MoneyBoxx Finance Ltd. (IN:MONEYBOXX)
:MONEYBOXX
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MONEYBOXX Stock Chart & Stats
₹77.12
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Market closed
₹77.12
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Day’s Range― - ―
52-Week Range₹49.50 - ₹99.50
Previous CloseN/A
VolumeN/A
Average Volume (3M)8.40K
Market Cap
₹4.86B
Enterprise Value₹7.63B
Total Cash (Recent Filing)₹1.00B
Total Debt (Recent Filing)₹6.39B
Price to Earnings (P/E)353.2
Beta0.79
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.09
Shares Outstanding69,809,200
10 Day Avg. Volume9,452
30 Day Avg. Volume8,400
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)1.34
Price to Sales (P/S)1.70
P/FCF Ratio-7.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.5
Revenue Forecast (FY)₹5.59B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthFY2026 revenue growth of ~129% shows durable demand and rapid portfolio scale. Sustained top-line expansion improves net interest income potential and enables fixed-cost dilution, supporting longer-term margin recovery and investment in origination infrastructure if underwriting standards and funding access remain intact.
Improving Unit EconomicsA rise in gross margin from ~32% to ~56% indicates materially better unit economics or pricing power. Higher portfolio yields or improved funding mix can sustainably widen net interest margins, providing a structural buffer to absorb credit costs and operating expenses and improving long-term profitability if credit quality is preserved.
Focused Distribution NicheA branch-led focus on underserved rural/semi-urban and small-ticket secured lending creates a structural niche. Localized underwriting and collections expertise can be a durable competitive advantage, reducing direct competition and supporting stable borrower relationships and lower acquisition costs over the medium term.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flow implies reliance on external financing to fund portfolio growth. This structural cash burn reduces resilience to funding stress, raises refinancing risk, and constrains the company's ability to self-finance growth or absorb shocks without raising costlier capital or cutting origination.
High LeverageDebt-to-equity near 2.3x–2.5x leaves limited cushion for an NBFC sensitive to funding markets. Elevated leverage amplifies the impact of rising funding costs or a credit slowdown, increasing liquidity and solvency risk and making the company more dependent on stable capital markets access to sustain growth.
Thin Profitability And Low ROEVery low net margins and ROE indicate limited profitability and poor capital efficiency. Thin returns restrict internal capital generation, weaken buffers against loan losses, and likely necessitate external capital for expansion—raising the risk of dilution or higher funding costs and constraining sustainable long-term returns.
MoneyBoxx Finance Ltd. News
MONEYBOXX FAQ
What was MoneyBoxx Finance Ltd.’s price range in the past 12 months?
MoneyBoxx Finance Ltd. lowest stock price was ₹49.50 and its highest was ₹99.50 in the past 12 months.
What is MoneyBoxx Finance Ltd.’s market cap?
MoneyBoxx Finance Ltd.’s market cap is ₹4.86B.
When is MoneyBoxx Finance Ltd.’s upcoming earnings report date?
MoneyBoxx Finance Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 49 days.
How were MoneyBoxx Finance Ltd.’s earnings last quarter?
MoneyBoxx Finance Ltd. released its earnings results on May 28, 2026. The company reported ₹0.07 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.07.
Is MoneyBoxx Finance Ltd. overvalued?
According to Wall Street analysts MoneyBoxx Finance Ltd.’s price is currently Overvalued.
Does MoneyBoxx Finance Ltd. pay dividends?
MoneyBoxx Finance Ltd. does not currently pay dividends.
What is MoneyBoxx Finance Ltd.’s EPS estimate?
MoneyBoxx Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does MoneyBoxx Finance Ltd. have?
MoneyBoxx Finance Ltd. has 69,809,200 shares outstanding.
What happened to MoneyBoxx Finance Ltd.’s price movement after its last earnings report?
MoneyBoxx Finance Ltd. reported an EPS of ₹0.07 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of MoneyBoxx Finance Ltd.?
Currently, no hedge funds are holding shares in IN:MONEYBOXX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
MoneyBoxx Finance Ltd.
Moneyboxx Finance Limited operates as a non-banking financial institution, providing an array of lending solutions across India. The company specializes in offering small-scale business credit through its Moneyboxx Vyapaar initiative, alongside property-backed loans branded as Saral, specifically catering to micro and small enterprises. Furthermore, it manages the Sikka App, a digital platform that allows clients to submit and monitor loan applications, handle their equated monthly installments (EMIs), and invest in gold and health insurance products. The firm, which was initially established in 1994 as Dhanuka Commercial Limited, adopted its current name, Moneyboxx Finance Limited, in January 2019. Its main corporate office is located in Mumbai, India.
Technical Analysis
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