Hirogin Holdings, Inc. (JP:7337)
:7337
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Hirogin Holdings, Inc.
(7337)
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Rating:71Outperform
Price Target:
¥2,227.00
▲(34.20% Upside)
Action:Reiterated
Date:05/15/26
The score is driven primarily by strong technical momentum (price above key moving averages with positive MACD) and supportive valuation (moderate P/E with a solid dividend). These are balanced by financial-risk considerations—namely elevated leverage and historically volatile cash flows—despite strong recent earnings and growth.
Positive Factors
Diversified regional banking franchise
Hirogin operates a full-service regional bank model with deposit/lending as the core and multiple fee businesses (securities, leasing, credit guarantee). This diversified product set supports recurring net interest and fee income, improving revenue stability and cross-sell over a multiyear horizon.
Negative Factors
Elevated leverage
Sustained leverage at multiple times equity leaves limited cushion against credit losses or rising funding costs. For a regional bank, high debt-to-equity magnifies cyclical stress and reduces strategic optionality, raising the probability of capital strain if asset quality weakens.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified regional banking franchise
Hirogin operates a full-service regional bank model with deposit/lending as the core and multiple fee businesses (securities, leasing, credit guarantee). This diversified product set supports recurring net interest and fee income, improving revenue stability and cross-sell over a multiyear horizon.
Read all positive factors
Hirogin Holdings, Inc. (7337) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥633.31B
Dividend Yield3.21%
Average Volume (3M)730.89K
Price to Earnings (P/E)11.9
Beta (1Y)1.19
Revenue Growth19.57%
EPS Growth23.07%
CountryJP
Employees3,682
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)122.33
Shares Outstanding305,327,900
10 Day Avg. Volume707,000
30 Day Avg. Volume730,886
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)0.91
Price to Sales (P/S)2.19
P/FCF Ratio5.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)164.55
Revenue Forecast (FY)¥183.00B
Hirogin Holdings, Inc. Business Overview & Revenue Model
Company Description
Hirogin Holdings, Inc. operates as a bank holding company for The Hiroshima Bank, Ltd. that provides various financial services in Hiroshima, Okayama, Yamaguchi, and Ehime prefectures. It offers deposits and loans, financial instruments, leasing a...
How the Company Makes Money
The company makes money mainly through the earnings of its consolidated financial subsidiaries, led by its bank. The core revenue stream is banking: (1) net interest income, earned from the spread between interest received on loans and securities ...
Hirogin Holdings, Inc. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
60
Neutral
Cash Flow
55
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 198.37B | 235.49B | 193.82B | 192.69B | 151.98B | 154.58B |
| Gross Profit | 158.51B | 186.65B | 155.65B | 143.41B | 130.66B | 139.36B |
| EBITDA | 52.33B | 68.50B | 58.30B | 46.65B | 24.51B | 39.11B |
| Net Income | 36.85B | 43.73B | 35.84B | 27.69B | 12.51B | 22.91B |
Balance Sheet | ||||||
| Total Assets | 12.32T | 12.21T | 12.13T | 12.79T | 11.50T | 11.60T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 1.18T | 1.73T | 2.84T | 2.19T | 2.58T |
| Total Debt | 2.10T | 1.77T | 2.00T | 2.70T | 2.05T | 2.92T |
| Total Liabilities | 11.80T | 11.64T | 11.63T | 12.26T | 11.00T | 11.11T |
| Stockholders Equity | 524.32B | 568.72B | 504.54B | 535.11B | 498.47B | 496.06B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 87.29B | -18.47B | 661.83B | -478.07B | 208.88B |
| Operating Cash Flow | 0.00 | 89.81B | -14.42B | 673.40B | -468.74B | 216.89B |
| Investing Cash Flow | 0.00 | -598.16B | -202.52B | -119.39B | 65.83B | -198.33B |
| Financing Cash Flow | 0.00 | -59.63B | 57.39B | 94.02B | -8.10B | -22.64B |
Hirogin Holdings, Inc. Technical Analysis
Positive
1659.50
Price Trends
1871.05
Positive
1803.54
Positive
1600.36
Positive
Market Momentum
66.47
Negative
65.35
Neutral
78.09
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7337, the sentiment is Positive. The current price of 1659.5 is below the 20-day moving average (MA) of 1945.10, below the 50-day MA of 1871.05, and above the 200-day MA of 1600.36, indicating a bullish trend. The MACD of 66.47 indicates Negative momentum. The RSI at 65.35 is Neutral, neither overbought nor oversold. The STOCH value of 78.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7337.
