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Japan Post Bank Co Ltd (JP:7182)
:7182
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Japan Post Bank Co (7182) Price & Analysis

5 Followers

7182 Stock Chart & Stats

¥2731.50
¥13.00(0.85%)
At close: 4:00 PM EST
¥2731.50
¥13.00(0.85%)

Bulls Say, Bears Say

Bulls Say
Distribution & Retail NetworkJapan Post Bank's control of the nationwide post office channel gives durable customer access and low-cost distribution for deposit and fee businesses. This scale supports cross-selling, stable deposit funding and high customer retention versus regional competitors over the medium term.
Accelerating Revenue GrowthTop-line momentum has strengthened with accelerating revenue into 2026, reflecting expanding core business and fee income. Sustained revenue growth provides room to rebuild margins and reinvest in services, improving long-term earnings resilience if trends persist.
Large Capital Base & ScaleA sizable equity base relative to its very large asset scale is typical for the franchise and provides loss-absorbing capacity. The bank's systemic scale and capital rudiments support regulatory standing and long-term survivability even with modest returns.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow across multiple years reduces internal funding for strategic investments and increases reliance on external funding or balance-sheet actions. This constrains flexibility for growth, dividends, or capital buffers over time.
Leverage VolatilityInconsistent leverage metrics and a marked debt increase in 2026 raise questions about funding mix and classification. Year-to-year volatility in debt levels increases balance-sheet risk and complicates credit assessment and strategic planning over the medium term.
Modest Returns & Margin PressureROE is only mid-single-digit and margins have trended down recently, limiting internal capital generation. Sustained margin pressure from funding costs or mix shifts could hinder the bank's ability to lift profitability and fund initiatives without external capital or higher-risk asset initiatives.

Japan Post Bank Co News

7182 FAQ

What was Japan Post Bank Co Ltd’s price range in the past 12 months?
Japan Post Bank Co Ltd lowest stock price was ¥1587.50 and its highest was ¥3402.00 in the past 12 months.
    What is Japan Post Bank Co Ltd’s market cap?
    Japan Post Bank Co Ltd’s market cap is ¥11.66T.
      When is Japan Post Bank Co Ltd’s upcoming earnings report date?
      Japan Post Bank Co Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 25 days.
        How were Japan Post Bank Co Ltd’s earnings last quarter?
        Japan Post Bank Co Ltd released its earnings results on May 15, 2026. The company reported ¥41.49 earnings per share for the quarter, beating the consensus estimate of ¥35.986 by ¥5.504.
          Is Japan Post Bank Co Ltd overvalued?
          According to Wall Street analysts Japan Post Bank Co Ltd’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Japan Post Bank Co Ltd pay dividends?
            Japan Post Bank Co Ltd pays a Annually dividend of ¥93 which represents an annual dividend yield of 2.73%. See more information on Japan Post Bank Co Ltd dividends here
              What is Japan Post Bank Co Ltd’s EPS estimate?
              Japan Post Bank Co Ltd’s EPS estimate is 44.25.
                How many shares outstanding does Japan Post Bank Co Ltd have?
                Japan Post Bank Co Ltd has 3,575,878,700 shares outstanding.
                  What happened to Japan Post Bank Co Ltd’s price movement after its last earnings report?
                  Japan Post Bank Co Ltd reported an EPS of ¥41.49 in its last earnings report, beating expectations of ¥35.986. Following the earnings report the stock price went down -0.229%.
                    Which hedge fund is a major shareholder of Japan Post Bank Co Ltd?
                    Currently, no hedge funds are holding shares in JP:7182
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Japan Post Bank Co Ltd

                      JAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.

                      Japan Post Bank Co (7182) Earnings & Revenues

                      7182 Stock 12 Month Forecast

                      Average Price Target

                      ¥3,643.75
                      ▲(33.40% Upside)
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