Iyogin Holdings,Inc. (JP:5830)
:5830
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Iyogin Holdings,Inc.
(5830)
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Rating:67Neutral
Price Target:
¥3,145.00
▲(16.12% Upside)
Action:ReiteratedDate:03/05/26
The score is driven primarily by solid financial performance (revenue growth and strong profitability, with some efficiency/cash-conversion pressure) and an attractive valuation (low P/E with a moderate dividend). These positives are tempered by mixed technicals, with the stock below key short-term moving averages and neutral-to-soft momentum indicators.
Positive Factors
Regional banking franchise
Iyogin’s core business is a regional bank franchise focused on retail and corporate deposit and lending relationships. That durable local market position supports stable funding, recurring net interest income and entrenched customer relationships that sustain earnings over multi-quarter horizons.
Negative Factors
Operational efficiency pressure
Declining EBIT/EBITDA margins indicate rising operating costs or margin compression in core activities. If this trend persists, it can erode the bank’s ability to convert revenue into sustainable operating profit and weaken resilience to adverse loan or interest-rate shocks.
Read all positive and negative factors
Positive Factors
Negative Factors
Regional banking franchise
Iyogin’s core business is a regional bank franchise focused on retail and corporate deposit and lending relationships. That durable local market position supports stable funding, recurring net interest income and entrenched customer relationships that sustain earnings over multi-quarter horizons.
Read all positive factors
Iyogin Holdings,Inc. (5830) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥963.61B
Dividend Yield2.1%
Average Volume (3M)905.62K
Price to Earnings (P/E)8.8
Beta (1Y)1.34
Revenue Growth1.39%
EPS Growth52.58%
CountryJP
Employees3,019
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)72.87
Shares Outstanding313,408,840
10 Day Avg. Volume838,750
30 Day Avg. Volume905,620
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.66
Price to Sales (P/S)2.31
P/FCF Ratio16.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)247.6
Revenue Forecast (FY)¥145.40B
Iyogin Holdings,Inc. Business Overview & Revenue Model
Company Description
Iyogin Holdings,Inc., together with its subsidiaries, provides banking and financial services. The company's loan portfolio consists of business, syndicate, agricultural, forestry, fisheries, equipment, and working capital loan. It also offers cre...
How the Company Makes Money
Iyogin Holdings generates revenue through multiple channels, primarily from interest income on loans and service fees from its banking operations. The company earns interest income by extending various types of loans, including personal loans, bus...
Iyogin Holdings,Inc. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
65
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 259.38B | 227.82B | 189.42B | 158.10B | 129.45B | 120.82B |
| Gross Profit | 212.15B | 171.08B | 136.67B | 140.93B | 122.68B | 104.14B |
| EBITDA | 100.06B | 81.19B | 64.45B | 46.64B | 42.85B | 30.89B |
| Net Income | 71.71B | 53.32B | 39.46B | 27.90B | 26.42B | 18.09B |
Balance Sheet | ||||||
| Total Assets | 9.39T | 9.20T | 9.26T | 8.55T | 8.54T | 8.55T |
| Cash, Cash Equivalents and Short-Term Investments | 1.12T | 1.12T | 1.17T | 1.37T | -1.52T | -1.42T |
| Total Debt | 913.29B | 988.22B | 1.80T | 1.05T | 974.05B | 1.62T |
| Total Liabilities | 8.52T | 8.40T | 8.42T | 7.79T | 7.81T | 7.81T |
| Stockholders Equity | 872.65B | 802.43B | 842.74B | 759.53B | 724.68B | 732.82B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 31.28B | 5.18B | 3.73B | 4.26B | 14.25B |
| Operating Cash Flow | 0.00 | 45.95B | 11.45B | 6.42B | 6.77B | 17.10B |
| Investing Cash Flow | 0.00 | -65.19B | -746.11B | -100.76B | 89.18B | 45.24B |
| Financing Cash Flow | 0.00 | -31.22B | 538.17B | -52.35B | 1.89B | 632.89B |
Iyogin Holdings,Inc. Technical Analysis
Positive
2708.50
Price Trends
3077.40
Positive
2816.04
Positive
2363.97
Positive
Market Momentum
33.75
Negative
57.24
Neutral
81.97
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5830, the sentiment is Positive. The current price of 2708.5 is below the 20-day moving average (MA) of 2981.48, below the 50-day MA of 3077.40, and above the 200-day MA of 2363.97, indicating a bullish trend. The MACD of 33.75 indicates Negative momentum. The RSI at 57.24 is Neutral, neither overbought nor oversold. The STOCH value of 81.97 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:5830.
Iyogin Holdings,Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ¥101.82B | 1.54 | ― | 3.05% | 8.75% | -12.68% | |
70 Outperform | ¥527.58B | 15.28 | 6.09% | 2.93% | 5.87% | 50.22% | |
70 Outperform | ¥574.45B | 9.42 | ― | 3.21% | 19.82% | 29.59% | |
69 Neutral | ¥67.24B | 6.31 | ― | 2.34% | -0.97% | 27.62% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥963.61B | 8.76 | ― | 2.10% | 1.39% | 52.58% | |
65 Neutral | ¥11.00B | 8.64 | ― | 2.74% | 7.74% | -92.49% |
* Financial Sector Average
JP:5830
Iyogin Holdings,Inc.
3,180.00
1,762.33
124.31%
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775.45
82.01%
Iyogin Holdings,Inc. Corporate Events
Iyogin Holdings Reports Progress on Share Buyback Program
Mar 4, 2026
Iyogin Holdings has disclosed the progress of its ongoing share buyback program, reporting the purchase of 804,200 common shares on the Tokyo Stock Exchange between February 12 and February 28, 2026, at a total cost of approximately ¥2.75 bil...
Iyogin Holdings Launches ¥10 Billion Share Buyback to Lift Capital Efficiency
Feb 10, 2026
Iyogin Holdings, Inc. has approved a share buyback program under Japan’s Companies Act aimed at boosting corporate value by improving capital efficiency. The company plans to repurchase up to 5 million common shares, equivalent to 1.71% of i...
Iyogin Holdings Lifts Full-Year Earnings Forecast on Strong Securities Operations
Feb 10, 2026
Iyogin Holdings revised its consolidated forecast for the fiscal year ending March 31, 2026, projecting ordinary income of ¥255 billion, ordinary profit of ¥98 billion, and profit attributable to owners of the parent of ¥73 billion....
Iyogin Holdings Lifts Earnings Outlook on Strong Nine-Month Results and Higher Dividend Plan
Feb 10, 2026
Iyogin Holdings reported strong consolidated results for the nine months ended December 31, 2025, with ordinary income up 13.6% year-on-year to ¥203.2 billion and ordinary profit up 30.1% to ¥85.9 billion, while profit attributable to ow...
Iyogin Holdings Nearly Fully Utilizes ¥7 Billion Share Buyback Authorization
Jan 21, 2026
Iyogin Holdings has completed a share buyback program authorized by its board on November 7, 2025, acquiring 593,500 of its own common shares between January 1 and January 16, 2026 via market purchases on the Tokyo Stock Exchange for a total of &#...
Iyogin Holdings Details Progress of Share Buyback Program
Jan 7, 2026
Iyogin Holdings has disclosed the status of its ongoing share buyback program, reporting that it acquired 1,187,400 of its own common shares on the Tokyo Stock Exchange between December 1 and December 31, 2025, at a total cost of approximately ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.