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Transwarranty Finance Limited (IN:TFL)
:TFL
India Market
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Transwarranty Finance Limited (TFL) Price & Analysis

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TFL Stock Chart & Stats

₹16.12
-₹0.44(-2.02%)
At close: 4:00 PM EST
₹16.12
-₹0.44(-2.02%)

Bulls Say, Bears Say

Bulls Say
Stable Equity FinancingA relatively stable equity ratio means a meaningful portion of assets is financed by equity rather than debt. Over the medium term this provides a solvency buffer, reduces immediate refinancing pressure and supports the firm’s ability to originate or hold mortgage assets while executing restructuring or profitability plans.
Cash Conversion Vs Accounting LossesA free cash flow to net income ratio slightly above 1 indicates cash generation is marginally better than accounting losses. This suggests the company can convert some earnings into cash, providing limited runway to fund operations or manage liabilities while pursuing operational fixes or asset cleanup over the next several months.
Lean Operating BaseA small headcount implies a lean cost structure and lower fixed overhead. For a mortgage/finance firm this enables more rapid cost control, easier restructuring and a lower cash burn profile, which supports survival and potential improvement in margins as revenue stabilizes or recovers.
Bears Say
Severe Revenue DeclineA ~38% revenue decline is a structural red flag for a finance firm: it erodes scale, reduces fee and interest income, and weakens the spread economics that underpin profitability. Sustained top-line contraction makes fixed costs harder to cover and limits capacity to rebuild capital without external funding.
Deep Negative MarginsDeep negative net and operating margins show the business is loss-making at core operations, not just due to one-off items. Persistent negative margins consume equity, hinder reinvestment, and often necessitate capital raises or asset sales, reducing strategic flexibility and increasing dilution risk over the medium term.
Elevated Leverage And Weak ReturnsA debt-to-equity ratio of 1.32 combined with negative ROE signals reliance on borrowed funds while failing to generate returns. High leverage raises interest and refinancing risk, constrains future lending capacity, and magnifies losses during downturns, pressuring solvency and long-term growth prospects.

TFL FAQ

What was Transwarranty Finance Limited’s price range in the past 12 months?
Transwarranty Finance Limited lowest stock price was ₹11.00 and its highest was ₹21.90 in the past 12 months.
    What is Transwarranty Finance Limited’s market cap?
    Transwarranty Finance Limited’s market cap is ₹719.82M.
      When is Transwarranty Finance Limited’s upcoming earnings report date?
      Transwarranty Finance Limited’s upcoming earnings report date is May 01, 2026 which is tomorrow.
        How were Transwarranty Finance Limited’s earnings last quarter?
        Transwarranty Finance Limited released its earnings results on Feb 12, 2026. The company reported -₹0.168 earnings per share for the quarter, missing the consensus estimate of N/A by -₹0.168.
          Is Transwarranty Finance Limited overvalued?
          According to Wall Street analysts Transwarranty Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Transwarranty Finance Limited pay dividends?
            Transwarranty Finance Limited pays a Notavailable dividend of ₹0.456 which represents an annual dividend yield of N/A. See more information on Transwarranty Finance Limited dividends here
              What is Transwarranty Finance Limited’s EPS estimate?
              Transwarranty Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Transwarranty Finance Limited have?
              Transwarranty Finance Limited has 55,116,196 shares outstanding.
                What happened to Transwarranty Finance Limited’s price movement after its last earnings report?
                Transwarranty Finance Limited reported an EPS of -₹0.168 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.213%.
                  Which hedge fund is a major shareholder of Transwarranty Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TFL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Transwarranty Finance Limited

                    Transwarranty Finance Limited, a non-banking finance company, provides financial services to companies and retail clients in India. Its investment banking services comprise mergers and acquisitions, venture capital, private equity, joint ventures, corporate advisory, and business re-structuring; and corporate finance services consist of structured finance, rupee/foreign currency loans, external commercial borrowing, working capital facilities from banks, acquisition finance, stressed assets finance, and debt re-structuring. The company's trade finance services comprise letter of credit and clean bills discounting, inter corporate deposits, unsecured working capital loans, and import and export finance; and project finance services include financial structuring, project report and financial feasibility studies, raising project equity, and raising rupee and foreign currency loans for projects. In addition, it offers retail loans against security of gold; and online pocket loans. Further, the company provides retail stock broking and investment advisory services, depository participation, institutional broking, arbitrage, corporate restructuring, take over and offer for sale services, ESOPs, and certifications services, as well as listing services on National Stock Exchange and Bombay Stock Exchange, and buy back of shares; distributes mutual funds, IPO, and other financial products; manages initial public offers/follow on offers/rights issues and debt issues; places equity shares with QIP/private equity funds and preference shares; and valuates companies/enterprises/shares. Additionally, it is involved in the retail of commodities broking and insurance agency business. The company was founded in 1994 and is headquartered in Mumbai, India.

                    Transwarranty Finance Limited (TFL) Earnings & Revenues

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