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Hirogin Holdings, Inc.
(7337)
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Rating:71Outperform
Price Target:
¥2,514.00
▲(51.49% Upside)
Action:Reiterated
Date:05/15/26
The score is driven primarily by strong technical momentum (price above key moving averages with positive MACD) and supportive valuation (moderate P/E with a solid dividend). These are balanced by financial-risk considerations—namely elevated leverage and historically volatile cash flows—despite strong recent earnings and growth.
Positive Factors
Revenue acceleration & margin strength
A strong revenue acceleration in 2026, combined with sustained net margins near 18.5%, indicates the bank is converting core activities into profitable growth. Over 2–6 months this supports durable earnings power, capacity to reinvest in lending and services, and a buffer against cyclical headwinds.
Negative Factors
Elevated leverage
Leverage at roughly 3–5x equity leaves limited room for credit or funding shocks. Persistently high leverage magnifies losses, increases sensitivity to rising funding costs, and constrains strategic flexibility, raising structural risk for capital actions or tighter lending during downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue acceleration & margin strength
A strong revenue acceleration in 2026, combined with sustained net margins near 18.5%, indicates the bank is converting core activities into profitable growth. Over 2–6 months this supports durable earnings power, capacity to reinvest in lending and services, and a buffer against cyclical headwinds.
Read all positive factors
Hirogin Holdings, Inc. (7337) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥670.58B
Dividend Yield2.63%
Average Volume (3M)730.89K
Price to Earnings (P/E)15.1
Beta (1Y)1.17
Revenue Growth19.57%
EPS Growth23.07%
CountryJP
Employees3,708
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)145.84
Shares Outstanding305,327,900
10 Day Avg. Volume707,000
30 Day Avg. Volume730,886
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)0.91
Price to Sales (P/S)2.19
P/FCF Ratio5.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)179.6
Revenue Forecast (FY)¥148.30B
Hirogin Holdings, Inc. Business Overview & Revenue Model
Company Description
Hirogin Holdings, Inc. acts as the overarching bank holding company for The Hiroshima Bank, Ltd. This group delivers an extensive portfolio of financial services across Hiroshima, Okayama, Yamaguchi, and Ehime prefectures. Among its diverse offeri...
How the Company Makes Money
Hirogin Holdings, Inc. primarily makes money through the earnings generated by its consolidated financial subsidiaries, with the core driver typically being regional banking operations. Key revenue streams generally include (1) net interest income...
Hirogin Holdings, Inc. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
60
Neutral
Cash Flow
55
Neutral
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 235.49B | 193.82B | 192.69B | 151.98B | 154.58B |
| Gross Profit | 186.65B | 155.65B | 143.41B | 130.66B | 139.36B |
| EBITDA | 68.50B | 58.30B | 46.65B | 24.51B | 39.11B |
| Net Income | 43.73B | 35.84B | 27.69B | 12.51B | 22.91B |
Balance Sheet | |||||
| Total Assets | 12.21T | 12.13T | 12.79T | 11.50T | 11.60T |
| Cash, Cash Equivalents and Short-Term Investments | 1.18T | 1.73T | 2.84T | 2.19T | 2.58T |
| Total Debt | 1.77T | 2.00T | 2.70T | 2.05T | 2.92T |
| Total Liabilities | 11.64T | 11.63T | 12.26T | 11.00T | 11.11T |
| Stockholders Equity | 568.72B | 504.54B | 535.11B | 498.47B | 496.06B |
Cash Flow | |||||
| Free Cash Flow | 87.29B | -18.47B | 661.83B | -478.07B | 208.88B |
| Operating Cash Flow | 89.81B | -14.42B | 673.40B | -468.74B | 216.89B |
| Investing Cash Flow | -598.16B | -202.52B | -119.39B | 65.83B | -198.33B |
| Financing Cash Flow | -59.63B | 57.39B | 94.02B | -8.10B | -22.64B |
Hirogin Holdings, Inc. Technical Analysis
Positive
1659.50
Price Trends
2140.29
Positive
2008.42
Positive
1803.25
Positive
Market Momentum
20.53
Positive
52.10
Neutral
30.24
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7337, the sentiment is Positive. The current price of 1659.5 is below the 20-day moving average (MA) of 2231.90, below the 50-day MA of 2140.29, and below the 200-day MA of 1803.25, indicating a neutral trend. The MACD of 20.53 indicates Positive momentum. The RSI at 52.10 is Neutral, neither overbought nor oversold. The STOCH value of 30.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7337.
