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Three F Co., Ltd. (JP:7544)
:7544
Japanese Market
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Three F Co., Ltd. (7544) AI Stock Analysis

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JP:7544

Three F Co., Ltd.

(7544)

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Outperform 76 (OpenAI - 5.2)
Rating:76Outperform
Price Target:
¥637.00
▲(12.35% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by improved financial performance (turnaround in profitability and much stronger recent cash generation) and a very strong, debt-free balance sheet. Supportive valuation (P/E ~10.6 with ~3.2% yield) adds to the appeal. Technicals are constructive but not strong enough to lift the score further due to mixed momentum signals.
Positive Factors
Debt-free Balance Sheet
A zero-debt balance sheet materially reduces financial risk and preserves strategic optionality. It supports capital allocation for store investment, working capital or dividends without refinancing pressure, and provides resilience versus cyclicality in grocery demand over the next several months.
Negative Factors
Thin Net Margin
A ~2.5% net margin leaves limited buffer against inflationary input costs, wage pressure or margin erosion from promotions. Small adverse cost or pricing moves could materially compress profits, so long-term profitability depends on sustaining pricing power and tight operational efficiency.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt-free Balance Sheet
A zero-debt balance sheet materially reduces financial risk and preserves strategic optionality. It supports capital allocation for store investment, working capital or dividends without refinancing pressure, and provides resilience versus cyclicality in grocery demand over the next several months.
Read all positive factors

Three F Co., Ltd. (7544) vs. iShares MSCI Japan ETF (EWJ)

Three F Co., Ltd. Business Overview & Revenue Model

Company Description
Three F Co.,Ltd. oversees a chain of convenience and franchise outlets within Japan, specifically focusing on the Tokyo, Kanagawa, Chiba, and Saitama regions. The firm was established in 1979 and maintains its principal office in Yokohama, Japan....
How the Company Makes Money
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Three F Co., Ltd. Financial Statement Overview

Summary
Financials show a clear turnaround: revenue reached 15.08B in 2026 (up from 13.21B in 2023), profitability improved with operating margin expanding to ~9.4% (2026), and the balance sheet is very conservative with zero debt. Offsets are a still-thin net margin (~2.5% in 2026) and a history of cash flow volatility despite much stronger 2024–2026 cash generation.
Income Statement
73
Positive
Balance Sheet
86
Very Positive
Cash Flow
70
Positive
BreakdownFeb 2025Feb 2024Feb 2023Feb 2022Feb 2021
Income Statement
Total Revenue15.08B13.91B13.86B13.21B12.26B
Gross Profit11.71B11.09B10.80B10.13B9.63B
EBITDA1.42B1.01B941.00M213.00M263.00M
Net Income382.00M289.00M218.00M-163.00M-85.00M
Balance Sheet
Total Assets5.76B5.11B4.99B4.35B4.88B
Cash, Cash Equivalents and Short-Term Investments4.77B4.16B4.08B3.41B3.84B
Total Debt0.000.000.000.000.00
Total Liabilities903.00M672.00M821.00M538.00M534.00M
Stockholders Equity4.14B3.85B3.64B3.49B3.73B
Cash Flow
Free Cash Flow1.08B473.00M818.00M38.00M323.00M
Operating Cash Flow1.09B519.00M818.00M38.00M331.00M
Investing Cash Flow-3.00M-40.00M35.00M11.00M22.00M
Financing Cash Flow-475.00M-397.00M-185.00M-483.00M-269.00M

Three F Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
¥4.23B10.592.18%7.29%26.18%
75
Outperform
¥5.88B13.181.65%6.44%24.01%
67
Neutral
¥8.73B8.263.67%3.10%46.66%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
55
Neutral
¥3.98B36.891.55%0.40%80.63%
50
Neutral
¥2.46B-2.244.73%-0.21%-208.17%
50
Neutral
¥4.24B37.490.67%2.29%1647.47%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:7544
Three F Co., Ltd.
561.00
68.32
13.87%
JP:2687
CVS Bay Area Inc.
503.00
-86.93
-14.74%
JP:2735
Watts Co., Ltd.
672.00
12.99
1.97%
JP:2747
Hokuyu Lucky Co., Ltd.
3,185.00
122.99
4.02%
JP:4380
M-mart, Inc.
629.00
-12.86
-2.00%
JP:7515
Maruyoshi Center Inc.
4,595.00
545.74
13.48%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026