SBI Leasing Services Co.,Ltd. (5834) AI Stock Analysis

• Market Cap: ¥43.28B
• Dividend Yield: 3.9%
• Average Volume (3M): 32.52K
• Price to Earnings (P/E): 6.8
• Beta (1Y): 1.17
• Revenue Growth: 0.17%
• EPS Growth: 58.30%
• Country: JP
• Employees: 53
• Sector: Industrials
• Sector Strength: 72
• Industry: Rental & Leasing Services
• EPS (TTM): 107.36
• Shares Outstanding: 15,871,600
• 10 Day Avg. Volume: 29,810
• 30 Day Avg. Volume: 32,523
• PEG Ratio: 0.22
• Price to Book (P/B): 1.04
• Price to Sales (P/S): 0.62
• P/FCF Ratio: -0.98
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): ¥57.20B

• Rating: 58 Neutral
• Price Target: ¥2,680.00 ▼(-54.03% Downside)
• Action: Reiterated Date: 03/05/26
• Date: Action: Reiterated 03/05/26

Score is held back primarily by financial risks—especially persistent negative free cash flow and high leverage—despite some improvement in operating margins. Technical indicators also lean bearish. These are partly offset by a low P/E and a solid dividend yield, which support the overall score.

Positive Factors

Improved Operating Margins

Improved EBIT and EBITDA margins indicate the company has raised operational efficiency, supporting sustainable core profitability even when top-line fluctuates. Better operating margins create durable cashflow cushioning, improve ability to fund leases, and strengthen resilience over the medium term.

Negative Factors

High Leverage

A rising debt-to-equity ratio and low equity cushion heighten financial risk, limiting flexibility to invest or absorb shocks. In a rate-sensitive leasing business, leverage magnifies interest cost volatility and refinancing risk, restricting strategic options and pressuring credit metrics over months.

SBI Leasing Services Co.,Ltd. Business Overview & Revenue Model

Company Description

SBI Leasing Services Co., Ltd. engages in the arrangement and selling of investment funds in the operating lease business primarily focused on aircraft and ships. It also provides investment opportunities in amortized assets, such as small aircraf...

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SBI Leasing Services Co., Ltd. engages in the arrangement and selling of investment funds in the operating lease business primarily focused on aircraft and ships. It also provides investment opportunities in amortized assets, such as small aircraf...

How the Company Makes Money

The company primarily makes money by earning (1) lease income and related fees from providing leasing arrangements (e.g., periodic lease payments based on the financed asset and contract terms) and (2) interest income from financing provided in co...

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The company primarily makes money by earning (1) lease income and related fees from providing leasing arrangements (e.g., periodic lease payments based on the financed asset and contract terms) and (2) interest income from financing provided in co...

SBI Leasing Services Co.,Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	49.87B	41.92B	54.15B	39.57B	29.56B	12.00B
Gross Profit	12.13B	10.39B	8.25B	7.11B	5.42B	2.22B
EBITDA	8.81B	7.46B	6.04B	4.54B	3.50B	1.64B
Net Income	5.14B	4.39B	3.45B	2.44B	10.36B	-7.65B
Balance Sheet
Total Assets	108.51B	105.85B	75.71B	48.36B	31.36B	40.85B
Cash, Cash Equivalents and Short-Term Investments	60.01B	60.71B	63.64B	35.58B	20.24B	9.12B
Total Debt	76.90B	72.40B	48.90B	23.21B	15.12B	37.33B
Total Liabilities	82.89B	80.68B	54.59B	30.58B	18.20B	38.47B
Stockholders Equity	25.62B	25.17B	21.11B	17.78B	13.16B	2.38B
Cash Flow
Free Cash Flow	0.00	-26.51B	-26.66B	-4.52B	-814.00M	2.74B
Operating Cash Flow	0.00	-26.51B	-26.65B	3.71B	-772.00M	2.75B
Investing Cash Flow	0.00	-123.00M	-189.00M	-8.43B	26.08B	7.79B
Financing Cash Flow	0.00	22.93B	25.62B	9.94B	-22.20B	-11.41B

SBI Leasing Services Co.,Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 5830.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5834, the sentiment is Neutral. The current price of 5830 is above the 20-day moving average (MA) of 2698.12, above the 50-day MA of 2954.22, and above the 200-day MA of 2564.63, indicating a neutral trend. The MACD of -78.00 indicates Negative momentum. The RSI at 45.95 is Neutral, neither overbought nor oversold. The STOCH value of 58.51 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:5834.

SBI Leasing Services Co.,Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
9699	79 Outperform	¥122.95B	9.20	―	2.85%	8.02%	4.39%
8439	72 Outperform	¥1.03T	10.73	―	3.37%	5.24%	69.92%
8596	68 Neutral	¥32.11B	8.57	―	4.66%	-13.01%	9.74%
8424	64 Neutral	¥392.93B	11.14	―	3.62%	-0.03%	-42.34%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
5834	58 Neutral	¥43.28B	6.79	―	3.90%	0.17%	58.30%