Hirogin Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥670.58B | 15.12 | ― | 3.21% | 19.57% | 23.07% | |
70 Outperform | ¥609.87B | 13.52 | ― | 2.93% | 28.29% | 57.51% | |
68 Neutral | ¥634.98B | 12.88 | ― | 3.15% | 17.99% | 49.43% | |
66 Neutral | ¥651.56B | 16.96 | 5.05% | 1.80% | 5.69% | 24.69% | |
65 Neutral | ¥898.57B | 13.22 | ― | 1.37% | 26.86% | 54.93% | |
63 Neutral | ¥581.83B | 18.93 | 5.00% | 2.05% | 14.21% | -4.70% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
JP:7337
Hirogin Holdings, Inc.
2,219.50
919.34
70.71%
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Hirogin Holdings, Inc. Corporate Events
Hirogin Holdings Completes Restricted Stock Treasury Share Disposal
Jul 10, 2026
Hirogin Holdings, Inc. has completed the payment procedure for the disposal of 165,146 treasury shares that are being granted as restricted stock compensation to directors and executive officers of the holding company, Hiroshima Bank, and other gr...
Hirogin Holdings Advances Share Buyback, Acquires 1.9 Million Shares Under 2026 Program
Jul 1, 2026
Hirogin Holdings has disclosed the progress of its ongoing share buyback program authorized under Japan’s Companies Act, acquiring 1,157,100 common shares on the Tokyo Stock Exchange between June 1 and June 30, 2026, at a total cost of appro...
Hirogin Holdings to Grant Restricted Stock to Executives in Treasury Share Disposal
Jun 24, 2026
Hirogin Holdings has approved the disposal of 165,146 treasury shares as restricted stock compensation for 41 senior executives and directors across the holding company, Hiroshima Bank and key subsidiaries, with a total value of about ¥346.6 ...
Hirogin Holdings Details Progress on ¥7 Billion Share Buyback Program
Jun 1, 2026
Hirogin Holdings, Inc. has disclosed the status of its share buyback program authorized under Japan’s Companies Act, detailing the acquisition of 745,200 common shares on the Tokyo Stock Exchange between May 15 and May 31, 2026. The purchase...
Hirogin Holdings Raises Profit Hurdles in Executive Pay Plan Overhaul
May 13, 2026
Hirogin Holdings has revised its performance-based cash compensation plan for internal directors and executive officers, shifting the profit thresholds that determine payout multipliers. The plan continues to tie variable pay to profit attributabl...
Hirogin Holdings Launches ¥7 Billion Share Buyback to Lift Capital Efficiency
May 13, 2026
Hirogin Holdings has approved a share buyback aimed at improving capital efficiency and enhancing corporate value, underscoring management’s focus on disciplined balance sheet management. The board authorized the repurchase of up to 6 millio...
Hirogin Holdings Raises Profit and ROE Targets in Mid-Term Plan Update
May 13, 2026
Hirogin Holdings has announced an upward revision of key performance indicators in its Mid-Term Management Plan 2024, reflecting stronger profit expectations and capital utilization. The company now targets a consolidated ROE of at least 11% and c...
Hirogin Holdings Lifts Profit, Capital and Dividends on Strong FY 2026 Results
May 13, 2026
Hirogin Holdings reported strong consolidated results for the fiscal year ended March 31, 2026, with ordinary income rising 24.8% to ¥251.2 billion and profit attributable to owners of parent climbing 22.0% to ¥43.7 billion. Earnings per...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.