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7186 Stock Chart & Stats
¥1925.50
-¥13.50(-0.70%)
At close: 4:00 PM EDT
¥1925.50
-¥13.50(-0.70%)
Day’s Range― - ―
52-Week Range¥980.00 - ¥1,995.50
Previous CloseN/A
Volume0.00
Average Volume (3M)2.90M
Market Cap
¥2.10T
Enterprise Value¥66.32K
Total Cash (Recent Filing)¥4.15T
Total Debt (Recent Filing)¥2.54T
Price to Earnings (P/E)19.6
Beta1.38
Next Earnings
Nov 06, 2026EPS Estimate
32.41Next Dividend Ex-DateN/A
Dividend Yield2.07%
Share Statistics
EPS (TTM)94.03
Shares Outstanding1,144,616,100
10 Day Avg. Volume3,123,790
30 Day Avg. Volume2,904,723
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.11
Price to Sales (P/S)3.25
P/FCF Ratio8.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)122.99
Revenue Forecast (FY)¥392.08B
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings RecoveryMulti-year revenue growth and a large increase in net income signal durable improvement in core banking performance. Steady top-line expansion and a >4x net income rise from 2021–2026 indicate improving product mix, scale benefits and operating leverage that support sustainable earnings over months.
Improving Capital Base And ReturnsGrowth in equity and rising ROE over multiple years strengthen the bank's capital profile and capacity to support lending and absorb shocks. Improvement versus prior years suggests management is rebuilding capital efficiency, which aids long-term lending capacity and regulatory resilience.
Rebound In Cash GenerationFree cash flow tracking net income closely and a 2025–26 rebound indicate the business can convert profits into cash. Reliable cash conversion supports dividend capacity, loan funding and discretionary investments, improving financial flexibility over the medium term.
Bears Say
Meaningful Leverage RemainsPersistently elevated leverage increases sensitivity to interest-rate and credit cycles and limits strategic flexibility. Even with improvement since 2023, a large absolute debt burden can constrain capital actions, heighten funding risk, and magnify earnings volatility in downturns.
Cash-flow Volatility RiskMaterial swings in operating and free cash flow undermine predictability for reinvestment, dividends and buffer building. A year with negative cash flow (2024) shows the business can suffer episodic strain, reducing confidence in consistent capital deployment over the medium term.
Recent Margin CompressionTrend towards narrower margins reduces profit per unit of revenue and weakens earnings resilience. If margin compression persists, the bank will need cost controls or higher volumes to maintain net income growth, constraining margin of safety in slower cycles.
Concordia Financial Group News
7186 FAQ
What was Concordia Financial Group Ltd’s price range in the past 12 months?
Concordia Financial Group Ltd lowest stock price was ¥980.00 and its highest was ¥1995.50 in the past 12 months.
What is Concordia Financial Group Ltd’s market cap?
Concordia Financial Group Ltd’s market cap is ¥2.10T.
When is Concordia Financial Group Ltd’s upcoming earnings report date?
Concordia Financial Group Ltd’s upcoming earnings report date is Nov 06, 2026 which is in 93 days.
How were Concordia Financial Group Ltd’s earnings last quarter?
Concordia Financial Group Ltd released its earnings results on Aug 05, 2026. The company reported ¥28.81 earnings per share for the quarter, missing the consensus estimate of ¥29.51 by -¥0.7.
Is Concordia Financial Group Ltd overvalued?
According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued.
Does Concordia Financial Group Ltd pay dividends?
Concordia Financial Group Ltd pays a Semiannually dividend of ¥23 which represents an annual dividend yield of 2.07%. See more information on Concordia Financial Group Ltd dividends here
What is Concordia Financial Group Ltd’s EPS estimate?
Concordia Financial Group Ltd’s EPS estimate is 32.41.
How many shares outstanding does Concordia Financial Group Ltd have?
Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.
What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?
Concordia Financial Group Ltd reported an EPS of ¥28.81 in its last earnings report, missing expectations of ¥29.51. Following the earnings report the stock price went up 5.164%.
Which hedge fund is a major shareholder of Concordia Financial Group Ltd?
Currently, no hedge funds are holding shares in JP:7186
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Concordia Financial Group Ltd
Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.
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