sales (P/S)0.91
P/FCF Ratio-1.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Steady Revenue GrowthConsistent top-line growth reflects durable borrower demand and effective origination. Over 2–6 months this expanding revenue base supports scalable interest income, improves the ability to absorb credit costs, and strengthens the company’s capacity to invest in digital channels and product servicing.
Strong Profitability And ROERobust gross margins and respectable returns on equity indicate the business can price credit profitably and convert lending into shareholder returns. This profitability provides a structural cushion against cyclical shocks and supports reinvestment or dividend capacity despite funding constraints.
Low-cost Digital DistributionA primarily online, non-branch delivery model reduces fixed overhead and enables scalable customer acquisition. Structurally, this lowers unit servicing costs, improves margin sustainability as volumes grow, and positions the firm to expand reach without branch capex over the medium term.
Bears Say
Persistent Negative Operating And Free Cash FlowChronic negative operating and free cash flow forces reliance on external financing to fund loan growth and operations. Over several months this elevates refinancing risk, reduces internal flexibility for capital allocation, and magnifies the impact of any tightening in funding markets or higher borrowing costs.
High LeverageSubstantial debt relative to equity increases sensitivity to interest-rate moves and funding stress. In a 2–6 month horizon, elevated leverage constrains strategic options, raises the cost of incremental capital, and amplifies downside risk if credit costs or delinquencies pick up.
Earnings Volatility Tied To Credit And FundingVariability in operating profitability driven by credit costs and funding spreads undermines predictability of earnings and cash flows. Structurally this complicates capital planning, dividend visibility, and provisioning decisions, making returns more cyclical across economic and funding cycles.
Aiful Corporation News
8515 FAQ
What was Aiful Corporation’s price range in the past 12 months?
Aiful Corporation lowest stock price was ¥288.00 and its highest was ¥595.00 in the past 12 months.
What is Aiful Corporation’s market cap?
Aiful Corporation’s market cap is ¥219.12B.
When is Aiful Corporation’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Aiful Corporation’s earnings last quarter?
Currently, no data Available
Is Aiful Corporation overvalued?
According to Wall Street analysts Aiful Corporation’s price is currently Overvalued.
Does Aiful Corporation pay dividends?
Aiful Corporation pays a Semiannually dividend of ¥6 which represents an annual dividend yield of 1.25%. See more information on Aiful Corporation dividends here
What is Aiful Corporation’s EPS estimate?
Aiful Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Aiful Corporation have?
Aiful Corporation has 484,620,120 shares outstanding.
What happened to Aiful Corporation’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Aiful Corporation?
Currently, no hedge funds are holding shares in JP:8515
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aiful Corporation
Aiful Corporation engages in consumer finance and credit guarantee business in Japan. It offers unsecured, secured, and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. The company also provides postpay settlement, factoring, and installment credit sales services. As of March 31, 2021, it operated a network of 20 branches. The company was formerly known as Marutaka, Inc. and changed its name to Aiful Corporation in May 1982. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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