Hirogin Holdings, Inc. (7337) AI Stock Analysis

• Market Cap: ¥409.59B
• Dividend Yield: 3.3%
• Average Volume (3M): 1.39M
• Price to Earnings (P/E): 11.4
• Beta (1Y): 1.18
• Revenue Growth: <0.01%
• EPS Growth: 56.12%
• Country: JP
• Employees: 3,682
• Sector: Financial
• Sector Strength: 68
• Industry: Banks - Regional
• EPS (TTM): 22.76
• Shares Outstanding: 305,327,900
• 10 Day Avg. Volume: 873,090
• 30 Day Avg. Volume: 1,394,866
• PEG Ratio: 1.29
• Price to Book (P/B): 0.70
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 67 Neutral
• Price Target: ―

Hirogin Holdings benefits from strong revenue growth and effective cost management, supported by an attractive valuation with a reasonable P/E ratio and a healthy dividend yield. However, cash flow volatility and mixed technical indicators present challenges. Addressing these issues could significantly enhance the stock's appeal.

Hirogin Holdings, Inc. Business Overview & Revenue Model

Company Description

Hirogin Holdings, Inc. (7337) is a diversified financial services company based in Japan. The company operates primarily in the banking sector, offering a range of financial products and services including retail banking, corporate banking, and investment solutions. Hirogin Holdings is known for its strong presence in regional banking and commitment to supporting the economic development of the communities it serves.

How the Company Makes Money

Hirogin Holdings, Inc. generates revenue through a variety of financial services. Its primary revenue streams include interest income from loans provided to individuals and businesses, fees from financial services such as account management and transaction services, and income from securities and investment activities. The company also earns through strategic partnerships and collaborations with other financial institutions and businesses to expand its service offerings and customer base. Additionally, Hirogin Holdings benefits from its regional focus, leveraging local economic growth and development to enhance its financial performance.

Hirogin Holdings, Inc. Financial Statement Overview

Summary

Hirogin Holdings demonstrates a strong revenue growth trajectory and effective cost management. The balance sheet reflects stable equity and moderate leverage, but cash flow volatility and fluctuations in profitability margins indicate areas needing improvement. Focus on stabilizing cash flows and enhancing profitability is crucial.

Income Statement

Hirogin Holdings has shown consistent revenue growth over the years, with a notable increase from 2023 to 2024. The gross profit margin remains strong, indicating efficient cost management. However, the net profit margin has fluctuated, reflecting some instability in profitability. The EBIT margin is healthy, but the lack of EBITDA data limits a full analysis of operational performance.

Balance Sheet

The company's balance sheet reflects a stable equity base with a moderate debt-to-equity ratio, indicating balanced leverage. The equity ratio is healthy, suggesting a strong asset base. However, fluctuations in total liabilities and stockholders' equity over the years indicate potential financial risks that need monitoring.

Cash Flow

The cash flow analysis reveals volatile free cash flow figures, with significant variations in operating cash flow. The operating cash flow to net income ratio is not assessable due to missing data, hindering a comprehensive evaluation. Although there is positive free cash flow, its growth rate is inconsistent, highlighting challenges in cash generation.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	155.19B	192.89B	140.18B	125.37B	129.43B	101.43B
Gross Profit	171.91B	0.00	140.18B	125.37B	129.43B	101.43B
EBITDA	22.03B	49.92B	23.08B	24.51B	39.11B	35.64B
Net Income	33.36B	35.84B	27.69B	12.51B	22.91B	21.57B
Balance Sheet
Total Assets	12.37T	12.13T	12.79T	11.50T	11.60T	11.01T
Cash, Cash Equivalents and Short-Term Investments	1.45T	0.00	2.84T	2.19T	2.58T	2.58T
Total Debt	1.43T	2.00T	2.70T	1.06T	1.20T	1.02T
Total Liabilities	11.84T	11.63T	12.26T	1.42T	11.11T	1.02T
Stockholders Equity	527.88B	504.54B	535.11B	498.47B	496.06B	516.76B
Cash Flow
Free Cash Flow	0.00	-18.47B	765.87B	-478.07B	208.88B	1.46T
Operating Cash Flow	0.00	-14.42B	783.34B	-468.74B	216.89B	1.49T
Investing Cash Flow	0.00	-480.32B	-119.39B	65.83B	-198.33B	-370.40B
Financing Cash Flow	0.00	-634.38B	94.02B	-8.10B	-22.64B	-9.31B

Hirogin Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1325.50
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7337, the sentiment is Positive. The current price of 1325.5 is above the 20-day moving average (MA) of 1251.50, above the 50-day MA of 1235.17, and above the 200-day MA of 1169.04, indicating a bullish trend. The MACD of 30.36 indicates Negative momentum. The RSI at 71.97 is Negative, neither overbought nor oversold. The STOCH value of 91.38 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7337.

Hirogin Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8331	73 Outperform	$1.02T	13.64	6.30%	2.81%	9.27%	20.49%
8334	72 Outperform	¥549.18B	11.51	8.39%	3.20%	7.15%	44.42%
8377	71 Outperform	¥401.66B	8.98		1.24%	21.04%	20.47%
8354	70 Outperform	$807.30B	11.02	7.30%	3.21%	15.35%	-1.62%
8336	70 Neutral	¥123.94B	9.17		3.17%	-1.59%	20.55%
Sector *	67 Neutral	¥764.30B	11.15	7.43%	3.21%	7.66%	14.08%
7337	67 Neutral	¥409.59B	11.36		3.30%	<0.01%	56.12%

Hirogin Holdings, Inc. Corporate Events

Hirogin Holdings Reports Strong Financial Growth Amidst Stable Market Position

Hirogin Holdings, Inc. reported a 6% increase in ordinary revenues and a notable 26% rise in ordinary profit for the nine months ended December 31, 2024, compared to the same period the previous year. The company’s financial position remains stable with a slight decrease in total assets and an improved capital adequacy ratio. Despite a decline in comprehensive income, the company has maintained its dividend forecast, signaling confidence in its financial health and ongoing strategic initiatives.