Mangal Credit & Fincorp Ltd. (IN:MANCREDIT)
:MANCREDIT
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MANCREDIT Stock Chart & Stats
₹180.45
-₹5.00(-2.90%)
At close: 4:00 PM EST
₹180.45
-₹5.00(-2.90%)
Day’s Range― - ―
52-Week Range₹152.95 - ₹224.05
Previous CloseN/A
Volume12.52K
Average Volume (3M)8.08K
Market Cap
₹4.69B
Enterprise Value₹6.47B
Total Cash (Recent Filing)₹777.60M
Total Debt (Recent Filing)₹2.76B
Price to Earnings (P/E)30.7
Beta0.24
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.45%
Share Statistics
EPS (TTM)2.82
Shares Outstanding21,113,985
10 Day Avg. Volume7,466
30 Day Avg. Volume8,076
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Scale & Revenue GrowthSharp revenue acceleration and larger scale in FY2026 indicate the company can win business and expand its loan book. Durable growth suggests improving origination capacity and market penetration, supporting recurring interest income and longer-term earnings power if credit quality remains managed.
Margin ExpansionMaterial margin expansion across gross, EBIT and net metrics reflects improved pricing, a better loan mix and operating leverage. Sustained margins would boost internal capital generation and profitability per loan, strengthening the company’s ability to fund growth and absorb credit shocks over time.
Durable NBFC Revenue ModelThe core NBFC model—earning interest-rate spreads plus fee income—creates recurring, contractually-derived revenue. When underwriting discipline and funding access hold, this model generates predictable net interest margins and scalable fee streams that support durable cash earnings over economic cycles.
Bears Say
Rising LeverageElevated and increasing leverage reduces balance-sheet flexibility. For an NBFC, higher gearing raises refinancing risk and interest-cost sensitivity, weakening resilience to funding stress or macro tightening and increasing probability of distress if credit or liquidity conditions deteriorate.
Poor Cash ConversionDeeply negative operating and free cash flow despite reported profits signals earnings are not converting to cash. If persistent, weak cash conversion will force higher borrowing or equity issuance, elevating funding costs, refinancing risk and potential dilution over the medium term.
Profitability VolatilityA dramatic swing from near-zero to robust margins suggests volatile earnings quality, possibly from one-offs or changing portfolio composition. Such variability undermines predictability of future profits and provisioning needs, complicating capital planning and investor assessment of sustainable returns.
Mangal Credit & Fincorp Ltd. News
MANCREDIT FAQ
What was Mangal Credit & Fincorp Ltd.’s price range in the past 12 months?
Mangal Credit & Fincorp Ltd. lowest stock price was ₹152.95 and its highest was ₹224.05 in the past 12 months.
What is Mangal Credit & Fincorp Ltd.’s market cap?
Mangal Credit & Fincorp Ltd.’s market cap is ₹4.69B.
When is Mangal Credit & Fincorp Ltd.’s upcoming earnings report date?
Mangal Credit & Fincorp Ltd.’s upcoming earnings report date is Aug 12, 2026 which is in 59 days.
How were Mangal Credit & Fincorp Ltd.’s earnings last quarter?
Mangal Credit & Fincorp Ltd. released its earnings results on May 28, 2026. The company reported ₹2.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹2.59.
Is Mangal Credit & Fincorp Ltd. overvalued?
According to Wall Street analysts Mangal Credit & Fincorp Ltd.’s price is currently Overvalued.
Does Mangal Credit & Fincorp Ltd. pay dividends?
Mangal Credit & Fincorp Ltd. pays a Notavailable dividend of ₹0.75 which represents an annual dividend yield of 0.45%. See more information on Mangal Credit & Fincorp Ltd. dividends here
What is Mangal Credit & Fincorp Ltd.’s EPS estimate?
Mangal Credit & Fincorp Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mangal Credit & Fincorp Ltd. have?
Mangal Credit & Fincorp Ltd. has 21,113,985 shares outstanding.
What happened to Mangal Credit & Fincorp Ltd.’s price movement after its last earnings report?
Mangal Credit & Fincorp Ltd. reported an EPS of ₹2.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Mangal Credit & Fincorp Ltd.?
Currently, no hedge funds are holding shares in IN:MANCREDIT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mangal Credit & Fincorp Ltd.
Headquartered in Mumbai, India, Mangal Credit and Fincorp Limited operates as an Indian non-banking financial entity. Founded in 1961, the company, which previously traded as Tak Machinery & Leasing Limited until its renaming in June 2013, provides a diverse array of financial solutions. These offerings encompass loans for small and medium-sized enterprises (SMEs), personal credit, gold-backed financing, and loans against property, along with various other credit services.
Technical Analysis
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