Viji Finance Ltd. (IN:VIJIFIN)
:VIJIFIN
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VIJIFIN Stock Chart & Stats
₹2.84
-₹0.04(-1.29%)
At close: 4:00 PM EST
₹2.84
-₹0.04(-1.29%)
Day’s Range― - ―
52-Week Range₹1.97 - ₹4.70
Previous CloseN/A
Volume37.86K
Average Volume (3M)25.74K
Market Cap
₹618.45M
Enterprise Value₹652.37M
Total Cash (Recent Filing)₹53.54M
Total Debt (Recent Filing)₹115.49M
Price to Earnings (P/E)23.1
Beta-0.45
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding142,500,000
10 Day Avg. Volume12,331
30 Day Avg. Volume25,738
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.74
Price to Sales (P/S)7.78
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability ReboundA sharp FY2026 profitability rebound with much higher revenue and materially improved margins meaningfully increases internally generated earnings capacity. Sustained higher margins would improve capital retention, fund growth or provisioning, and strengthen resilience against credit cycles over the next several quarters.
Improved LeverageLeverage falling to roughly 0.31 and a larger equity base materially reduces solvency and refinancing risk versus prior peaks. A lower debt burden improves interest coverage and strategic flexibility, allowing the firm to support lending or absorb losses without immediate capital raises over the medium term.
Return To Positive Operating Cash FlowOperating cash flow turning positive in FY2026 indicates core business activities began generating cash again, improving short-term liquidity and reducing reliance on external funding. If sustained, better cash conversion will support working capital needs, loan funding and reduce refinancing exposure.
Bears Say
Weak Cash-flow ConversionHistoric negative operating cash flow and a FY2026 free cash flow of zero show earnings have not reliably converted to cash. Persistent weak cash conversion undermines the sustainability of reported profits, limits capacity to self-fund growth or provisioning, and increases liquidity and refinancing vulnerability.
Earnings VolatilityMaterial swings in profit across reporting cycles reduce predictability of credit performance and capital planning. Volatile earnings complicate underwriting, make provisioning forecasting harder, and raise the risk that recent margin improvements are cyclical rather than structural, limiting confidence in future profitability.
Small Operating ScaleA very small headcount implies limited operational scale, concentrated key-person risk, and constrained capacity for credit underwriting, compliance, and distribution. Scale disadvantages can raise per-unit costs, impede diversification, and make it harder to compete or absorb shocks as the credit services market evolves.
Viji Finance Ltd. News
VIJIFIN FAQ
What was Viji Finance Ltd.’s price range in the past 12 months?
Viji Finance Ltd. lowest stock price was ₹1.97 and its highest was ₹4.70 in the past 12 months.
What is Viji Finance Ltd.’s market cap?
Viji Finance Ltd.’s market cap is ₹618.45M.
When is Viji Finance Ltd.’s upcoming earnings report date?
Viji Finance Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 39 days.
How were Viji Finance Ltd.’s earnings last quarter?
Viji Finance Ltd. released its earnings results on May 06, 2026. The company reported ₹0.15 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.15.
Is Viji Finance Ltd. overvalued?
According to Wall Street analysts Viji Finance Ltd.’s price is currently Overvalued.
Does Viji Finance Ltd. pay dividends?
Viji Finance Ltd. pays a Annually dividend of ₹0.01 which represents an annual dividend yield of N/A. See more information on Viji Finance Ltd. dividends here
What is Viji Finance Ltd.’s EPS estimate?
Viji Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Viji Finance Ltd. have?
Viji Finance Ltd. has 142,500,000 shares outstanding.
What happened to Viji Finance Ltd.’s price movement after its last earnings report?
Viji Finance Ltd. reported an EPS of ₹0.15 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.963%.
Which hedge fund is a major shareholder of Viji Finance Ltd.?
Currently, no hedge funds are holding shares in IN:VIJIFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Viji Finance Ltd.
Viji Finance Limited functions as a non-banking financial institution (NBFI) within India, extending a variety of financial solutions. Its service offerings include corporate lending, funding for infrastructure and project development, and personal finance options. The company, which was founded in 1994 with its headquarters in Indore, India, was initially established as Panjon Finance Limited before officially becoming Viji Finance Limited in September 2012.
Technical Analysis
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