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ACOM Co Ltd (JP:8572)
:8572
8572 Stock Chart & Stats
¥515.80
-¥1.80(-0.48%)
At close: 4:00 PM EST
¥515.80
-¥1.80(-0.48%)
Day’s Range― - ―
52-Week Range¥323.70 - ¥539.90
Previous CloseN/A
Volume1.63M
Average Volume (3M)2.05M
Market Cap
¥799.13B
Enterprise Value¥1.45T
Total Cash (Recent Filing)¥52.03B
Total Debt (Recent Filing)¥687.81B
Price to Earnings (P/E)14.8
Beta0.85
Next Earnings
May 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.48%
Share Statistics
EPS (TTM)11.30
Shares Outstanding1,566,614,100
10 Day Avg. Volume1,958,910
30 Day Avg. Volume2,046,810
Financial Highlights & Ratios
PEG Ratio-0.47
Price to Book (P/B)0.92
Price to Sales (P/S)1.88
P/FCF Ratio-1.23K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent revenue growth (¥294.7bn to ¥317.7bn, +7.8% in 2025) reflects ongoing demand for unsecured consumer credit and expansion of interest-earning assets. Durable top-line growth supports recurring interest income and underwriting scale, reinforcing medium-term earnings potential and franchise stability.
Manageable Leverage And Strong Equity BaseA debt-to-equity of ~1.05 and a 44% equity ratio provide a conservative capital base for a consumer-lending franchise. This manageable leverage and solid equity cushion support regulatory compliance, loss absorption and capacity to fund loan growth without immediate external recapitalization, bolstering structural resilience.
High Gross Profit Margin / Attractive Spread EconomicsA very high gross profit margin (~89.4%) indicates low direct cost relative to interest and fee revenue from lending. Strong spread economics make core earnings more resilient to moderate fluctuations in credit costs and support long-term profitability before operating expenses, underpinning structural business economics.
Bears Say
Compressing Net Profit MarginsNet margin declined sharply from 18.0% to 10.1%, signaling rising operating costs, higher provisions, or pricing pressure. Persistent margin compression reduces retained earnings and capital generation, weakening the firm's ability to reinvest, pay sustainable dividends, or absorb future credit shocks over the medium term.
Weak Cash ConversionNegative free cash flow and an operating cash flow to net income ratio of 0.03 indicate earnings poorly convert to cash. Persistent weak cash generation constrains loan origination funding, increases reliance on external financing, and limits flexibility for capital returns or balance sheet strengthening over the coming months.
Falling ROE And EPS ContractionROE declined to 4.9% from 8.5% while EPS growth is negative (-7.5%), showing diminished efficiency in converting equity into profit. Lower returns reduce the appeal of internal capital formation, may necessitate higher leverage to grow the loan book, and signal structural pressure on long-term shareholder value creation.
ACOM Co News
8572 FAQ
What was ACOM Co Ltd’s price range in the past 12 months?
ACOM Co Ltd lowest stock price was ¥323.70 and its highest was ¥539.90 in the past 12 months.
What is ACOM Co Ltd’s market cap?
ACOM Co Ltd’s market cap is ¥799.13B.
When is ACOM Co Ltd’s upcoming earnings report date?
ACOM Co Ltd’s upcoming earnings report date is May 18, 2026 which is in 90 days.
How were ACOM Co Ltd’s earnings last quarter?
ACOM Co Ltd released its earnings results on Jan 30, 2026. The company reported ¥11.3 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.3.
Is ACOM Co Ltd overvalued?
According to Wall Street analysts ACOM Co Ltd’s price is currently Overvalued.
Does ACOM Co Ltd pay dividends?
ACOM Co Ltd pays a Semiannually dividend of ¥10 which represents an annual dividend yield of 3.48%. See more information on ACOM Co Ltd dividends here
What is ACOM Co Ltd’s EPS estimate?
ACOM Co Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ACOM Co Ltd have?
ACOM Co Ltd has 1,566,614,100 shares outstanding.
What happened to ACOM Co Ltd’s price movement after its last earnings report?
ACOM Co Ltd reported an EPS of ¥11.3 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.255%.
Which hedge fund is a major shareholder of ACOM Co Ltd?
Currently, no hedge funds are holding shares in JP:8572
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ACOM Co Ltd
Acom Co., Ltd. engages in the loan, credit card, and loan guarantee businesses in Japan and internationally. The company operates through Loan and Credit Card Business, Guarantee Business, Overseas Financial Business, and Loan Servicing Business segments. It also provides installment and unsecured loan, money lending, and embedded finance services. The company was founded in 1936 and is headquartered in Tokyo, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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