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MANCREDIT Stock Chart & Stats
₹180.45
-₹5.00(-2.90%)
At close: 4:00 PM EST
₹180.45
-₹5.00(-2.90%)
Day’s Range― - ―
52-Week Range₹152.95 - ₹267.35
Previous CloseN/A
Volume12.52K
Average Volume (3M)8.08K
Market Cap
₹5.07B
Enterprise Value₹7.54B
Total Cash (Recent Filing)₹777.60M
Total Debt (Recent Filing)₹2.76B
Price to Earnings (P/E)32.0
Beta0.23
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.45%
Share Statistics
EPS (TTM)2.82
Shares Outstanding21,113,985
10 Day Avg. Volume7,466
30 Day Avg. Volume8,076
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.04
Price to Sales (P/S)5.05
P/FCF Ratio-3.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth & Margin ExpansionA large scaling of revenue (+148.7% YoY) alongside materially expanded gross (~41.3%), EBIT (~32.1%) and net (~21.9%) margins indicates the company achieved meaningful operating leverage. If credit quality and funding remain stable, these margin improvements support sustainable internal cash generation and healthier recurring profitability over the medium term.
Improved Return On EquityROE rising to ~8.9% signals better capital efficiency after prior weakness, reflecting improved underwriting, pricing or cost control. Sustained above-trend ROE would make future capital allocation and incremental lending more accretive, strengthening long-term shareholder returns if management maintains disciplined asset growth.
Recurring Lending Revenue ModelAs an NBFC whose core revenue is interest spread and fee income, the company benefits from a structurally recurring revenue base aligned with lending cycles. This business model can deliver predictable earnings over time provided funding access and portfolio credit quality remain intact, offering durable cashflow potential.
Bears Say
Elevated And Rising LeverageDebt-to-equity approaching 1.92 and rising materially reduces financial flexibility and increases exposure to funding cost moves. For an NBFC, high leverage raises refinancing and liquidity vulnerability during tighter credit conditions, constraining the firm's ability to grow safely without additional equity or tightened underwriting.
Severe Cash Conversion ShortfallLarge negative operating and free cash flows despite reported profits indicate earnings are not translating into cash. Persistent negative cash conversion forces dependence on external funding to service growth and debt, raising structural liquidity and funding-cost risks that can impair sustainable lending and margin durability.
Profitability Volatility / Earnings Quality RiskA swing from near-zero margins to ~21.9% in one year points to volatile earnings that may reflect one-off factors, portfolio mix shifts, or timing differences. Such volatility complicates forecasting and capital planning; if margins revert, the company could face pressure on returns and covenants given its leverage.
Mangal Credit & Fincorp Ltd. News
MANCREDIT FAQ
What was Mangal Credit & Fincorp Ltd.’s price range in the past 12 months?
Mangal Credit & Fincorp Ltd. lowest stock price was ₹152.95 and its highest was ₹267.35 in the past 12 months.
What is Mangal Credit & Fincorp Ltd.’s market cap?
Mangal Credit & Fincorp Ltd.’s market cap is ₹5.07B.
When is Mangal Credit & Fincorp Ltd.’s upcoming earnings report date?
Mangal Credit & Fincorp Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 32 days.
How were Mangal Credit & Fincorp Ltd.’s earnings last quarter?
Mangal Credit & Fincorp Ltd. released its earnings results on May 28, 2026. The company reported ₹2.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.59.
Is Mangal Credit & Fincorp Ltd. overvalued?
According to Wall Street analysts Mangal Credit & Fincorp Ltd.’s price is currently Overvalued.
Does Mangal Credit & Fincorp Ltd. pay dividends?
Mangal Credit & Fincorp Ltd. pays a Notavailable dividend of ₹0.75 which represents an annual dividend yield of 0.45%. See more information on Mangal Credit & Fincorp Ltd. dividends here
What is Mangal Credit & Fincorp Ltd.’s EPS estimate?
Mangal Credit & Fincorp Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mangal Credit & Fincorp Ltd. have?
Mangal Credit & Fincorp Ltd. has 21,113,985 shares outstanding.
What happened to Mangal Credit & Fincorp Ltd.’s price movement after its last earnings report?
Mangal Credit & Fincorp Ltd. reported an EPS of ₹2.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Mangal Credit & Fincorp Ltd.?
Currently, no hedge funds are holding shares in IN:MANCREDIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mangal Credit & Fincorp Ltd.
Headquartered in Mumbai, India, Mangal Credit and Fincorp Limited operates as an Indian non-banking financial entity. Founded in 1961, the company, which previously traded as Tak Machinery & Leasing Limited until its renaming in June 2013, provides a diverse array of financial solutions. These offerings encompass loans for small and medium-sized enterprises (SMEs), personal credit, gold-backed financing, and loans against property, along with various other credit services.
Technical Analysis
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