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Paycloud Holdings Inc. (4015) Price & Analysis

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4015 Stock Chart & Stats

¥496.00

-¥14.00(-2.82%)

At close: Jan 08 4:00 PM EST

¥496.00

-¥14.00(-2.82%)

Day’s Range― - ―

52-Week Range¥388.00 - ¥802.00

Previous CloseN/A

Volume40.90K

Average Volume (3M)105.06K

Market Cap

¥8.81B

Enterprise Value¥5.69B

Total Cash (Recent Filing)¥3.78B

Total Debt (Recent Filing)¥1.80B

Price to Earnings (P/E)66.5

Beta0.69

Next Earnings

Oct 09, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)4.27

Shares Outstanding16,018,148

10 Day Avg. Volume184,500

30 Day Avg. Volume105,060

Financial Highlights & Ratios

PEG Ratio1.15

Price to Book (P/B)2.52

Price to Sales (P/S)1.12

P/FCF Ratio8.24

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strong Free Cash Flow GenerationConsistent and growing free cash flow (¥1.39B in 2025 versus ¥0.54B in 2023) indicates durable internal funding to support capex, debt reduction, and strategic investment. Over 2–6 months this underpins financial flexibility and lowers refinancing risk.

Improved Leverage And Balance SheetLeverage falling sharply to ~0.39x suggests materially improved solvency and capacity to absorb shocks. A stronger balance sheet supports strategic initiatives and credit access, reducing bankruptcy risk and enabling longer-term investments or acquisitions.

Rapid, Sustained Revenue ScalingA multi-year revenue expansion (≈¥1.2B to ¥10.2B) shows successful market adoption and scalable offerings. Structural top-line growth improves unit economics potential and provides a larger base to recover margins and fund reinvestment over the medium term.

Bears Say

Material Gross Margin CompressionA sharp decline in gross margin (≈64% to 37%) signals weakening unit economics or rising cost intensity. Unless structural cost drivers are addressed, margin erosion can persist, limiting operating leverage and constraining sustainable profitability despite revenue growth.

Historical Earnings And Cash VolatilityPrior large loss and a negative cash flow year in 2022 show the company can suffer outsized setbacks. Such volatility raises execution risk for scaling and means management must maintain larger liquidity buffers, complicating long-term planning and investment pacing.

Modest Returns On Shareholder CapitalLow single-digit returns on equity despite a larger asset base indicate the business has yet to convert scale into attractive profitability. Persistently modest returns can limit reinvestment payoffs and reduce long-term shareholder value creation unless margins or mix improve.

4015 FAQ

What was Paycloud Holdings Inc.’s price range in the past 12 months?

Paycloud Holdings Inc. lowest stock price was ¥388.00 and its highest was ¥802.00 in the past 12 months.

What is Paycloud Holdings Inc.’s market cap?

Paycloud Holdings Inc.’s market cap is ¥8.81B.

When is Paycloud Holdings Inc.’s upcoming earnings report date?

Paycloud Holdings Inc.’s upcoming earnings report date is Oct 09, 2026 which is in 73 days.

How were Paycloud Holdings Inc.’s earnings last quarter?

Paycloud Holdings Inc. released its earnings results on Jul 14, 2026. The company reported ¥11.73 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.73.

Is Paycloud Holdings Inc. overvalued?

According to Wall Street analysts Paycloud Holdings Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Paycloud Holdings Inc. pay dividends?

Paycloud Holdings Inc. does not currently pay dividends.

What is Paycloud Holdings Inc.’s EPS estimate?

Paycloud Holdings Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Paycloud Holdings Inc. have?

Paycloud Holdings Inc. has 16,018,148 shares outstanding.

What happened to Paycloud Holdings Inc.’s price movement after its last earnings report?

Paycloud Holdings Inc. reported an EPS of ¥11.73 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.373%.

Which hedge fund is a major shareholder of Paycloud Holdings Inc.?

Currently, no hedge funds are holding shares in JP:4015

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Paycloud Holdings Inc.

Paycloud Holdings Inc. provides technology solutions in Japan and internationally. It operates through the Cashless Service Business, Digital Signage Related Business, Solution Business, and Other Businesses segments. The company provides end-user services, including house electronic money, points, and digital gift cards to customers who operate stores, such as supermarkets and restaurants. It also offers digital signage to shopping centers, restaurant chains, convenience stores, and online stores, as well as sale, installation, and maintenance services. In addition, the company provides a service with functions for message transmission and data security services, including personal information management solutions. Further, it offers P-Pointer, a data security solution; arara message, a high-speed email delivery solution; AR services, such as ARAPPLI; and QR code-related services. The company was formerly known as arara inc. and changed its name to Paycloud Holdings Inc. in March 2024. Paycloud Holdings Inc. was incorporated in 2006 and is headquartered in Minato, Japan