High Revenue GrowthSustained ~38% revenue growth indicates expanding core lending and fee businesses, improving topline scale. Over months this supports greater loan book diversification, higher interest and fee income, and stronger reinvestment capacity to fund product development and customer acquisition.

Positive Operating Cash FlowConsistently positive operating cash flow shows the business converts earnings into cash from lending and advisory operations. This durable cash generation underpins loan origination, working capital, and recurring investments without excessive external funding, supporting stability and growth execution.

Balanced Leverage And Positive ROEA moderate debt profile combined with positive ROE signals prudent capital structure and efficient equity use. This structural strength provides financial flexibility to fund lending, withstand credit stress, and pursue partnerships or selective expansion while limiting dilution or refinancing pressure.

Bears Say

Variable Free Cash FlowVolatile free cash flow reduces predictable capacity for capex, loan growth, and shareholder returns. Over a multi-month horizon this can force reliance on external financing, constrain strategic investments, and raise refinancing or liquidity risk during cyclical slowdowns, weakening long-term execution.

Declining Net Profit MarginA falling net margin indicates rising costs or credit expenses relative to revenue. If sustained, margin erosion will reduce retained earnings available for reinvestment, erode ROE, and limit the firm's ability to absorb shocks or fund growth internally, pressuring long-term profitability stability.

High Total Liabilities RiskElevated total liabilities magnify leverage sensitivity to interest rates and credit conditions. Over months this raises refinancing and liquidity risk, may constrain new lending, and requires disciplined asset-liability management; deterioration could impair funding access and strategic flexibility.

Starteck Finance Ltd. News

Starteck Finance Ensures Regulatory Compliance with SEBI Certificate Submission

Starteck Finance Ltd. ( ($IN:STARTECK) ) just unveiled an announcement. Starteck Finance Limited has submitted a certificate under...

5M ago

STARTECK FAQ

What was Starteck Finance Ltd.’s price range in the past 12 months?

Starteck Finance Ltd. lowest stock price was ₹251.00 and its highest was ₹361.80 in the past 12 months.

What is Starteck Finance Ltd.’s market cap?

Starteck Finance Ltd.’s market cap is ₹2.69B.

When is Starteck Finance Ltd.’s upcoming earnings report date?

Starteck Finance Ltd.’s upcoming earnings report date is Jun 02, 2026 which is in 87 days.

How were Starteck Finance Ltd.’s earnings last quarter?

Starteck Finance Ltd. released its earnings results on Feb 05, 2026. The company reported ₹7.545 earnings per share for the quarter, beating the consensus estimate of N/A by ₹7.545.

Is Starteck Finance Ltd. overvalued?

According to Wall Street analysts Starteck Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Starteck Finance Ltd. pay dividends?

Starteck Finance Ltd. pays a Annually dividend of ₹0.25 which represents an annual dividend yield of 0.09%. See more information on Starteck Finance Ltd. dividends here

What is Starteck Finance Ltd.’s EPS estimate?

Starteck Finance Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Starteck Finance Ltd. have?

Starteck Finance Ltd. has 9,910,330 shares outstanding.

What happened to Starteck Finance Ltd.’s price movement after its last earnings report?

Starteck Finance Ltd. reported an EPS of ₹7.545 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.557%.

Which hedge fund is a major shareholder of Starteck Finance Ltd.?

Currently, no hedge funds are holding shares in IN:STARTECK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Starteck Finance Ltd.

Starteck Finance Limited operates as a non-banking financial company in India. It offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas of India. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. The company was incorporated in 1985 and is based in Mumbai, India.