Hirogin Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥633.31B | 11.90 | ― | 3.21% | 19.57% | 23.07% | |
68 Neutral | ¥581.88B | 11.64 | ― | 3.15% | 14.92% | 43.45% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥569.49B | 12.42 | ― | 2.93% | 11.61% | 46.17% | |
66 Neutral | ¥637.95B | 17.77 | 5.53% | 2.02% | 5.69% | 24.72% | |
65 Neutral | ¥816.52B | 12.04 | ― | 1.41% | 26.64% | 57.23% | |
63 Neutral | ¥559.74B | 29.39 | 6.09% | 2.93% | 14.21% | -4.70% |
* Financial Sector Average
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Hirogin Holdings, Inc. Corporate Events
Hirogin Holdings Raises Profit Hurdles in Executive Pay Plan Overhaul
May 13, 2026
Hirogin Holdings has revised its performance-based cash compensation plan for internal directors and executive officers, shifting the profit thresholds that determine payout multipliers. The plan continues to tie variable pay to profit attributabl...
Hirogin Holdings Launches ¥7 Billion Share Buyback to Lift Capital Efficiency
May 13, 2026
Hirogin Holdings has approved a share buyback aimed at improving capital efficiency and enhancing corporate value, underscoring management’s focus on disciplined balance sheet management. The board authorized the repurchase of up to 6 millio...
Hirogin Holdings Raises Profit and ROE Targets in Mid-Term Plan Update
May 13, 2026
Hirogin Holdings has announced an upward revision of key performance indicators in its Mid-Term Management Plan 2024, reflecting stronger profit expectations and capital utilization. The company now targets a consolidated ROE of at least 11% and c...
Hirogin Holdings Lifts Profit, Capital and Dividends on Strong FY 2026 Results
May 13, 2026
Hirogin Holdings reported strong consolidated results for the fiscal year ended March 31, 2026, with ordinary income rising 24.8% to ¥251.2 billion and profit attributable to owners of parent climbing 22.0% to ¥43.7 billion. Earnings per...
Hirogin Holdings to Shift Executive Pay Toward Restricted Stock Plan
Apr 28, 2026
Hirogin Holdings will revise its executive compensation system by introducing a new restricted stock-based compensation plan for internal directors, subject to approval at its June 2026 shareholders meeting. The plan is designed to align directors...
Hirogin Holdings Corrects Executive Officer Biographical Data in Director Change Notice
Mar 9, 2026
Hirogin Holdings, Inc., the financial holding company of The Hiroshima Bank, operates a regional banking franchise and related financial services platform anchored in Hiroshima Prefecture. The group targets local corporations and individual custom...
Hirogin Holdings Overhauls Top Management and Expands Regional Advisory Structure
Mar 6, 2026
Hirogin Holdings, Inc. has announced a wide-ranging leadership reshuffle across the holding company and key subsidiaries, including The Hiroshima Bank, Ltd., Hirogin Securities, Hirogin Lease, Hirogin Area Design, and Shin-ai Total Service. The mo...
Hirogin Holdings Lifts Earnings and Dividend Forecast on Stronger Interest Income
Mar 6, 2026
Hirogin Holdings has raised its consolidated earnings outlook for the fiscal year ending March 31, 2026, citing stronger-than-expected net interest income at core subsidiary The Hiroshima Bank. Ordinary profit is now projected at ¥61.5 billio...
Hirogin Holdings Posts Stable Capital Ratios Amid Rising Risk-Weighted Assets
Feb 25, 2026
Hirogin Holdings reported a consolidated domestic-standard capital adequacy ratio of 11.27% for the third quarter of FY2025, slightly down from 11.37% at the end of September, as risk-weighted assets rose faster than capital. Basic core capital in...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.