Japan Post Bank Co Ltd (JP:7182)
:7182
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7182 Stock Chart & Stats
¥2731.50
¥13.00(0.85%)
At close: 4:00 PM EST
¥2731.50
¥13.00(0.85%)
Day’s Range― - ―
52-Week Range¥1,500.50 - ¥3,308.00
Previous CloseN/A
Volume7.49M
Average Volume (3M)6.89M
Market Cap
¥11.40T
Enterprise Value-¥21.19T
Total Cash (Recent Filing)¥68.68T
Total Debt (Recent Filing)¥28.47T
Price to Earnings (P/E)22.2
Beta0.94
Next Earnings
Aug 12, 2026EPS Estimate
44.69Next Dividend Ex-DateN/A
Dividend Yield2.73%
Share Statistics
EPS (TTM)117.30
Shares Outstanding3,575,878,700
10 Day Avg. Volume7,248,330
30 Day Avg. Volume6,891,246
Financial Highlights & Ratios
PEG Ratio0.60
Price to Book (P/B)0.98
Price to Sales (P/S)3.22
P/FCF Ratio-12.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥3,477.78Price Target Upside27.32% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)186.69
Revenue Forecast (FY)¥1.78T
Bulls Say, Bears Say
Bulls Say
Nationwide Distribution & Deposit FranchiseThe bank's exclusive access to Japan Post's nationwide post office network creates a durable retail deposit franchise and low-cost customer acquisition. That distribution supports stable, sticky deposits, high funding reliability and consistent cross-sell of investment trusts and insurance over the medium term.
Improving Revenue And Net Income MomentumRevenue growth accelerated in recent years (about 5% in 2025 and 12% in 2026) and net income rose from 2023–2026. Sustained top-line and profitability gains indicate improving core operations, giving management room to reinvest, shore up weakness areas, and support longer-term financial resilience.
Large Capital Base And ScaleA substantial equity cushion and very large asset base provide scale benefits, diversification across many retail clients, and regulatory buffer capacity. This structural size helps absorb shocks, supports extensive services, and underpins the bank's systemic role in retail savings distribution over time.
Bears Say
Persistent Negative Operating And Free Cash FlowContinued negative operating and free cash flow across multiple years reduces financial flexibility and increases reliance on funding and balance-sheet actions. This persistent cash-generation shortfall limits capacity for organic investment, dividends or cushion against asset shocks over the medium term.
Leverage Volatility And 2026 Debt IncreaseInconsistent leverage metrics and a sharp debt increase in 2026 create uncertainty about funding structure and classification. Episodic swings in debt raise refinancing and regulatory ratio risks, making the balance-sheet posture less predictable for assessing medium-term solvency and funding stability.
Margin Pressure And Modest ROEReported margins have trended lower versus earlier years while ROE remains only mid-single-digit. This combination suggests limited profitability leverage from scale, constraining the bank's ability to generate high returns on equity and making capital-raising or earnings-led growth more challenging over the medium term.
Japan Post Bank Co News
7182 FAQ
What was Japan Post Bank Co Ltd’s price range in the past 12 months?
Japan Post Bank Co Ltd lowest stock price was ¥1500.50 and its highest was ¥3308.00 in the past 12 months.
What is Japan Post Bank Co Ltd’s market cap?
Japan Post Bank Co Ltd’s market cap is ¥11.40T.
When is Japan Post Bank Co Ltd’s upcoming earnings report date?
Japan Post Bank Co Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 52 days.
How were Japan Post Bank Co Ltd’s earnings last quarter?
Japan Post Bank Co Ltd released its earnings results on Nov 14, 2018. The company reported ¥31.09 earnings per share for the quarter, beating the consensus estimate of N/A by ¥31.09.
Is Japan Post Bank Co Ltd overvalued?
According to Wall Street analysts Japan Post Bank Co Ltd’s price is currently Undervalued.
Does Japan Post Bank Co Ltd pay dividends?
Japan Post Bank Co Ltd pays a Annually dividend of ¥92 which represents an annual dividend yield of 2.73%. See more information on Japan Post Bank Co Ltd dividends here
What is Japan Post Bank Co Ltd’s EPS estimate?
Japan Post Bank Co Ltd’s EPS estimate is 44.69.
How many shares outstanding does Japan Post Bank Co Ltd have?
Japan Post Bank Co Ltd has 3,575,878,700 shares outstanding.
What happened to Japan Post Bank Co Ltd’s price movement after its last earnings report?
Japan Post Bank Co Ltd reported an EPS of ¥31.09 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.229%.
Which hedge fund is a major shareholder of Japan Post Bank Co Ltd?
Currently, no hedge funds are holding shares in JP:7182
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Japan Post Bank Co Ltd
JAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.
7182 Stock 12 Month Forecast
Average Price Target
¥3,477.78
▲(27.32% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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