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Concordia Financial Group (7186) Price & Analysis

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7186 Stock Chart & Stats

¥1925.50

-¥13.50(-0.70%)

At close: Jul 29 4:00 PM EDT

¥1925.50

-¥13.50(-0.70%)

Day’s Range― - ―

52-Week Range¥1,055.00 - ¥1,995.50

Previous CloseN/A

Volume0.00

Average Volume (3M)2.90M

Market Cap

¥2.14T

Enterprise Value¥909.98K

Total Cash (Recent Filing)¥3.60T

Total Debt (Recent Filing)¥2.57T

Price to Earnings (P/E)19.0

Beta1.32

Next Earnings

Nov 06, 2026

EPS Estimate

32.41

Next Dividend Ex-DateN/A

Dividend Yield1.99%

Share Statistics

EPS (TTM)99.15

Shares Outstanding1,144,616,100

10 Day Avg. Volume3,123,790

30 Day Avg. Volume2,904,723

Financial Highlights & Ratios

PEG Ratio0.47

Price to Book (P/B)1.11

Price to Sales (P/S)3.25

P/FCF Ratio8.73

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)125.2

Revenue Forecast (FY)¥415.26B

Bulls Say, Bears Say

Bulls Say

Strong Revenue And Earnings RecoverySustained revenue growth and a substantial multi-year earnings recovery indicate stronger operating performance and customer activity. This improves internal capital generation and provides a durable foundation for regional banking expansion over the next several quarters.

Generally Solid Cash GenerationCash flow generally tracks net income and rebounded strongly in the latest periods, supporting earnings quality and funding flexibility. This gives the group capacity to support lending, maintain capital, and absorb normal banking-cycle pressures.

Improving Capital Base And LeverageGrowing equity strengthens the group’s capital base, while lower leverage than at the 2023 peak improves balance-sheet resilience. Although debt remains meaningful, this direction of travel supports greater flexibility in managing regional banking risks.

Bears Say

Meaningful Balance-sheet LeverageA highly leveraged banking balance sheet remains exposed to credit deterioration, funding pressure, and changes in asset quality. Even after improvement from prior peaks, the scale of debt can constrain flexibility if regional economic conditions weaken.

Volatile Cash GenerationThe 2024 cash-flow shortfall shows that reported earnings do not always translate consistently into cash generation. Such volatility can reduce capital-planning visibility and limit flexibility for lending growth, distributions, or balance-sheet investment.

Moderate Returns And Margin PressureModerate ROE suggests capital is not yet being deployed at standout efficiency, while recent margin compression indicates profitability is not uniformly expanding. Sustained pressure could limit future earnings conversion and weaken the benefit of revenue growth.

Concordia Financial Group News

Yokohama Financial Group Posts Strong Capital Ratios for Q1 2026

The latest announcement is out from Concordia Financial Group ( ($JP:7186) ). Yokohama Financial Group reported solid capital...

12d ago

Yokohama Financial Group Launches ¥20 Billion Share Buyback to Boost Capital Efficiency

Concordia Financial Group ( ($JP:7186) ) has provided an update. Yokohama Financial Group, Inc. has approved a share...

21d ago

Yokohama Financial Group Posts Strong Q1 Earnings and Lifts Annual Dividend Outlook

Concordia Financial Group ( ($JP:7186) ) just unveiled an update. Yokohama Financial Group reported solid earnings growth for...

21d ago

Yokohama Financial Group Raises Dividend Outlook and Sets 40% Payout Target

Concordia Financial Group ( ($JP:7186) ) has provided an update. Yokohama Financial Group has approved a year-end dividend...

4M ago

Yokohama Financial Group Lifts Annual Ordinary Income by 23% on Loan Growth and Wider Spreads

Concordia Financial Group ( ($JP:7186) ) just unveiled an announcement. Yokohama Financial Group reported a sharp increase in...

4M ago

Yokohama Financial Group Lifts Profit and Dividends, Signals Further Growth

Concordia Financial Group ( ($JP:7186) ) has provided an announcement. Yokohama Financial Group reported a strong year to...

4M ago

Yokohama Financial Group Raises Dividend Forecast for FY2026

Concordia Financial Group ( ($JP:7186) ) has shared an announcement. Yokohama Financial Group has revised its dividend forecast...

6M ago

Yokohama Financial Group Completes ¥30 Billion Share Buyback Program

Concordia Financial Group ( ($JP:7186) ) just unveiled an announcement. Yokohama Financial Group has completed a share repurchase...

6M ago

Yokohama Financial Group Details Progress on ¥30 Billion Share Buyback Program

An update from Concordia Financial Group ( ($JP:7186) ) is now available. Yokohama Financial Group, Inc. reported progress...

6M ago

Yokohama Financial Group Posts Strong Capital Ratios for Third Quarter 2025

Concordia Financial Group ( ($JP:7186) ) has issued an update. Yokohama Financial Group reported a solid capital position...

6M ago

Concordia Financial initiated with a Buy at Goldman Sachs

Goldman Sachs analyst Makoto Kuroda initiated coverage of Concordia Financial (CCRDF) with a Buy rating and 960 yen...

2y ago

Concordia Financial downgraded to Neutral from Outperform at Daiwa

Daiwa analyst Ken Matsuda downgraded Concordia Financial to Neutral from Outperform with a 550 yen price target. Published...

3y ago

7186 FAQ

What was Concordia Financial Group Ltd’s price range in the past 12 months?

Concordia Financial Group Ltd lowest stock price was ¥1055.00 and its highest was ¥1995.50 in the past 12 months.

What is Concordia Financial Group Ltd’s market cap?

Concordia Financial Group Ltd’s market cap is ¥2.14T.

When is Concordia Financial Group Ltd’s upcoming earnings report date?

Concordia Financial Group Ltd’s upcoming earnings report date is Nov 06, 2026 which is in 72 days.

How were Concordia Financial Group Ltd’s earnings last quarter?

Concordia Financial Group Ltd released its earnings results on Aug 05, 2026. The company reported ¥28.81 earnings per share for the quarter, missing the consensus estimate of ¥29.51 by -¥0.7.

Is Concordia Financial Group Ltd overvalued?

According to Wall Street analysts Concordia Financial Group Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Concordia Financial Group Ltd pay dividends?

Concordia Financial Group Ltd pays a Semiannually dividend of ¥23 which represents an annual dividend yield of 1.99%. See more information on Concordia Financial Group Ltd dividends here

What is Concordia Financial Group Ltd’s EPS estimate?

Concordia Financial Group Ltd’s EPS estimate is 32.41.

How many shares outstanding does Concordia Financial Group Ltd have?

Concordia Financial Group Ltd has 1,144,616,100 shares outstanding.

What happened to Concordia Financial Group Ltd’s price movement after its last earnings report?

Concordia Financial Group Ltd reported an EPS of ¥28.81 in its last earnings report, missing expectations of ¥29.51. Following the earnings report the stock price went up 1.839%.

Which hedge fund is a major shareholder of Concordia Financial Group Ltd?

Currently, no hedge funds are holding shares in JP:7186

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Concordia Financial Group Ltd

Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.