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MoneyBoxx Finance Ltd. (IN:MONEYBOXX)
:MONEYBOXX
India Market
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MoneyBoxx Finance Ltd. (MONEYBOXX) Price & Analysis

2 Followers

MONEYBOXX Stock Chart & Stats

₹77.12
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Market closed
₹77.12
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Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthA ~129% revenue jump indicates rapid loan book expansion and stronger market penetration. Durable top-line growth increases the earning base and, if paired with credit discipline, can sustainably boost net interest income and operating leverage over the next several quarters.
Improving Unit Economics / Gross MarginA material gross margin improvement (to ~56% from ~32%) reflects better portfolio yields or product mix and tighter cost of funds. Sustained higher margins enhance net interest margin resilience and provide more buffer to absorb credit costs and operating expenses over time.
Niche, Secured Rural/semi-urban FranchiseA branch-led focus on underserved rural/semi-urban, small-ticket secured lending creates structural demand and competitive differentiation. Collateralization and localized origination/collections improve loss mitigation and customer stickiness, supporting durable portfolio stability.
Bears Say
High Leverage / Funding SensitivityMeaningful leverage (debt/equity ~2.3–2.5x) increases sensitivity to interest-rate moves and wholesale funding availability. As an NBFC, reliance on external borrowings raises refinancing and liquidity risk, limiting flexibility to withstand credit shocks or higher funding costs.
Consistently Negative Cash GenerationPersistent negative operating and free cash flow shows growth is financed externally rather than internally. This dependence on new funding elevates refinancing risk, constrains the firm's ability to self-fund provisions or capex, and heightens vulnerability if market liquidity tightens.
Very Thin Profitability / Low ReturnsNet margin near 0.6% and ROE under 0.5% indicate limited earnings power relative to capital. Even with revenue growth, weak conversion to profit hampers reserve building and capital accumulation, reducing the firm’s capacity to absorb losses or support organic capital growth.

MoneyBoxx Finance Ltd. News

MONEYBOXX FAQ

What was MoneyBoxx Finance Ltd.’s price range in the past 12 months?
MoneyBoxx Finance Ltd. lowest stock price was ₹49.50 and its highest was ₹99.50 in the past 12 months.
    What is MoneyBoxx Finance Ltd.’s market cap?
    MoneyBoxx Finance Ltd.’s market cap is ₹4.35B.
      When is MoneyBoxx Finance Ltd.’s upcoming earnings report date?
      MoneyBoxx Finance Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 25 days.
        How were MoneyBoxx Finance Ltd.’s earnings last quarter?
        MoneyBoxx Finance Ltd. released its earnings results on May 28, 2026. The company reported ₹0.07 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.07.
          Is MoneyBoxx Finance Ltd. overvalued?
          According to Wall Street analysts MoneyBoxx Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does MoneyBoxx Finance Ltd. pay dividends?
            MoneyBoxx Finance Ltd. does not currently pay dividends.
            What is MoneyBoxx Finance Ltd.’s EPS estimate?
            MoneyBoxx Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does MoneyBoxx Finance Ltd. have?
            MoneyBoxx Finance Ltd. has 69,809,200 shares outstanding.
              What happened to MoneyBoxx Finance Ltd.’s price movement after its last earnings report?
              MoneyBoxx Finance Ltd. reported an EPS of ₹0.07 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of MoneyBoxx Finance Ltd.?
                Currently, no hedge funds are holding shares in IN:MONEYBOXX
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  MoneyBoxx Finance Ltd.

                  Moneyboxx Finance Limited operates as a non-banking financial institution, providing an array of lending solutions across India. The company specializes in offering small-scale business credit through its Moneyboxx Vyapaar initiative, alongside property-backed loans branded as Saral, specifically catering to micro and small enterprises. Furthermore, it manages the Sikka App, a digital platform that allows clients to submit and monitor loan applications, handle their equated monthly installments (EMIs), and invest in gold and health insurance products. The firm, which was initially established in 1994 as Dhanuka Commercial Limited, adopted its current name, Moneyboxx Finance Limited, in January 2019. Its main corporate office is located in Mumbai, India.

                  MoneyBoxx Finance Ltd. (MONEYBOXX) Earnings & Revenues

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