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U. Y. Fincorp Limited (UYFINCORP) Price & Analysis

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UYFINCORP Stock Chart & Stats

₹18.66

-₹0.18(-0.95%)

At close: Jul 28 4:00 PM EDT

₹18.66

-₹0.18(-0.95%)

Day’s Range― - ―

52-Week Range₹11.25 - ₹19.98

Previous CloseN/A

Volume58.00K

Average Volume (3M)13.04K

Market Cap

₹3.79B

Enterprise Value₹2.78B

Total Cash (Recent Filing)₹196.06M

Total Debt (Recent Filing)₹39.49M

Price to Earnings (P/E)7.9

Beta0.52

Next Earnings

Aug 10, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.49

Shares Outstanding190,238,340

10 Day Avg. Volume3,934

30 Day Avg. Volume13,037

Financial Highlights & Ratios

PEG Ratio0.01

Price to Book (P/B)0.57

Price to Sales (P/S)1.36

P/FCF Ratio-48.25

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue & Margin ExpansionFY2026’s surge to 1.63B revenue with net margin ~29.6% reflects meaningful operating leverage and improved earnings quality. Durable scale and higher margins increase internal funding for lending or reserves, support reinvestment capacity, and bolster resilience across credit cycles if sustained.

Conservative Balance Sheet / Very Low LeverageExtremely low leverage and expanding equity/assets provide durable financial flexibility. Conservative financing lowers solvency and rollover risk, enabling the firm to fund growth or absorb credit losses without stressing interest coverage, important for long-term stability in credit services.

Material Improvement In Operating Cash FlowOperating cash flow jumping to ~766M from ~71M indicates stronger cash generation from core activities. Sustained operating cash receipts improve liquidity, support loan origination and provisioning, and provide a durable funding source that underpins balance-sheet flexibility despite FCF variability.

Bears Say

Weak Cash Conversion / Zero Free Cash FlowFCF dropping to zero suggests heavy reinvestment or working-capital absorption that reduces distributable cash. Over the medium term this can constrain dividends, buybacks or debt reduction and makes the firm more reliant on continued strong operating cash conversion to fund growth and cushions.

Revenue And Earnings VolatilityA sharp rebound after a weak prior year implies volatile top-line and profit delivery. Such volatility complicates provisioning, underwriting and capital planning, increasing execution risk that recent margins and scale gains may not be sustainable through different credit or funding cycles.

ROE Improved But Not Yet ExceptionalROE improvement to ~12.4% is positive but remains moderate versus top industry performers. Unless the company sustains higher margins and scales capital more efficiently, modest returns could limit long-term shareholder value creation despite recent profit gains.

U. Y. Fincorp Limited News

U. Y. Fincorp Closes Trading Window Ahead of FY26 Audited Results

U. Y. Fincorp Limited ( ($IN:UYFINCORP) ) has shared an announcement. U. Y. Fincorp Limited has announced the...

4M ago

U. Y. Fincorp files Q3 FY25 unaudited standalone results

U. Y. Fincorp Limited ( ($IN:UYFINCORP) ) has issued an announcement. U. Y. Fincorp reported unaudited standalone results...

6M ago

UYFINCORP FAQ

What was U. Y. Fincorp Limited’s price range in the past 12 months?

U. Y. Fincorp Limited lowest stock price was ₹11.25 and its highest was ₹19.98 in the past 12 months.

What is U. Y. Fincorp Limited’s market cap?

U. Y. Fincorp Limited’s market cap is ₹3.79B.

When is U. Y. Fincorp Limited’s upcoming earnings report date?

U. Y. Fincorp Limited’s upcoming earnings report date is Aug 10, 2026 which is in 5 days.

How were U. Y. Fincorp Limited’s earnings last quarter?

U. Y. Fincorp Limited released its earnings results on May 27, 2026. The company reported ₹0.92 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.92.

Is U. Y. Fincorp Limited overvalued?

According to Wall Street analysts U. Y. Fincorp Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does U. Y. Fincorp Limited pay dividends?

U. Y. Fincorp Limited does not currently pay dividends.

What is U. Y. Fincorp Limited’s EPS estimate?

U. Y. Fincorp Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does U. Y. Fincorp Limited have?

U. Y. Fincorp Limited has 190,238,340 shares outstanding.

What happened to U. Y. Fincorp Limited’s price movement after its last earnings report?

U. Y. Fincorp Limited reported an EPS of ₹0.92 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.474%.

Which hedge fund is a major shareholder of U. Y. Fincorp Limited?

Currently, no hedge funds are holding shares in IN:UYFINCORP

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

U. Y. Fincorp Limited

U. Y. Fincorp Limited operates as a non-banking financial company (NBFC), delivering a comprehensive array of financial and associated services. The firm primarily focuses on providing loans to both corporate entities and individuals, in addition to engaging in securities investments and trading activities. Its diverse fund-based services include financing for infrastructure, real estate, and industrial assets, offering loans secured by shares and properties, handling corporate deposits, facilitating equity participation, and providing retail, bridge, and bill discounting solutions. Moreover, U. Y. Fincorp offers fee-based services such as loan syndication and project advisory. The company is also involved in specialized financial undertakings like acquisition funding, lending against land, promoter funding, and providing credit against illiquid collateral. Established in 1993, the Mumbai, India-based company rebranded as U. Y. Fincorp Limited in December 2018, having previously been known as Golden Goenka Fincorp Limited.