Concordia Financial Group Ltd (JP:7186)
:7186
7186 Stock Chart & Stats
¥1444.50
¥16.40(1.88%)
At close: 4:00 PM EST
¥1444.50
¥16.40(1.88%)
Day’s Range― - ―
52-Week Range¥700.10 - ¥1,711.50
Previous CloseN/A
Volume4.98M
Average Volume (3M)2.90M
Market Cap
¥1.65T
Enterprise Value¥582.35B
Total Cash (Recent Filing)¥3.61T
Total Debt (Recent Filing)¥2.56T
Price to Earnings (P/E)12.2
Beta1.31
Next Earnings
May 18, 2026EPS Estimate
18.19Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)26.49
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)0.88
Price to Sales (P/S)2.92
P/FCF Ratio4.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,854.00Price Target Upside28.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)92.95
Revenue Forecast (FY)¥299.30B
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityNet margin improvement to 25.33% shows the bank is converting revenue into profit more efficiently. This margin expansion is a durable fundamental improvement that supports earnings resilience, funds capital needs, and provides a structural buffer through economic cycles over the next several quarters.
Leverage ManagementA falling debt-to-equity ratio indicates meaningful progress in leverage management. Improved capital structure increases financial flexibility, lowers solvency risk, and supports future lending or investment initiatives — a lasting structural benefit for regional banks over 2–6 months and beyond.
Positive Free Cash FlowMaterial free cash flow and a 76.82% free-cash-flow-to-net-income ratio indicate the company is generating cash after investments. Durable cash generation supports dividends, debt reduction, and reinvestment without relying on one-off financing, strengthening the firm’s long-term financial self-sufficiency.
Bears Say
Negative Revenue GrowthRevenue decline of -1.12% signals weakening top-line momentum that can undermine scale economies and limit ability to grow net income long term. Persistent or recurring revenue contraction would force reliance on margin gains or cost cuts to sustain profits, a structural growth concern.
Low Return On EquityROE near 6.43% is modest for a bank and indicates limited efficiency in generating returns on shareholder capital. Persistently low ROE constrains equity returns and suggests the bank may struggle to deliver above-cost-of-capital growth without structural improvements in asset mix or profitability drivers.
Weak Operating Cash ConversionAn operating cash flow to net income ratio of 0.26% shows earnings are not translating into cash from operations. This weak conversion raises questions on earnings quality and the sustainability of reported profits, making it harder to fund operations, dividends, or pay down debt from core cash generation.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥700.10 and its highest was ¥1711.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥1.65T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is May 18, 2026 which is in 50 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on Feb 05, 2026. The company reported ¥26.49 earnings per share for the quarter, beating the consensus estimate of ¥23.17 by ¥3.32.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Undervalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥20 which represents an annual dividend yield of 2.54%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 18.19.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥26.49 in its last earnings report, beating expectations of ¥23.17. Following the earnings report the stock price went up 3.218%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. is a holding company that engages in the banking business, as well as securities business, leasing business, information services and research business, and venture capital business. The company was founded on April 1, 2016 and is headquartered in Tokyo, Japan.
7186 Stock 12 Month Forecast
Average Price Target
¥1,854.00
▲(28.35% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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