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MoneyBoxx Finance Ltd. (IN:MONEYBOXX)
:MONEYBOXX
India Market
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MoneyBoxx Finance Ltd. (MONEYBOXX) Price & Analysis

2 Followers

MONEYBOXX Stock Chart & Stats

₹58.44
-₹1.01(-1.71%)
At close: 4:00 PM EDT
₹58.44
-₹1.01(-1.71%)

Bulls Say, Bears Say

Bulls Say
Rapid Revenue Growth & Margin ExpansionSustained double‑digit revenue acceleration and a large gross margin improvement indicate the core lending book is scaling with better unit economics. If sustained, higher yields and mix improvements increase structural earnings potential, supporting future operating leverage as branches mature and loss rates stabilize.
Focused, Underpenetrated Market NicheA branch-led model targeting underserved rural and semi‑urban micro and small enterprises is a durable competitive position: less intense competition, sticky client relationships, and high addressable demand. Secured, small‑ticket loans tailored to livelihoods create stickiness and the potential for high long‑term portfolio growth.
Growing Equity BaseAn increase in shareholders’ equity improves capitalization and provides a more stable funding cushion for lending growth and regulatory buffers. A stronger equity base supports further branch expansion and absorbs losses, reducing the likelihood of immediate dilution or emergency funding needs during stress periods.
Bears Say
Negative Operating & Free Cash FlowPersistent negative operating and free cash flow means growth is financed externally rather than organically. Over months, that elevates refinancing and liquidity risk for an NBFC, making the business sensitive to wholesale funding conditions and increasing probability of constrained growth if credit markets tighten.
High LeverageA debt‑heavy capital structure raises funding and liquidity sensitivity for a lending franchise. High leverage reduces buffer against credit losses or margin compression, increases interest burden, and limits flexibility for opportunistic investments or absorbing cyclical shocks without costly refinancing or equity raises.
Very Thin Profitability & Low ROEExtremely low net margins and ROE indicate the firm converts little of revenue into shareholder returns despite growth. Persistently thin profitability undermines internal capital generation, increases reliance on external funding, and limits the company's ability to build reserves or sustainably absorb credit deterioration over a multi‑month horizon.

MoneyBoxx Finance Ltd. News

MONEYBOXX FAQ

What was MoneyBoxx Finance Ltd.’s price range in the past 12 months?
MoneyBoxx Finance Ltd. lowest stock price was ₹49.50 and its highest was ₹99.50 in the past 12 months.
    What is MoneyBoxx Finance Ltd.’s market cap?
    MoneyBoxx Finance Ltd.’s market cap is ₹4.05B.
      When is MoneyBoxx Finance Ltd.’s upcoming earnings report date?
      MoneyBoxx Finance Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 79 days.
        How were MoneyBoxx Finance Ltd.’s earnings last quarter?
        MoneyBoxx Finance Ltd. released its earnings results on Aug 12, 2026. The company reported ₹0.03 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is MoneyBoxx Finance Ltd. overvalued?
          According to Wall Street analysts MoneyBoxx Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does MoneyBoxx Finance Ltd. pay dividends?
            MoneyBoxx Finance Ltd. does not currently pay dividends.
            What is MoneyBoxx Finance Ltd.’s EPS estimate?
            MoneyBoxx Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does MoneyBoxx Finance Ltd. have?
            MoneyBoxx Finance Ltd. has 69,809,200 shares outstanding.
              What happened to MoneyBoxx Finance Ltd.’s price movement after its last earnings report?
              MoneyBoxx Finance Ltd. reported an EPS of ₹0.03 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -1.21%.
                Which hedge fund is a major shareholder of MoneyBoxx Finance Ltd.?
                Currently, no hedge funds are holding shares in IN:MONEYBOXX
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  MoneyBoxx Finance Ltd.

                  Moneyboxx Finance Limited operates as a non-banking financial institution, providing an array of lending solutions across India. The company specializes in offering small-scale business credit through its Moneyboxx Vyapaar initiative, alongside property-backed loans branded as Saral, specifically catering to micro and small enterprises. Furthermore, it manages the Sikka App, a digital platform that allows clients to submit and monitor loan applications, handle their equated monthly installments (EMIs), and invest in gold and health insurance products. The firm, which was initially established in 1994 as Dhanuka Commercial Limited, adopted its current name, Moneyboxx Finance Limited, in January 2019. Its main corporate office is located in Mumbai, India.

                  MoneyBoxx Finance Ltd. (MONEYBOXX) Earnings & Revenues

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